Karo Budget: Kharcha

Karo Budget is a monthly budget for people who think in rupees.

Plan each month by category, log what you spend in a couple of taps, and see at a glance what's left — for the month and for today.

PLAN AND TRACK
• Groups and categories you shape yourself, for both income and expenses
• Monthly plans, with one tap to copy last month's
• "Left for today" and whether you're ahead of or behind your pace
• A heat map of your spending days, your top categories, and no-spend streaks

REAL LIFE, NOT JUST NUMBERS
• Mark money that only passed through — a bill you fronted, a transfer between your own accounts — so it never distorts your budget
• Split one statement line into the parts it was really made of
• Keep track of who owes you, and match repayments when they come in

SAVINGS
• See how your actual saving habit adds up to a target, in today's money
• What your salary earns per hour, day and month

YOUR DATA STAYS YOURS
• No account, no ads, no tracking
• Stored on your iPhone and synced only through your own private iCloud
• CSV backup and restore whenever you want
• Import a bank statement by pasting it into any AI chat with the prompt Karo Budget gives you — nothing is sent anywhere by the app