Penny: Budget, Save & Grow

Penny is an envelope budgeting app. Plan with the money you have now, set it aside for bills and everyday spending, and save toward your goals.

BUILD YOUR PLAN
Create variable, fixed, and savings envelopes. Choose categories or add your own, then drag money into each envelope.

KEEP YOUR BUDGET CURRENT
Record spending, transfers, and income. See what remains in your envelopes and track your spending history.

PLAN FOR BILLS
Add bill amounts and due dates, view your calendar, and choose optional bill reminders.

SAVE YOUR PROGRESS
Explore setup before subscribing. An active monthly or yearly subscription is required to save and use your budget after setup. After subscribing or restoring a purchase, save your plan with Sign in with Apple or an email and password account. Subscriptions renew automatically unless canceled through Apple.

Penny is a manual budgeting planner. It does not connect to your bank, hold money, or move funds.

Support: https://trypenny.app/support
Privacy Policy: https://trypenny.app/privacy
Terms: https://trypenny.app/terms
Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/