Kozeni: Mindful Spending

Kozeni is a simple expense and income tracker. Log what you spend, see where it's going, and keep a budget. No subscription, no complicated setup.

It's the kind of app that gets out of your way.


TRACK EXPENSES AND INCOME

Add a transaction in a few taps with a clean keypad. Assign it a category, attach a note if you want, and move on. You can also set up recurring entries for things like rent or a monthly subscription, and Kozeni will add them automatically.

Income works just like expenses, so you can track both sides of your finances in one place.


INSIGHTS

Charts break down your spending by week, month, or year. Tap any point or bar to jump straight to the transactions behind it. Switch between expenses and income with one tap.

On devices with Apple Intelligence, Kozeni writes a few plain-English observations about your spending each period. They are generated entirely on your device, so nothing leaves your iPhone.


BUDGETS

Set a weekly, monthly, or yearly budget for any category, or one that covers everything at once. Kozeni shows you how much you have used and how much you have left.


PRIVATE BY DEFAULT

Your data lives in iCloud and syncs across your devices. No third-party server is involved. You can lock the app with Face ID, and all AI features run on-device.

You can export everything as a CSV file whenever you want. Your data is yours.


A FEW OTHER THINGS

Home screen widgets so you can check your balance without opening the app. Siri Shortcuts for logging by voice. Various app icons. A focused single-screen mode (zen mode) if you prefer a simpler layout. Dark mode and ambient backgrounds that actually look good.


NO SUBSCRIPTION

Kozeni is free. No paywalls, no ads, no premium tier. If you find it useful, there is an optional tip jar in Settings.