Kroo Bank - Mobile Banking

WHERE YOUR MONEY WORKS IN YOUR FAVOUR

Your money should do more than sit in your account.
Kroo Bank helps it work harder with variable interest on your current account balance, while giving you simple tools to spend, save and stay in control.
No monthly fees. No minimum balance. Just banking designed to help your money go further.


INTEREST FOR YOU

With a Kroo Bank current account, you'll earn variable interest on balances up to £500,000, paid monthly.
You don't need to move your money into separate savings accounts because we pay interest on your current account balance
When you're ready to save even more, you can open a Flexible Cash ISA in the same app.
AER (Annual Equivalent Rate) shows what you'd earn over a year if interest was paid on top of interest. Gross is the contractual rate of interest.


INTUITIVE BANKING

Everything you need to stay on top of your money.
• Real-time spending insights
• Automatic transaction categories
• Instant notifications
• Track, split and settle shared expenses
• Freeze and unfreeze your card in seconds

Simple banking that helps you feel more in control.


ZERO FEES ABROAD

Spend with your Kroo debit card anywhere Visa is accepted without foreign spending fees.
Keep more of your money where it belongs - with you.
We won't charge you for overseas ATM withdrawals either, although some ATM providers may charge their own fee.


NO MONTHLY ACCOUNT FEES

Open and manage your current account with no monthly account fee.

Manage your everyday banking, earn interest on your balance and access products including:
• Current Account
• Flexible Cash ISA
• Personal Loans (subject to eligibility)
Simple products. Clearly explained.


BANK WITH CONFIDENCE

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per customer.

Protect your account with:
• Face ID and Touch ID
• Multi-factor authentication
• Instant card controls
• UK-based customer support


KROO & APPLE PAY

Add your Kroo card to Apple Pay for an easy, secure and private way to pay.


OUR PURPOSE

Who you bank with matters.
We're building a bank that helps people grow their money with confidence through simple products, fair value and banking that's designed to work in your favour.

Our customer privacy policy can be viewed here: https://www.kroo.com/customer-privacy-notice
Kroo Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 953772).
Current account applications and account management are available through the app only.

* The current AER / gross variable rate is shown in our app and on our website