Loan App: Lend & Borrow

Loan App: Lend & Borrow is a private, interest-free way to remember money you lend or borrow and follow every repayment clearly. It is built for personal record keeping - not banking, credit scoring, or lending services.

Track with confidence
- Keep lending and borrowing separate while seeing the net position for each person.
- Record partial or full payments with editable dates and optional notes.
- Plan one-time, weekly, monthly, or custom installments.
- Add extra amounts to an existing loan and preserve the complete history.
- See overdue balances, upcoming payments, repayment progress, and clear visual insights.

Clear statements
- Share loan history as a PDF or CSV.
- Create a modern balance-confirmation PDF.
- Invite one person to a private, read-only Live Statement through iCloud.
- Export and import your records, including a password-protected encrypted format.

Private by design
Your records stay on your devices and in your private iCloud account when iCloud is enabled. Loan App has no ads, no tracking, and no developer-operated account or analytics system. Live Statement sharing is optional, person-scoped, and read-only for recipients.

Made for everyday use
- English and Arabic with native right-to-left layout.
- Gregorian dates and multiple currencies, including the official Saudi Riyal symbol.
- Light and dark appearance.
- Optional Face ID lock and optional app-switcher privacy cover.
- Local reminders with no interest, fees, penalties, APR, or profit calculations.

Loan App is a personal record-keeping tool. It does not lend money, move funds, verify balances, provide financial advice, or replace a legal agreement.