PennyTracker

PennyTracker is a simple, straightforward expense tracking app that helps you take control of your spending without the complexity of bloated finance apps. Best of all? It's completely free with no ads, no subscriptions, and no hidden costs.
EASY EXPENSE ENTRY
Add your purchases manually in seconds by entering the date, store name, payment method, category, amount, and optional notes. It's quick, intuitive, and designed to get out of your way.
AUTOMATIC LOGGING WITH APPLE PAY
Set up a simple Shortcuts automation once, and PennyTracker logs your automatic purchases the moment you pay — no need to open the app. Prefer more control? Choose the manual option to confirm the category and add notes each time. Setup instructions are right in the app's Settings tab.
SMART RECEIPT SCANNING
Tired of manual entry? Simply snap a photo of your receipt and let PennyTracker's text recognition technology extract the key information. Review and edit the details before saving to ensure accuracy. While receipt formats vary, our scanner gives you a helpful head start.
INSIGHTFUL ANALYTICS
Visualize your spending habits with clear pie charts showing breakdowns by category and payment method. View your totals by day, week, month, year, or all time, and see at a glance where your money is really going.
POWERFUL SEARCH & FILTERING
Find any transaction quickly with robust search and filtering options:
Search by store name
Filter by amount range (min/max)
Filter by date range
Filter by payment method or category
Sort by entry date, transaction date, amount, or store name
FULL CUSTOMIZATION
Make PennyTracker work for you by creating custom categories and payment accounts that match your lifestyle. Edit or manage them anytime in settings to keep your tracking relevant.
YOUR DATA, YOUR DEVICE
PennyTracker stores all your data locally on your device — including anything logged automatically through Apple Pay. We don't collect, transmit, or store any of your personal information or financial data. Your privacy is guaranteed.
EXPORT YOUR DATA
Need your expense data in a spreadsheet? Export all your transactions to CSV format directly from the app for further analysis or record-keeping.
KEY FEATURES
Manual expense entry with customizable categories
Automatic logging via Apple Pay Shortcuts automation
Receipt scanning with text recognition
Visual analytics with pie charts by day, week, month, year, or all time
Advanced search and filtering
Multiple sorting options
Custom categories and payment accounts
CSV export functionality
100% free with no ads
Complete privacy - all data stored locally
No login required
Whether you're a student tracking a tight budget, a professional managing business expenses, or anyone wanting to understand their spending better, PennyTracker gives you the essential tools without overwhelming complexity.
Download PennyTracker today and start your journey to better financial awareness!