Perk Pilot: Card Rewards

Know which card to use, track every credit, and see what a welcome bonus is really worth. No bank login required.

TRACK YOUR CARD CREDITS
- See the monthly, quarterly and yearly credits on each of your cards
- Tap to mark a credit as used
- Get a reminder before a credit expires, so you don't lose it
- See how much of your annual fee you've already earned back this year

WHICH CARD SHOULD I PAY WITH?
- Pick what you're buying (dining, groceries, gas, travel…) and see which of your cards gives you the most per dollar
- Ranked by cash value, so a simple 3% card can beat an inflated points multiplier, and the app explains why

WHAT A BONUS IS REALLY WORTH
Most sites show one number for a welcome bonus. But points aren't worth one thing: 175,000 points can be about $1,050 as a statement credit, or close to $3,000 transferred to an airline. Perk Pilot shows you the full range: cash, shopping, travel portal, and airline and hotel transfers.

FIND YOUR NEXT CARD
- Choose where you spend the most and get cards ranked by what you'd actually earn
- Annual fees shown up front, with the reminder that fees repeat every year while the bonus is paid once
- Filter out cards with an annual fee in one tap

PRIVATE BY DESIGN
- No bank login, no account linking: you add your cards, we never see your transactions
- Browse recommendations without an account
- Sign in with Apple or Google only when you want to save your cards

IN ENGLISH AND SPANISH
The whole app is available in English and Spanish.

Values are estimates based on publicly available information and change over time.

How Perk Pilot is free: some cards include a referral link. If you apply through it and get approved, Perk Pilot may earn a bonus. We always tell you before opening a referral link, and it never changes the order of your recommendations.