Pledgr: Daily Expense Tracker

Pledgr is a fast, private expense tracker for people who want clarity about their money without giving it to anyone else. No sign-up. No vendor server. Your data lives on your iPhone and syncs through your own private iCloud.

LOG IN SECONDS
• Add expenses, income, and transfers with a few taps
• Categories with clean, colorful icons — plus your own custom categories
• Tags, notes, and photo receipts for deeper organization
• Pick the account you paid with: cash, bank, credit card

SEE WHERE MONEY GOES
• Cash-flow summary the moment you open the app
• Weekly, monthly, yearly, and custom analysis
• Spending trends, day-wise charts, and category breakdowns
• Payment-mode analysis and summary statistics
• Export any period to CSV

STAY ON BUDGET
• Monthly and annual budgets with progress you can read at a glance
• A daily budget target that keeps you honest
• Optional budget alerts before you cross the line

EVERYTHING ELSE YOU NEED
• Accounts with balances and privacy masking
• Scheduled transactions with reminders for recurring bills
• Debts — track money you lent or borrowed, with due dates
• Home-screen widget for today's spending
• Spotlight search of your transactions
• Daily reminder so logging becomes a habit
• App lock with Face ID
• JSON backup export and restore — your data is portable, always

PRIVATE BY DESIGN
• No account and no Pledgr server — there is nothing to sign up for
• Your financial data stays on device and in your private iCloud database
• The free app shows a small banner ad; your financial data is never shared with advertisers

Pledgr is built for one thing: making it effortless to know where your money goes — while making sure nobody else does.