Recta: Money & Household

Recta keeps your money and your household's in one place. Log an expense in seconds, see every account balance at a glance and follow cards, invoices and goals without a spreadsheet.

FAST LOGGING
• Big amount, category suggested from what you use most, account and date in one tap.
• Installment purchases on the card, each one on the right invoice.
• Split an expense with the people you live with, repeat entries and add notes.
• Mark as paid or pending; overdue bills stand out.
• Capture shortcuts, Siri and Shortcuts: "Hey Siri, log an expense in Recta".

YOUR MONTH
• Home with total balance, an account carousel and the month summary (income, spending and top categories).
• Spending by category chart and recent activity.
• Customize Home: comparison with last month, fixed vs. variable spending, budget vs. actual, spending by day and a 6-month balance forecast.
• Home Screen widget with your balance and the month's spending.

CARDS AND INVOICES
• Used and available limit, closing date, due date and the best day to buy.
• Month-by-month invoice with purchases, installments and payments; pay the invoice from an account.
• Reserve money in an account to pay the card.

PLAN
• Savings goals with progress and contributions.
• Budgets by category, with an alert for how much you have used.
• Recurring entries: subscriptions and fixed bills posted for you.

REPORTS
• Month summary, income vs. expenses, spending by category and balance over time.
• Export the month sheet as PDF, image or spreadsheet.
• Monthly recap with the highlights of your spending.

STATEMENT
• Entries grouped by day with a daily total, search and filters by account, category and type.
• Swipe to delete (with undo) or mark as paid.

HOUSEHOLD
• Use the same Recta account as the web app and switch between the households you belong to.
• Invite the people you live with; read-only members see everything without changing anything.

ON APPLE WATCH
• Log an expense from your wrist: turn the Digital Crown to set the amount or dictate it, with one-tap favorites and Undo.
• Your balance, the monthly budget ring, today's spending and alerts for upcoming card bills and bills.
• Complications and Smart Stack to see your month and log right from the watch face.

ON IPAD
• A layout made for the big screen: sidebar, list and detail side by side, and Home as a grid.
• Works in landscape, portrait and resizable windows, with keyboard and trackpad: ⌘N logs an expense and ⌘F searches.

PRIVACY
• Hide balances with one tap.
• App lock with Face ID, Touch ID or your device passcode.
• No ads and no tracking: your data is only used to run the app.

Available in English, Portuguese, Spanish, French, Japanese, Russian, Chinese and Arabic, with light and dark themes.

Privacy: https://recta.app/privacy
Terms: https://recta.app/terms