RichHabits: Money Challenges

Could you skip takeout for 30 days? RichHabits turns saving money into a game: 30-day money challenges, daily money habits, streaks and a level map.

Check In With One Gesture
Hold a habit or swipe it to mark it done, with haptics, an undo option and confetti on milestones. Each habit's streak flame grows as your streak gets longer.

Your Wealth Journey
Earn XP from real actions: completed habits, money challenges, lessons and weekly reviews. Climb 12 journey stages from Starter to Wealth Builder, unlock badges and finish weekly quests. Everything is calculated from what you actually logged.

Daily Money Challenge
Get one small, practical money challenge each day, such as a no-spend day, a round-up save or a subscription review. Each one explains why it works and cites its source. Log what you saved and see your total.

Energy and Spending-Urge Check-In
Rate your energy and spending urge in seconds, tag what triggered it and get a coping tip. Over time RichHabits shows how your habits hold up on high-urge days.

Plans That Fit Your Life
- Schedules: every day, chosen weekdays or N times per week
- If-then plans and habit stacking ("After I pour my coffee, I will...")
- Per-habit reminders
- Streak freezes earned by consistency, so one missed day doesn't erase your progress
- A 26-week consistency heatmap

Routines
Build habit stacks, drag to reorder them, then run a routine step by step.

Weekly Review
See your scorecard against last week, answer a rotating money question and turn obstacles into if-then plans.

Wealth Toolkit
- Short lessons on saving, emergency funds, budgeting, debt and investing, each with a credible source
- A micro-quiz after every lesson
- Money scenarios ("You got a $1,000 bonus. What do you do?") with feedback
- Future You: drag sliders for savings, return and time to see a live projection and time to your goal
- Calculators for savings rate, emergency fund, compound growth and debt payoff (avalanche vs. snowball)

Goals With Progress Rings
Log contributions toward amount goals and watch the ring fill, with this month's total, your monthly average and an estimated time to target.

Wealth Routines and Guided Rituals
Add curated habit stacks with one tap, including the Financial Foundations pack (pay yourself first, emergency fund deposits, extra debt payments, spending tracking). Rich-habit rituals open guided logging flows for net-worth reviews, expense audits, weekly wealth reviews and more.

Insights and Mood
Monthly calendar, Monthly Rate circle, streaks, routine momentum charts and 7-day mood trends next to your habit data.

Friends and Accountability
Connect with friends using Friend IDs and invite anyone with one tap.

Your Data, Your Choice
Delete your account and data from the Account tab at any time.

RichHabits Premium
Upgrade to Premium for unlimited habits and goals, advanced streak insights and your full progress history. Monthly or annual subscription.

RichHabits is for education and habit tracking only. It does not provide financial, investment or tax advice. Projections are illustrations based on your inputs, not predictions.

Start building routines that compound.

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