Splitiva

No typing. No receipts. Just track.

Paste a bank alert. Snap a receipt. Forward a screenshot from your bank app. Splitiva reads the amount, merchant, and category before you've put your phone down — and logs it in one tap.

SMART IMPORT
On-device Vision Mode uses ML to extract transaction data from any bank screenshot or receipt. Share directly from your bank app or paste SMS text. No server. No upload. Everything happens on your iPhone.

SPLIT BILLS FAIRLY
Create groups for trips, rent, and shared subscriptions. Split equally, by exact amount, or by percent. Debt simplification calculates the fewest repayments so you stop chasing. See exactly who owes what the moment you open the app.

SEE YOUR SPENDING STORY
A color-coded activity calendar makes every day's money flow visible at a glance. Behavioral insights reveal your spending velocity, impulse hours, recurring subscription drains, and a live month-end forecast — built automatically from your own transactions.

BUDGETS THAT WARN YOU EARLY
Set monthly limits per category. Splitiva projects your burn rate and alerts you before you exceed — not after the month ends.

PRIVACY THAT MEANS IT
E2EE vault. Local-only mode keeps all personal data off the cloud entirely. Biometric lock. Active device management. Your financial data is never sold or shared.

SPLITIVA PRO (OPTIONAL)
Unlimited Smart Import, share-from-bank-apps, advanced AI financial insights, spending forecasts, CSV + PDF reports, premium themes (OLED Black, Cyberpunk Sunset, Midnight Gold, Diamond, Emerald Luxe), custom Theme Engine, and an ad-free experience.

FREE TIER INCLUDES
• Expense and income tracking
• Activity calendar + spending charts
• Group splits and settle-up with debt simplification
• Up to 10 Smart Imports/month (watch a short ad for more)
• E2EE vault and local-only mode
• Home screen widgets
• 10 languages: English, हिन्दी, Deutsch, Español, Français, Bahasa Indonesia, 日本語, 한국어, Português, ภาษาไทย

Coming from Splitwise? Import your exported CSV directly.

Splitiva Pro is an optional subscription with a 14-day free trial. Payment is charged to your Apple ID at purchase confirmation. Subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple ID → Subscriptions.

Privacy Policy: https://splitiva.cleverfolio.me/privacy_policy
Terms of Use (EULA): https://splitiva.cleverfolio.me/terms_of_service