Splitiva: Expense Tracker

The moment you receive a transaction SMS, Splitiva reads it and logs the expense automatically. No manual entry. No sign-ins. No data uploaded.

INSTANT SMS EXPENSE LOG Enable SMS permissions once and watch your timeline fill itself. Splitiva parses transaction alerts — extracting amounts, merchants, categories, and transaction types in real time. Works with all major Indian transaction SMS formats. Includes 1 month of historical SMS backfill free; up to 6 months with Pro. Missed transactions? Rescan your inbox any time.

VISION MODE Point the camera at a screenshot or receipt — or share one directly. On-device ML (Google ML Kit) extracts amount, merchant, and type with confidence indicators you can review and edit before saving. Nothing is uploaded.

SPLIT EXPENSES, RESOLVE FAIRLY Groups for trips, rent, shared costs, and more. Split equally, by exact amount, or by percent. Smart simplification calculates the fewest steps to resolve all group totals. Get notified the moment someone adds an expense, and see who owes what — in real time.

SPENDING PATTERNS Spending pace over 14 days. Weekly average vs monthly average. Which hours you spend the most. Which merchants show up repeatedly. Which recurring costs you may have forgotten. Splitiva builds these entirely from your own transactions — no data sent for external analysis.

CATEGORY BUDGETS Set a monthly limit per category. Splitiva tracks your spending pace and alerts you before you exceed — not after the month ends.

ACTIVITY CALENDAR Every day of the month color-coded by spending, income, or both. Tap any day to see the full breakdown. Understand your spending habits at a glance.

HOME SCREEN WIDGETS See your totals, what you're owed, and recent activity without opening the app. Quick-add an expense straight from your home screen.

PRIVACY FIRST On-device processing for SMS parsing, OCR, and spending analysis. Optional encrypted cloud sync — or stay fully local. Biometric lock. E2EE vault. Your data is never sold, never profiled, never shared.

SPLITIVA PRO Unlimited SMS backfill (up to 6 months), unlimited Smart Imports, detailed spending analysis, full spending trends and comparisons, Ask about your Spending, CSV + PDF exports, premium themes (OLED Black, Cyberpunk Sunset, Midnight Gold, Diamond, Emerald Luxe), custom Theme Engine, and an ad-free experience. Pro usage dashboard shows exactly how much time smart imports have saved you.

FREE TIER ✔ Auto SMS expense logging — works with all major Indian transaction formats ✔ Vision Mode OCR (limited scans/month) ✔ Group splits and smart simplification ✔ Category budgets and monthly charts ✔ Activity calendar ✔ E2EE vault and local-only mode ✔ Home screen widgets ✔ 10 languages: English, हिन्दी, Deutsch, Español, Français, Bahasa Indonesia, 日本語, 한국어, Português, ภาษาไทย

Coming from other apps? Import your exported CSV directly and pick up where you left off.

Recent changes:
Tracking your expenses just got a whole lot smoother! We’ve polished up the app, squashed some bugs, and made everything run a bit faster. Dive in to enjoy a more reliable, refined, and seamless Splitiva experience.