SubTamer: Bill, Budget Tracker

Stop getting surprised by subscription charges.

SubTamer tracks every recurring payment, bill, and day-to-day expense without ever connecting to your bank. Full visibility. Complete privacy. Total control.

Why people choose SubTamer:
No bank login. No data sharing. No ads. Just you and your money.
Unlike most finance apps, SubTamer never touches your bank account. You add what you want, control what the app sees, and your data stays on your device. It's the finance app for people who don't want to hand over their financial life to get organised.

What you can track:
• Subscriptions & recurring payments - Netflix, Spotify, gym, insurance, everything
• Trial endings - manage your free trials and avoid unexpected charges
• Cost changes - track and manage subscription cost changes
• Bills & direct debits - never miss a payment date again
• Everyday expenses - log receipts manually or scan them instantly with AI
• Shared expenses - split costs with family, partners, or housemates

Stay ahead of your money:
• Alerts when prices change, or free trials are about to end
• Calendar and timeline views so due dates never sneak up on you
• Custom reminders for upcoming payments
• Smart projections showing what you'll spend next month

Powerful analytics, built in:
• Monthly and yearly spending trends
• Income vs. spending breakdown
• Subscription lifecycle insights
• See exactly where your money goes - at a glance
• AI Assistant for subscription-aware insights and dynamic charts

What makes SubTamer unique

Expense Tracking & Smart Receipt Scanning:
Track one-off expenses alongside subscriptions and bills.
Use AI-powered receipt scanning to automatically extract totals, dates, and categories - or add expenses manually.

Shared Expenses & Income:
Easily share expenses and income with family, partners, or trusted users.
See combined spending reflected instantly across analytics and charts - while staying fully in control of what you share.

AI-Powered Assistance:
AI that works for you. Ask your AI assistant questions like "What will I spend next month?" or "Which subscriptions have I had longest?" Bring your own OpenAI API key for maximum privacy. You choose how much data it can access.

Bring your own OpenAI API key for maximum privacy.
You decide how much data the assistant can access.

Advanced Analytics:
• Monthly and yearly spending trends
• Cost changes and alerts
• Payment frequency and subscription lifecycle
• Free trial tracking and conversion insights
• Income vs. spending analysis

Privacy First:
SubTamer never connects to your bank or collects sensitive data.
No ads. No hidden trackers.
Your information stays secure and under your control.

Pricing

SubTamer Full Version
Monthly (£2.99) or Annual (£24.99)
Includes a 14-day free trial. Cancel anytime via your App Store account.

SubTamer is built for people who value privacy, clarity, and control - a clean, simple way to manage subscriptions, expenses, and bills, now smarter with AI.

Terms of Use: https://subtamer.co.uk/terms-and-conditions
Privacy Policy: https://subtamer.co.uk/privacy-policy

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