WaitingOn: IOU & Debt Tracker is made and published by
Bismah Farooq.
AppBrain is an independent app data site and isn't affiliated with Bismah Farooq.
The app name, icon, screenshots and description belong to Bismah Farooq and are shown as
published on the App Store.
About WaitingOn: IOU & Debt Tracker
WaitingOn: IOU & Debt Tracker is a finance app developed by Bismah Farooq.
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App Information
WaitingOn: IOU & Debt Tracker is freely available from the App Store. The app size is 19.12 MB. The latest version available is 1.0. The last update was on September 30, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on the App Store since September 2026.
Description by Bismah Farooq(from the App Store)
Who owes you money? Which refund is still missing? Who promised to reply and never did?
WaitingOn is the IOU, debt and follow-up tracker for everything where the next move is someone else's. Add it in 5 seconds, and WaitingOn counts the days, reminds you when it's time to follow up, and even writes the nudge for you.
TRACK WHO OWES YOU • Money you lent to friends and family — IOUs, loans and debts in any currency • Log partial payments and see exactly how much is still owed • Borrowed items: camera, book, charger — know who has it and for how long • Refunds, deliveries, approvals, replies and promises — all in one place
NEVER FORGET TO FOLLOW UP • Smart reminders: first nudge after 3 days, then 2, 4 and 7 — or the day after a promised date • Morning digest only on days something is due. No spam, ever. • "Waiting 12 days" — the waiting time is front and centre on every card • Snooze, mark "they responded", log a new promise, or resolve in one tap
LET AI WRITE THE NUDGE • Pick a tone: Friendly, Polite, Professional or Firm • Send by Messages, Mail or any chat app — nothing is ever sent automatically • Quick Add understands plain language: "Ali owes me 5000 Friday"
SHARE A PAYBACK LINK • Send a link — they tap "Done", ask for more time, or reply. No app needed. • Their answer updates your IOU instantly
MADE FOR REAL LIFE • Home & Lock Screen widgets • Share a chat or screenshot from any app to add it • Siri: "Track something in WaitingOn" • Workspaces for clients and freelancers, with CSV export • Money recovered insights and a monthly recap • Works offline. Syncs securely. Sign in with Apple. • English, Urdu, Arabic, Hindi and Spanish
WAITINGON PRO Unlimited loops, AI follow-ups, screenshot import, smart follow-up sequences, attachments, workspaces and money insights. Choose monthly, yearly, or pay once for lifetime access.
Payment is charged to your Apple Account at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings.
Privacy Policy: https://bismah-farooq.vercel.app/privacy-policy.html Terms of Use (EULA): https://bismah-farooq.vercel.app/eula.html
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
