Actoloan:Instant Personal Loan

ActoLoan is a digital platform designed specifically to help salaried individuals access fast, secure, and hassle-free personal loans. We provide a seamless, tech-driven lending experience for professionals in need of quick financial assistance before payday.

Our Lending Partner

All loans available through ActoLoan are facilitated by our RBI-registered Non-Banking Financial Company (NBFC) partner:

PRAKASH CHEMTEX (INDIA) LIMITED

Eligibility

Who We Serve: Salaried professionals with a regular monthly income.

Age Criteria: 18 years and above.

Why Choose ActoLoan?

• 100% Digital Process: Complete your application online with zero physical paperwork.

• Quick Approvals: Get funds credited directly to your bank account upon approval.

• Transparent Terms: Clear EMI repayment schedules with no hidden charges.

• No Collateral Required: Fully unsecured personal loans.

• Bank-Grade Security: Secure document verification and encryption to keep your personal data private.

APR Calculation Detailed Example:

Let's say you borrow ₹10,000 with a monthly interest rate of 3% and a repayment period of 12 months:

• Loan Amount: ₹10,000

• Monthly Payment (EMI): ₹1,004.68

• Total Repayment Amount: ₹12,056.16

• Total Interest Paid: ₹2,056.16

• Maximum Annual Percentage Rate (APR): 42.576%

• Minimum Repayment Period: 90 Days

• Maximum Repayment Period: 365 Days

This example illustrates how the monthly interest rate converts into the APR and shows the total cost of borrowing over the repayment period. Actual loan amounts, interest rates, tenure, and repayment schedules may vary depending on the applicant's eligibility and the lending partner's assessment.

How It Works

Download and install ActoLoan.
Register using your mobile number.
Complete your KYC and basic profile.
Check your eligibility.
Submit the required documents.
Upon approval, the loan amount is credited directly to your registered bank account.

Contact & Support

For any questions, support, or data deletion requests, we are here to help:

Email: support@actoloan.com

Website: https://actoloan.in

Privacy Policy: https://actoloan.in/privacypolicy

Address: Building No.: 163-S, Basement, Model Town, Hisar, Haryana - 125001

Recent changes:
• Enhanced security and privacy for your personal information and documents
• Sensitive screens are now better protected from screenshots and screen recording
• Fewer unexpected logouts and clearer error messages
• Improved handling of cancelled and failed payments, with an easier retry option
• Improved PayU payments
• Improved app stability and crash reporting