PayRupik Instant Personal Loan is a finance app developed by Sayyam Investments Pvt Ltd.
Download Statistics
PayRupik Instant Personal Loan has been downloaded 27 million times. In the last 30 days, the app was downloaded 950 thousand times. It is ranked in the top 100 finance apps.
User Ratings
PayRupik Instant Personal Loan is rated 4.11 out of 5 stars. The rating is based on 2.5 million ratings.
App Information
PayRupik Instant Personal Loan is FREE to download. The APK download size is 35.63 MB. The latest version available is 3.0.1. The last update was on June 5, 2026.
Technical Requirements
PayRupik Instant Personal Loan requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play January 2020.
Description
PayRupik is an online instant personal loan platform trusted by over 10 million users, providing quick access to credit through a simple and secure digital process. PayRupik is a lending product of Sayyam Investments Pvt Ltd, a Non Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI). Through the PayRupik app, eligible users can avail personal loans of up to ₹2,50,000 through a fully digital and convenient process. If you are looking for a reliable partner to help manage short term financial needs without complicated procedures, PayRupik is here to help. Loan Details Loan Amount: Up to ₹2,50,000 Loan Tenure: 91 days to 180 days Maximum Annual Percentage Rate (APR): 35.04%
Interest and other charges are calculated based on the approved loan terms and tenure for the borrower. The final repayment amount, including interest and applicable charges, will be clearly displayed to the user before confirming the loan agreement within the app. Why Choose PayRupik Transparency PayRupik offers instant digital loans with clear information about loan terms and charges. Instant Personal Loan Loan amounts are transferred directly to your bank account once approved. The process is fully digital and can be completed anytime. Efficient Process Apply for a loan through a quick and simple application flow without physical paperwork. Security Your data is protected and transmitted through secure HTTPS connections. Information is never shared without your consent except where required by lenders or regulations. What Should You Do First 1. Download and install the PayRupik App 2. Create an account using your mobile number 3. Upload your KYC documents, including PAN card and address proof 4. Complete verification and submit your loan application Eligibility You must be an Indian national You must be more than 20 years of age You must have a steady monthly source of income Representative Loan Example Loan Amount: ₹10,000 Loan Tenure: 120 days Processing Fee: 4% GST on Processing Fee: 18% Annual Percentage Rate (APR): 35.04% Monthly Percentage Rate (APR): 2.92% Daily Percentage Rate (APR): 0.096% Interest Amount: ₹1152 Processing Fee: ₹400 GST on Processing Fee: ₹72 Total Charges: ₹1,624 Total Repayment Amount: ₹11,624 Important Disclaimer Loan approval, loan amount, interest charges, and tenure are subject to credit assessment and may vary based on the applicant’s profile and risk evaluation. PayRupik does not guarantee loan approval. All loans are provided at the sole discretion of the lending partner as per applicable regulations. Contact Us If you have any questions, feel free to contact us: Email: service@payrupikloan.in Phone: 02248930118 Address: Agyathuri, Chamajali, Amingaon Guwahati Kamrup, Assam 781031
Recent changes: 1. We've upgraded the BBPS process — faster, smoother, and more transparent. 2.New Rewards & Coupons Center is now live— save smart, save more
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Comments on PayRupik Instant Personal Loan for Android
★★★★★nagaraj chary vishwakarma· Jun 29, 2026
Where good app no harassment calls simply pay on time and get top up. thanks a lot for your support
★★★★☆charles raji· Jun 26, 2026
I took 4 loans and the process were so quick. But this time I referred my friend to take loan, and I also repaid the last loans and applied new one. The process takes longer than last time. My friend's it already one day over and mine also still under process. Please look into it
★★★★★Devendra Singh· Jun 26, 2026
Public Mein is app ka Beirut craze hai this is very good job and this is a very good fo application
★☆☆☆☆Muskan Modi· Jun 18, 2026
I have my all loan timly after 97 days I'm applied showing same reason please try 97 days even m not due any pymnt
★☆☆☆☆neeraj mehrotra· Jun 29, 2026
Paid on time but now no loan available for my profile, and they keep on calling before due date to repay the balance do not apply for loan
★☆☆☆☆Ravi Prakash Nayak· Jun 15, 2026
No one should take a loan from this app; I took one once. When applying for another loan at a bank, the bank asks for an NOC and a loan account statement, but these people do not provide them. They claim that their company does not issue loan account statements.
Google Play Rankings for PayRupik Instant Personal Loan
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