Bora Credit is a finance app developed by CERES TECH LIMITED.
Download Statistics
Bora Credit has been downloaded 1.5 million times. In the last 30 days, the app was downloaded 100 thousand times.
User Ratings
The app has no ratings yet.
App Information
Bora Credit is FREE to download. The APK download size is 9.65 MB. The latest version available is 1.2.2. The last update was on June 19, 2026.
Technical Requirements
Bora Credit requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play October 2025.
Description
**The reliable Loan App Bora Credit offer: 1. Loan Amount: 500 Ksh ~ 50,000 Ksh 2. Loan Term: the shortest tenor is 91 days, the longest is 180 days 3. APR : Minimum 36% to Maximum 72% 4. Service Fee: 0% 5. Loan request: Need to be at least 18 years old or above
**Example: If the loan amount is 2500 Ksh, the loan term is 180days, and the APR is 72%, the total service fee should be 2500 Ksh * 72%(APR)/2 = 900Ksh. The total amount must be paid: 2500+2500*72%(APR)/2=KES3400
Repayment Example: If you choose to make a one-time repayment, then you will make a one-time repayment of KES3400 after 180 days. If you choose to make monthly repayments, your monthly repayment amount will be KES3400/6 = KES 566.67
Fee Details: Loan principal: 2500 Ksh (180 days) Loan fee(total fee of the loan): 900Ksh(=2500 Ksh * 72%(APR)/2) Total amount payable: KES3400(=2500 Ksh+2500 Ksh * 72%(APR)/2) APR: 72%
To apply for a loan, you need to follow several steps: 1. Register with your M-Pesa number 2. Apply for the exact loan amount you need 3. Get approved and receive the money 4. Repay on time to get a credit limit of 50,000 Ksh
Your Privacy Matters: At Bora Credit, we prioritize your privacy and security. We use encrypted data from your phone, including SMS history, to verify your identity and assess your creditworthiness. Rest assured, your information is safe with us and will never be shared with third parties. Choose Bora Credit for a reliable and hassle-free borrowing experience.
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The app is good, but the problem is when I made my payments your system takes ages to reflect on your end and confirm payment. Please amend that.
★★★★☆DateacherCollo Mutai· Apr 9, 2026
Bora Credit is a convenient and user-friendly mobile loan app that makes accessing quick funds simple and fast. One of its biggest strengths is the easy application process—you can apply using your phone and receive approval within a short time, making it ideal for emergencies.
★☆☆☆☆Deborah Simiyu· Dec 3, 2025
Very disappointing you pay your loan BT they still send you threatening messages, stop harassing people if we pay we need peace of mind pliz very
★☆☆☆☆JENNY Braxton· Nov 29, 2025
As a watchdog of these mobile apps I was given a task on following up on grievances. I watch the ads which are very conniving I proceeded to ask for a loan little did they know I was paid to read the terms yet 120 days, 180 days or a month is impossible. They are so cunning in deducting money loaned and charge high interest rates. You have been marked and the possibility of your app being investigated is very prudent.
★★☆☆☆KENNEDY OGOLA· Aug 10, 2026
You have very high interest rates, too short repayment period, aggressive, unethical recovery tactics!
★☆☆☆☆Carson Kibet· Jun 9, 2026
Don't even think of downloading it. They trick you into taking a loan you don't want lying to you that your repayment period will be extended once you take the loan. Shock on you. Poor customer service.
Google Play Rankings for Bora Credit
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Technologies used by Bora Credit
11 permissions·52 libraries
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Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
