Budget & Expenses - Fourmio

💰 FOURMIO — FREE EXPENSE TRACKER & BUDGET MANAGER

Reach the end of the month not knowing where your money went? Fourmio is a free budget management application to track expenses, manage accounts, and reach your savings goals. Ad-free, and works 100% offline with no account. Simple, fast, built for everyday life.


🏦 MULTI-ACCOUNT MANAGEMENT

• Checking, savings, credit card, cash and investment accounts
• Shared accounts for couples, families, kids and roommates
• Balances updated in real time with every transaction
• Trend charts and activity history per account
• Transfers between your accounts in seconds


💸 SMART TRANSACTION TRACKING

• Record expenses and income in seconds
• Quick add in one line: "coffee 3.50" is enough
• AI receipt scanner
• Receipt and invoice photos attached to each transaction
• 40+ emoji categories, filters, search and sort
• Import CSV, Excel (.xlsx), OFX, QIF, CAMT, MT940
• PDF and CSV export
• Automatic recurring transactions
• Android home screen widgets


🎯 BUDGETS & SAVINGS GOALS

• Monthly budgets by category with progress bars
• 50/30/20 method, envelopes or left to live on
• Automatic alerts before and after exceeding your limit
• Savings goals with milestone tracking (travel, purchase, emergency fund)
• Overview and progress notifications


📊 ANALYTICS & FORECASTS

• Monthly summary, cash flow and spending by category
• Balance forecast and upcoming expenses
• Monthly or yearly recap as stories


🔄 SUBSCRIPTIONS & DEBTS

• Subscriptions detected automatically, monthly and yearly cost
• Reminder before the charge of a subscription to cancel
• Debts and loans: snowball or avalanche payoff plan


🛒 COLLABORATIVE SHOPPING LISTS

• Custom lists with emoji icons and color choices
• Flexible quantities: g, kg, L, mL, pcs, box, packet or custom unit
• Estimated price per item: know your total before you shop
• Share a list with family or flatmates, synced in real time
• Each member checks off items — see who bought what
• Validate purchases in one tap: they become expenses
• Roles: owner, editor or viewer


👨‍👩‍👧 SHARED ACCOUNTS — FAMILY, FRIENDS, ROOMMATES

• Share an account with your partner, family or roommates
• Each member sees transactions in real time
• Full transparency on shared expenses
• Join a shared account with an invite code
• Balance between members: who owes how much to whom


🔔 SMART NOTIFICATIONS

• Budget, savings goal, recurring and shared account alerts
• Real-time push notifications on all your devices


🔒 SECURITY & PRIVACY

• Biometric authentication (fingerprint, face recognition)
• Sign in with Google or email / password
• Data hosted on secure, GDPR-compliant servers
• Full account deletion available at any time


🐜 ANT MODE — YOUR FINANCIAL COACH

• Monthly savings score and habits compared month after month
• A unique indicator that motivates you to spend better


✨ WHY FOURMIO?

✓ Complete expense tracker — all your accounts in one place
✓ Free plan with no ads, optional Premium
✓ Offline mode, no account or internet needed
✓ Receipt photos and bank statement import
✓ Smart budgets and savings goals with alerts
✓ Subscriptions and debts tracked in one place
✓ Shared accounts and shopping lists — family, friends, roommates
✓ Automated recurring transactions
✓ Ant Mode — your built-in financial coach
✓ Dark mode, customizable themes and 15 languages
✓ Real-time sync across all your devices

📲 Download Fourmio now and take control of your finances — it's free.


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Fourmio is an expense tracker and personal budget manager. Works 100% offline (no account) or with cloud sync. Does not connect to your bank: manual entry or statement import.

Recent changes:

💰 Fourmio v4.0.0
Subscriptions, debts and budgeting methods.

• One-line quick add: “coffee 3.50”, also as an Android widget
• Subscriptions: real cost, price increases and a reminder before you cancel
• Debts and loans: estimated payoff date and repayment plan
• Budgeting methods: 50/30/20, envelopes or daily money left
• Nothing gets lost: catch up on missed due dates, more useful notifications

Thank you for using Fourmio! 💜