BudgetMate: Expense Tracker

BudgetMate is a simple offline expense tracker and budget planner. Log what you spend, set a monthly limit, and see exactly where your money went — without creating an account or connecting a bank.

Everything is stored on your own device in a local database, so the app opens and works with no internet connection.

TRACK INCOME AND EXPENSES
• Add an expense or income in a few taps from the home screen
• Organise spending with built-in categories, or create your own
• Keep separate accounts for cash, bank and cards, each with its own balance
• Attach a photo of a receipt or a note to any transaction
• Filter your history by date range, account or category
• Choose your currency from the full currency list

BUDGETS THAT WARN YOU EARLY
• Set one overall monthly budget, or a separate budget per category
• A progress bar shows how much of the budget you have used so far
• Get an in-app warning as you approach your limit, and again if you go over
• Roll into a new cycle each month automatically

REPORTS AND CHARTS
• Pie chart breakdown of spending by category
• Bar and line charts for monthly and yearly trends
• Pick any custom date range to analyse
• Export a formatted PDF report, or a CSV file for a spreadsheet

RECURRING PAYMENTS AND REMINDERS
• Save rent, salary or EMI as a recurring transaction and it is entered for you
• Bill reminders with local notifications so you do not miss a due date
• Subscription Manager scans your history and flags payments that repeat every month, so you can spot subscriptions you forgot you were paying for

SAVINGS GOALS AND PLANNING
• Create savings goals and track progress toward each one
• 6 Jars method to split income across spending, saving and investing
• Loan calculator for EMI, interest and total repayment
• Built-in calculator on the transaction entry screen

BACKUP AND RESTORE
• Back up your data to your own Google Drive, manually or automatically
• Restore on a new phone by signing in and importing your backup
• Import existing records from a CSV file

PRIVACY AND APP LOCK
• Your transactions live in a local database on your phone
• Lock the app behind your fingerprint or device screen lock
• No sign-up required to start using the app

BUILT FOR EVERYDAY USE
• Available in 26 languages, including English, Hindi, Spanish, French, Arabic, Chinese, Portuguese, Indonesian, German, Bengali, Japanese, Russian and more
• Full dark mode
• Material You colour theming on supported devices

FREE AND PREMIUM
BudgetMate is free to use. The free version includes expense tracking, budgets, charts and backup, and is supported by ads.
BudgetMate Premium is an optional paid subscription that removes ads and lifts the limits on transactions, reminders, custom categories, savings goals and PDF/CSV report exports. You can use the app without ever subscribing.

WHO IT IS FOR
• Students keeping a monthly budget on track
• Freelancers separating project income from personal spending
• Anyone who wants a straightforward daily expense log
• People who want their financial data on their device, not in the cloud

Download BudgetMate and find out where your money actually goes.

Recent changes:
• New: Transfers, reminders, and scheduled transactions
• Enhanced PDF reports and weekly/monthly report notifications
• Income/expense categories separated for cleaner tracking
• Major UI/theme polish and performance improvements