PennyWise AI - Expense Tracker

2.16.0

underdog2035

0.00

0 reviews

1,000+
Downloads

Free

Private expense tracker & budget app — auto-reads bank SMS, on-device AI.

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About PennyWise AI - Expense Tracker

PennyWise AI - Expense Tracker is a finance app developed by underdog2035.

Download Statistics

PennyWise AI - Expense Tracker has been downloaded 2.1 thousand times. In the last 30 days, the app was downloaded 330 times.

User Ratings

The app has no ratings yet.

App Information

PennyWise AI - Expense Tracker is FREE to download. The APK download size is 22.50 MB. The latest version available is 2.16.0. The last update was on June 16, 2026.

Technical Requirements

The app has a content rating of Everyone. The app has been available on Google Play August 2025.

Description

PennyWise is a private expense tracker and budget app that turns your bank SMS into an automatic money timeline — powered by on-device AI. No manual entry, no accounts, no cloud.

More data about PennyWise AI - Expense Tracker

Price	Free to download
Total downloads	2.1 thousand
Recent downloads	330
Rating	No ratings
Ranking	Not ranked
Version	2.16.0
APK size	22.5 MB
Number of libraries	?
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the PennyWise AI - Expense Tracker app

PennyWise AI - Expense Tracker compared with similar apps

Common keywords of similar apps

Pennywise Bank Sms Private Device Transaction Auto Reads Timeline Powered Manual Entry Locally Instantly Tracks Setup Phone Banks Currency Automatically Rules Open Source Agpl Create Optional Pro Added Type Ai Expense Tracker Tracking Budget App Money Spending Category Accounts Smart Budgets Transactions Free Support

Keywords missing from this app

Expenses Track Finance Management Income Planner Manager Personal Financial Daily Control Data Manage Easy Categories Savings Save Finances Features Reports Goals Set Fast Budgeting Multiple Stay Record Wallet Monthly Make Tools Powerful Understand Secure Charts

Downloads over time

PennyWise AI - Expense Tracker has been downloaded 2.1 thousand times. Over the past 30 days, it averaged 11 downloads per day.

Changelog of PennyWise AI - Expense Tracker

Show changelog

Developer information for underdog2035

underdog2035

sarimahmed3520@gmail.com

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Comments on PennyWise AI - Expense Tracker for Android

★★★★☆ S Y · Feb 11, 2026

Best privacy focused expenses tracking app on play store. And best part is its ads free... Just one request that please for transfers provide a To account and from account details to enter and debit from to and deposit to from account and also an option to edit and account as credit card or bank.

★★★★☆ Sai Tadepalli · Mar 19, 2026

Hey, I need a way to set an overall budget in the budget tab. Right now, I can only set budgets for individual categories. This would be super helpful because sometimes our category budgets change, but the overall budget stays the same.

★★★★★ Jay · Aug 23, 2025

Coming from our small reddit community, can't wait to use it. All the best. Keep developing.

★★★★★ Blazzing Hearts · Dec 30, 2025

You know what man ? it's an absolute fire app. The ui is great because why will we need a fancy resource hogging ui. Next thing great use of AI models and really great because of its on device processing with low resources. Kudos to you for making a dream come True. Somethings are good untouched just fix some bugs (if their any) , optimize the app (if u can otherwise I don't see any need) , and please don't shutdown this project I tried to download this from f Droid but IDK mine was slow.

★☆☆☆☆ Manan Gupta · Apr 7, 2026

Bad experience not able to identify merchant name also AI model takes too much space useless model it can't don anything are you using AI model to parse sms?

★☆☆☆☆ Chintan Trivedi · Mar 5, 2026

Not able to read sms only previous sms are read

Google Play Rankings for PennyWise AI - Expense Tracker

This app is not ranked

Technologies used by PennyWise AI - Expense Tracker

PennyWise AI - Expense Tracker is requesting 14 permissions and we don't have library information (yet).

Permissions

Your personal information

read your contacts

Your messages

read your text messages (SMS or MMS), receive text messages (SMS)

Network communication

view network connections, full network access, Google Play billing service, Google Play license check

System tools

run at startup, prevent phone from sleeping

Extra

android.permission.FOREGROUND_SERVICE, android.permission.POST_NOTIFICATIONS, android.permission.USE_BIOMETRIC, android.permission.USE_FINGERPRINT, com.pennywiseai.tracker.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

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