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Last updated on: 2026-07-27
Android Apps > Finance > CRED: Credit Cards, Bills, UPI
CRED: Credit Cards, Bills, UPI icon

CRED: Credit Cards, Bills, UPI

6.0.4.83
Dreamplug Technologies Private Limited
4.76
2,969,363 reviews
50,000,000+
Downloads
Free

earn rewards on credit card & UPI transactions, money transfers & bill payments

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4.76 · 2,969,363 reviews · 50,000,000+ downloads

CRED unifies credit card management, UPI payments, and bill payments in a reward-rich app. It combines membership perks with credit score tracking and smart spending insights to help you manage finances more effectively.

Pros & Cons

  • All-in-one platform for credit card management, UPI payments, and bill pay
  • Credit score tracking and spending insights
  • Exclusive rewards and member perks
  • Reminders and automation for timely bill payments
  • Fewer traditional banking features vs broader fintech wallets and loan platforms
  • Fewer explicit cashback/promotions compared with some competitors
  • Some features hinge on membership eligibility and lender partnerships

About CRED: Credit Cards, Bills, UPI

CRED: Credit Cards, Bills, UPI is a finance app developed by Dreamplug Technologies Private Limited.

How many times has CRED: Credit Cards, Bills, UPI been downloaded?

CRED: Credit Cards, Bills, UPI has been downloaded 70 million times. In the last 30 days, the app was downloaded 780 thousand times. It is ranked in the top 100 finance apps.

What is the rating of CRED: Credit Cards, Bills, UPI?

CRED: Credit Cards, Bills, UPI is rated 4.76 out of 5 stars, based on 3 million ratings.

Is CRED: Credit Cards, Bills, UPI free?

CRED: Credit Cards, Bills, UPI is free to download. The APK download size is 239.66 MB. The latest version available is 6.0.4.83. The last update was on July 16, 2026.

What are the requirements for CRED: Credit Cards, Bills, UPI?

CRED: Credit Cards, Bills, UPI requires Android 7.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play November 2018.

Description
CRED is a members-only app for all payment experiences. Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
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More data about CRED: Credit Cards, Bills, UPI

Price Free to download
Total downloads 70 million
Recent downloads 780 thousand
Rating 4.76 based on 3 million ratings
Ranking Highly ranked
Version 6.0.4.83
APK size 239.7 MB
Number of libraries 67
Designed for Android 7.0+
Suitable for Everyone
Ads NO ads

App Performance Report

Get a detailed PDF report for CRED: Credit Cards, Bills, UPI with download trends, rating history, and key performance statistics — useful for competitive research or tracking your own app. Learn more

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Alternative downloads for the CRED: Credit Cards, Bills, UPI app

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PhonePe UPI Payments, Loan App icon PhonePe UPI Payments, Loan App
PhonePe
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OneCard: Credit Card & UPI icon OneCard: Credit Card & UPI
FPL Technologies
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BOBCARD: Credit Card & Rewards icon BOBCARD: Credit Card & Rewards
BOBCARD LIMITED
5.0
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PhonePe Business UPI, Loan App icon PhonePe Business UPI, Loan App
PhonePe
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Freecharge UPI & Bill Payments icon Freecharge UPI & Bill Payments
FreechargeBiz - An Axis Bank Subsidiary
4.2
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BHIM Bharat's Own Payments App icon BHIM Bharat's Own Payments App
National Payments Corporation of India (NPCI)
4.3
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CRED: Credit Cards, Bills, UPI compared with similar apps

Common keywords of similar apps

Cred Limited Score Finance India Rent Send Repayment Member Lending Years Pvt Members Financial Education Autopay Utility House Office Due Details Cibil Improve Idfc Dbs Acts Eligibility Criteria Bank Credit Bills Upi Card Pay Cards Payments Fees Rewards Money Bill App Loan Make Manage Multiple Recharge Earn Payment Online Track

Keywords missing from this app

Account Mobile Secure Instant Digital Banking Transactions Free Interest Loans Bhim Accounts Insurance Experience Debit Phonepe Funds Quick Offers Transaction Access Transfer Apply Services Business Easy Qr Fee

More from Dreamplug Technologies Private Limited

Kuvera: Mutual Funds & SIP App icon Kuvera: Mutual Funds & SIP App
Dreamplug Technologies Private Limited
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Cash by CRED Personal Loan App icon Cash by CRED Personal Loan App
Dreamplug Technologies Private Limited
0.0
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Google Play Rating history and histogram

2.6M
190K
50K
8.3K
100K

Downloads over time

CRED: Credit Cards, Bills, UPI has been downloaded 70 million times. Over the past 30 days, it averaged 26 thousand downloads per day.

Changelog of CRED: Credit Cards, Bills, UPI

Show changelog

Developer information for Dreamplug Technologies Private Limited

Dreamplug Technologies Private Limited

feedback@cred.club

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Comments on CRED: Credit Cards, Bills, UPI for Android

★★★★★ Nitin Bhalla · Jul 19, 2026
App is good but we not getting any cashback when we do bill payment or upi payment pls fix it
★★★★★ Diwan and sons “Anil Diwan” The Bioscope tailoring Men's · Jul 24, 2026
Wonderful platform I used this app since 15 months very helpful .no Payment late because of cred Thks Cred team thanks cred being a sat hi in credit card journey
★★★★☆ Sachin Satpute · Jul 14, 2026
It's good that the team called me and listened the issue. I hope the issue will be resolved at the earliest. I suggest keeping the rewards page separate, one who is interested will check it if he likes. Although the app is easy to make bill payments, it's becomes too slow while coming back after the payment. It's continue to show the rewards page. The transaction effect is too slow, animation is too slow, team should work on this issue.
★☆☆☆☆ Atishay Jain · Jul 14, 2026
Extremely disappointing experience with the Video KYC process for the CRED–Indus Ind Credit Card. My Video KYC kept failing due to the wide-angle camera issue on premium devices like Samsung and OnePlus. Despite repeatedly reporting the problem, neither CRED nor Indus Ind Bank provided any meaningful solution. They simply kept delaying the process until my application expired, wasting nearly a month of my time.
★☆☆☆☆ R B · Jul 24, 2026
The only thing you are lacking is the "Search Button" in the Payment History, unlike in GPay & all other apps. So please update You’re App with the "Search Button" in Payment History Section so that we can directly get the result by typing the particular person instead of scrolling Down & Down Update with "Search Button" in Payment History Put the "Search Button" in payment history section SEARCH BUTTON SEARCH BUTTON in payment history SEARCH BUTTON
★☆☆☆☆ sham s · Jul 14, 2026
My cred cash+ amount is stuck and lean applied, to mutual funds even after 12 days issue not solved, sleeping over multiple tickets. Good work even after 40 days you guys can't solve this problem. Same old message team is reviewing. Intsted of sleeping on the issue for more than 40 days, still internal team is rewing? Will it be solved? Latest update even after 50 days still team is working without timeline. It has become quavery target now for team at least they have issue which they can't fix

Google Play Rankings for CRED: Credit Cards, Bills, UPI

Top rankings

Rank Country Category List
93 India Finance Top Free
Show all market rankings

Ranking history in India

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Technologies used by CRED: Credit Cards, Bills, UPI

CRED: Credit Cards, Bills, UPI is requesting 35 permissions and is using 67 libraries.
Show details
Trust & Safety: CRED handles sensitive financial data and requests a broad set of permissions typical for finance apps. The app emphasizes data protection, noting that every credit information is encrypted, monitored, and protected. For safety concerns, users can contact the Grievance Officer at grievanceofficer@cred.club.
BharatPe UPI Payment, Loan App icon BharatPe UPI Payment, Loan App
PayZapp UPI Wallet, Pixel Card icon PayZapp UPI Wallet, Pixel Card
PhonePe UPI Payments, Loan App icon PhonePe UPI Payments, Loan App
OneCard: Credit Card & UPI icon OneCard: Credit Card & UPI
BOBCARD: Credit Card & Rewards icon BOBCARD: Credit Card & Rewards
PhonePe Business UPI, Loan App icon PhonePe Business UPI, Loan App
Freecharge UPI & Bill Payments icon Freecharge UPI & Bill Payments
BHIM Bharat's Own Payments App icon BHIM Bharat's Own Payments App

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