earn rewards on credit card & UPI transactions, money transfers & bill payments
Pros & Cons
All-in-one platform for credit card management, UPI payments, and bill pay
Credit score tracking and spending insights
Exclusive rewards and member perks
Reminders and automation for timely bill payments
Fewer traditional banking features vs broader fintech wallets and loan platforms
Fewer explicit cashback/promotions compared with some competitors
Some features hinge on membership eligibility and lender partnerships
About CRED: Credit Cards, Bills, UPI
CRED: Credit Cards, Bills, UPI is a finance app developed by Dreamplug Technologies Private Limited.
Download Statistics
CRED: Credit Cards, Bills, UPI has been downloaded 70 million times. In the last 30 days, the app was downloaded 780 thousand times. It is ranked in the top 100 finance apps.
User Ratings
CRED: Credit Cards, Bills, UPI is rated 4.76 out of 5 stars. The rating is based on 3 million ratings.
App Information
CRED: Credit Cards, Bills, UPI is FREE to download. The APK download size is 239.66 MB. The latest version available is 6.0.4.83. The last update was on July 16, 2026.
Technical Requirements
CRED: Credit Cards, Bills, UPI requires Android 7.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play November 2018.
Description
CRED is a members-only app for all payment experiences.
Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
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Comments on CRED: Credit Cards, Bills, UPI for Android
★★★★★Nitin Bhalla· Jul 19, 2026
App is good but we not getting any cashback when we do bill payment or upi payment pls fix it
★★★★★Diwan and sons “Anil Diwan” The Bioscope tailoring Men's· Jul 24, 2026
Wonderful platform I used this app since 15 months very helpful .no Payment late because of cred Thks Cred team thanks cred being a sat hi in credit card journey
★★★★☆Sachin Satpute· Jul 14, 2026
It's good that the team called me and listened the issue. I hope the issue will be resolved at the earliest. I suggest keeping the rewards page separate, one who is interested will check it if he likes. Although the app is easy to make bill payments, it's becomes too slow while coming back after the payment. It's continue to show the rewards page. The transaction effect is too slow, animation is too slow, team should work on this issue.
★☆☆☆☆Atishay Jain· Jul 14, 2026
Extremely disappointing experience with the Video KYC process for the CRED–Indus Ind Credit Card. My Video KYC kept failing due to the wide-angle camera issue on premium devices like Samsung and OnePlus. Despite repeatedly reporting the problem, neither CRED nor Indus Ind Bank provided any meaningful solution. They simply kept delaying the process until my application expired, wasting nearly a month of my time.
★☆☆☆☆R B· Jul 24, 2026
The only thing you are lacking is the "Search Button" in the Payment History, unlike in GPay & all other apps. So please update You’re App with the "Search Button" in Payment History Section so that we can directly get the result by typing the particular person instead of scrolling Down & Down Update with "Search Button" in Payment History Put the "Search Button" in payment history section SEARCH BUTTON SEARCH BUTTON in payment history SEARCH BUTTON
★☆☆☆☆sham s· Jul 14, 2026
My cred cash+ amount is stuck and lean applied, to mutual funds even after 12 days issue not solved, sleeping over multiple tickets. Good work even after 40 days you guys can't solve this problem. Same old message team is reviewing. Intsted of sleeping on the issue for more than 40 days, still internal team is rewing? Will it be solved? Latest update even after 50 days still team is working without timeline. It has become quavery target now for team at least they have issue which they can't fix
Google Play Rankings for CRED: Credit Cards, Bills, UPI
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