Not recently updated — last update was on 2024-05-26.
This app may no longer be actively maintained.
About cred.ai Pro
cred.ai Pro is a finance app developed by cred.ai.
Download Statistics
cred.ai Pro has been downloaded 2.2 thousand times. In the last 30 days, the app was downloaded 170 times.
User Ratings
cred.ai Pro is rated 3.60 out of 5 stars. The rating is based on 10 ratings.
App Information
cred.ai Pro is FREE to download. The last update was on May 26, 2024.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play May 2024.
Description
cred.ai Pro is a custom VIP experience available exclusively to employees and members of select large organizations and employers.
Replace your debit card with cred.ai Pro. Premium stealth cards, cutting edge tech, and automatic credit optimization.
Setup direct deposit, access your paycheck early**, and spend on a high-tech card loaded with exclusive features like check please, repeat defender, and friend and foe. You can also use self destructing digital cards when you give your card info over the phone, for late night online shopping, or random “free” trials. Just Regenerate them when you feel unsafe.
Spend like you're using a debit card, while automatic credit optimization makes you look like a credit rockstar*.
Connect other banks and fintechs, deposit checks, get cash at 55k+ free ATMs***, with 24/7 support, and you're guaranteed you'll never pay fees or interest.
Only members or employees of select specific organizations will be able to use the cred.ai Pro app. Ask your supervisor or organization's HR department about how to get access to cred.ai Pro. If you are not a member or employee of an organization with access to cred.ai Pro, you can download the public cred.ai app by visiting cred.ai/app.
†cred.ai is a financial technology company, not a bank. The cred.ai Deposit Account is provided by WSFS Bank, Member FDIC. Deposits are insured up to $250,000 per depositor. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at WSFS Bank, Member FDIC, if certain conditions have been met.
The Unicorn Card credit card is issued by WSFS Bank pursuant to a license from Visa® U.S.A. Inc. and may be used everywhere Visa® credit cards are accepted.
* cred.ai cannot account for all variables in your financial life or changes to reporting practices. Increases or specific changes to your credit score are not guaranteed.
** Accessing your direct deposit funds early depends on the timing and schedule of when the payer submits the deposit. We generally will allow you to access the spending power of those deposits on the day the deposit file is received, which could be up to 2 days prior to the scheduled payment date.
*** You can locate free ATMs using the FREE ATM finder located in your cred.ai Pro mobile app. ATM withdrawals are cash advances against the Unicorn Card credit card, and while they are subject to the interest rates and terms outlined in the Unicorn Card Credit Card Agreement, you will not pay any interest on those cash advances for as long as you have a valid cred.ai guaranty.
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I paid $79 per month for close to six months and my credit scores only increased by 2 to 3 points. Waste of my money and a true con. Wouldn't recommend to anyone. Poor results obtained.
Google Play Rankings for cred.ai Pro
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Technologies used by cred.ai Pro
cred.ai Pro is requesting 0 permissions and we don't have library information (yet).
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
