cred.ai

3.06

851 reviews

100,000+
Downloads

Free

you’re better than your bank™

Not recently updated — last update was on 2023-12-22. This app may no longer be actively maintained.

About cred.ai

cred.ai is a finance app developed by cred.ai.

Download Statistics

cred.ai has been downloaded 180 thousand times. In the last 30 days, the app was downloaded 1.2 thousand times.

User Ratings

cred.ai is rated 3.06 out of 5 stars. The rating is based on 850 ratings.

App Information

cred.ai is FREE to download. The last update was on December 22, 2023.

Technical Requirements

cred.ai requires Android 9.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play May 2021.

Description

cred.ai is a high-tech and premium everyday card spending experience, 100% mobile with a free metal card. With the cred.

More data about cred.ai

Price	Free to download
Total downloads	180 thousand
Recent downloads	1.2 thousand
Rating	3.06 based on 850 ratings
Ranking	Not ranked
Version	N/A
APK size	N/A
Number of libraries	69
Designed for Android	9.0+
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the cred.ai app

cred.ai compared with similar apps

Common keywords of similar apps

Deposits Fdic Digital Unicorn Metal Guaranty Insured Deposit Automatically Spend Flux Capacitor Cash Atms Wsfs Tech Overspend Build Paycheck Early Cutting Edge Real Fico Team Timer Mode Day Break Phone Original Content Crednews Card Credit Bank Free Mobile Pay Interest Spending Fees Check Cards Score Insurance Fee

Keywords missing from this app

App Loan Payments Account Financial Manage Money Bills Rewards Services Approval Apply Extra Finance Make Track Access Time Alerts Cred Personal Apr Karma Online Based Balance Details Transactions Payment Accounts Set Report Lender Rate Debit Rates

Comments on cred.ai for Android

★★★★★ Jacob Chancellor · Jul 10, 2024

Definitely one of the cooler metal cards out there. I originally got this because I just wanted to have a metal card, but it really did help improve my credit too. And the fact that it's cutting unicorn on it?! It really is a retro and super dope app. Very secure and safeguarded. I'd recommend this to anybody who's just starting out trying to get credit or is just getting over having bad credit and is on their way back uphill.

★★★★☆ J · Nov 13, 2024

The metal card is awesome. It's actually helped my credit score go up. Only thing is the daily limits are too low, and I wish they had the paycheck advance option like their competitor Current has.

★★★★★ Mary M · May 20, 2025

Awesome company, great for credit building and saving money. I'm glad I found it year's ago because it really helped boost my debt to usage ratio.

★★★★★ Corporate Shopper N TX Certified Reviewer Guide · Apr 21, 2026

Love this! I received my 1st Metal card with a $2.00 deposit! I'm actually using it more now once it earned my trust- JW if other creditors are catching on 😒 🤔... hope not! $1500 limit! 3% utilization 😉

★★☆☆☆ Rafael Reynolds · Apr 5, 2025

The security on this card is garbage. Got a new card, not even used, never entered the number anywhere, and I am constantly getting fraudulent charges to the new card. Can't keep any money in the account. Don't have this issue with any other credit or bank card. I maintain solid security practices, along with a monitoring and protection service. Ordered a new card and immediately had the same issue. Gave 2 stars because the concept is great, the UI is smooth. Sad to delete my account.

★☆☆☆☆ Favian Mendoza · Dec 2, 2024

BEWARE THEY WILL LOCK YOU OUT WHEN YOU NEED YOUR MONEY THE MOST! They had me locked out for almost 2 weeks, and I had no way to use my money when the bills are due and randomly wanted to give you a new card by surprise and have no access to your money this is terrible I'm not going to look back at this bank again!

★★☆☆☆ Desi Lu · Aug 27, 2024

Poor customer service takes days to hear back via email, no overdraft protection even if you have direct deposit.

Google Play Rankings for cred.ai

This app is not ranked

Technologies used by cred.ai

cred.ai is requesting 0 permissions and is using 71 libraries.

Permissions

No permissions found

Ad network libraries

AppsFlyer

Social libraries

None found

Development tools

Android Jetpack core

Android Architecture Components

Android Jetpack VersionedParcelable Android Jetpack Annotations Android Library Icon

Android Jetpack Annotations Firebase Android Library Icon

Firebase

Android Jetpack Widgets Android Jetpack AppCompat Android Library Icon

Android Jetpack AppCompat AndroidX Activity Android Library Icon

AndroidX Activity Android Activity Saved State Android Library Icon

Android Activity Saved State AndroidX Loader Android Library Icon

AndroidX Loader Android Jetpack Media Android Library Icon

Android Jetpack Media Google Cloud Messaging (GCM) Android Library Icon

Google Cloud Messaging (GCM)

Android Transition Support Library

Android Support Library collections Kotlin Android Library Icon

Kotlin

Android Support VectorDrawable

AndroidX Legacy: Support Library core utils AndroidX Cursor Adapter Android Library Icon

AndroidX Cursor Adapter

AndroidX Local Broadcast Manager

Android Support Library Print

Android Support Library Document File Google gson Android Library Icon

Google gson AndroidX App Startup Android Library Icon

AndroidX App Startup

AndroidX Legacy: Support Library core UI Android WorkManager Android Library Icon

Android WorkManager

Android Support Library Async Layout Inflater AndroidX Widget ViewPager2 Android Library Icon

AndroidX Widget ViewPager2 Okio Android Library Icon

Okio

JetBrains Annotations IntelliJ IDEA Android Library Icon

IntelliJ IDEA AndroidX Tracing Android Library Icon

AndroidX Tracing Glide Android Library Icon

Glide

AndroidX SQLite AndroidX Multi-Dex Library Android Library Icon

AndroidX Multi-Dex Library AndroidX ExifInterface Android Library Icon

AndroidX ExifInterface AndroidX DynamicAnimation Android Library Icon

AndroidX DynamicAnimation Chromium Android Library Icon

Chromium

Google Maps SDK AndroidX Inspection Android Library Icon

AndroidX Inspection Picasso Android Library Icon

Picasso

Retrofit

AndroidX WebKit ReactiveX Android Library Icon

ReactiveX

Google Protocol Buffers Android Library Icon

Google Protocol Buffers Android View Binding Android Library Icon

Android View Binding Dagger Android Library Icon

Dagger

Jetpack DataStore Jetpack Navigation Android Library Icon

Jetpack Navigation Google Analytics Android Library Icon

Google Analytics Lottie Android Library Icon

Lottie

Android Data Binding Reactive Streams Android Library Icon

Reactive Streams greenrobot EventBus Android Library Icon

greenrobot EventBus Kotlinx Serialization Android Library Icon

Kotlinx Serialization AndroidX Biometric Android Library Icon

AndroidX Biometric Kotlin Parcelize Android Library Icon

Kotlin Parcelize

Simple Logging Facade for Java (SLF4J) Android Library Icon

Simple Logging Facade for Java (SLF4J) Coil Android Library Icon

Coil

AndroidX Security (Crypto)

The Legion of the Bouncy Castle YouTube Android Player API Android Library Icon

YouTube Android Player API Amazon AWS SDK for Android Android Library Icon

Amazon AWS SDK for Android RootBeer Android Library Icon

RootBeer

Auth0

Disk LRU Cache Zendesk Android Library Icon

Zendesk

Logback

Mitek MiSnap

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