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I love my Unicorn Card. I love the app it is something different from any other bank application.
★★★★☆J· Nov 13, 2024
The metal card is awesome. It's actually helped my credit score go up. Only thing is the daily limits are too low, and I wish they had the paycheck advance option like their competitor Current has.
★★★★★AmberRose Wall· Apr 25, 2026
I’ve never had any issues with cred.AI. I love the card design, and it’s been the only account I’ve had consistently reporting to the credit bureaus for the years I’ve used it, which has been helpful for building my credit. The app also has great features and is easy to use. The only downside I’ve noticed is when transferring money from my bank to the account it can take a few days to process. Other than that, I’ve had a great experience and would definitely recommend it.
★☆☆☆☆Personal Account· Oct 27, 2025
Horrible. Removing features instead of adding anything, and they have a horrible support team.
★★☆☆☆Rafael Reynolds· Apr 5, 2025
The security on this card is garbage. Got a new card, not even used, never entered the number anywhere, and I am constantly getting fraudulent charges to the new card. Can't keep any money in the account. Don't have this issue with any other credit or bank card. I maintain solid security practices, along with a monitoring and protection service. Ordered a new card and immediately had the same issue. Gave 2 stars because the concept is great, the UI is smooth. Sad to delete my account.
★★☆☆☆Desi Lu· Aug 27, 2024
Poor customer service takes days to hear back via email, no overdraft protection even if you have direct deposit.
Google Play Rankings for cred.ai
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Technologies used by cred.ai
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