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Last updated on: 2026-07-23
Android Apps > Finance > cred.ai
cred.ai icon

cred.ai

cred.ai
3.08
856 reviews
100,000+
Downloads
Free

you’re better than your bank™

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3.08 · 856 reviews · 100,000+ downloads

About cred.ai

cred.ai is a finance app developed by cred.ai.

Download Statistics

cred.ai has been downloaded 180 thousand times. In the last 30 days, the app was downloaded 1.3 thousand times.

User Ratings

cred.ai is rated 3.08 out of 5 stars. The rating is based on 860 ratings.

App Information

cred.ai is FREE to download. The last update was on December 22, 2023.

Technical Requirements

cred.ai requires Android 9.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play May 2021.

Description
cred.ai is a high-tech and premium everyday card spending experience, 100% mobile with a free metal card. With the cred.
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More data about cred.ai

Price Free to download
Total downloads 180 thousand
Recent downloads 1.3 thousand
Rating 3.08 based on 860 ratings
Ranking Not ranked
Version N/A
APK size N/A
Number of libraries 69
Designed for Android 9.0+
Suitable for Everyone
Ads NO ads

App Performance Report

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cred.ai compared with similar apps

Common keywords of similar apps

Deposits Fdic Digital Unicorn Metal Guaranty Insured Deposit Automatically Flux Capacitor Atms Wsfs Tech Overspend Build Paycheck Early Cutting Edge Real Team Timer Mode Day Break Fee Phone Original Content Crednews Card Credit Bank Free Mobile Pay Interest Spending Fees Spend Check Cards Score Cash Insurance Fico

Keywords missing from this app

App Payments Loan Money Financial Manage Account Bills Finance Make Track Cred Personal Karma Apr Services Access Apply Rewards Alerts Banking Terms Rates Approval Https Creditwise Imagin Transactions Online Recent Monthly Atlas Offers Products

More from cred.ai

cred.ai Pro icon cred.ai Pro
cred.ai
3.6
Free
1,000+

Google Play Rating history and histogram

Rating history
Subscribe to see the full rating timeline
340
76
59
59
320

Downloads over time

Downloads over time
Subscribe to see download velocity and history

cred.ai has been downloaded 180 thousand times. Over the past 30 days, it averaged 44 downloads per day.

Changelog of cred.ai

Show changelog

Developer information for cred.ai

cred.ai

support@cred.ai

Website

Legal name:

Address:

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Comments on cred.ai for Android

★★★★★ Roberto Hernandez Cruz · Oct 23, 2025
I love my Unicorn Card. I love the app it is something different from any other bank application.
★★★★☆ J · Nov 13, 2024
The metal card is awesome. It's actually helped my credit score go up. Only thing is the daily limits are too low, and I wish they had the paycheck advance option like their competitor Current has.
★★★★★ AmberRose Wall · Apr 25, 2026
I’ve never had any issues with cred.AI. I love the card design, and it’s been the only account I’ve had consistently reporting to the credit bureaus for the years I’ve used it, which has been helpful for building my credit. The app also has great features and is easy to use. The only downside I’ve noticed is when transferring money from my bank to the account it can take a few days to process. Other than that, I’ve had a great experience and would definitely recommend it.
★☆☆☆☆ Personal Account · Oct 27, 2025
Horrible. Removing features instead of adding anything, and they have a horrible support team.
★★☆☆☆ Rafael Reynolds · Apr 5, 2025
The security on this card is garbage. Got a new card, not even used, never entered the number anywhere, and I am constantly getting fraudulent charges to the new card. Can't keep any money in the account. Don't have this issue with any other credit or bank card. I maintain solid security practices, along with a monitoring and protection service. Ordered a new card and immediately had the same issue. Gave 2 stars because the concept is great, the UI is smooth. Sad to delete my account.
★★☆☆☆ Desi Lu · Aug 27, 2024
Poor customer service takes days to hear back via email, no overdraft protection even if you have direct deposit.

Google Play Rankings for cred.ai

This app is not ranked

Technologies used by cred.ai

69 libraries
Subscribe to see full permission and library details
CRED: Credit Cards, Bills, UPI icon CRED: Credit Cards, Bills, UPI
SIREN CARD icon SIREN CARD
Mercury Cards icon Mercury Cards
Zable - Mobile Finance icon Zable - Mobile Finance
Atlas - Rewards Credit Card icon Atlas - Rewards Credit Card
Credit Score & Credit Cards icon Credit Score & Credit Cards
CreditWise from Capital One icon CreditWise from Capital One
X1 Card icon X1 Card

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