Credit Saison India: Loan App

Credit Saison India - Loan App is owned by Kisetsu Saison Finance (India) Private Limited (KSF), an RBI-registered NBFC operating under the brand name of Credit Saison India. KSF is AAA-rated by cr█s█l and CARE.

Why choose Credit Saison India for your business?

💸 Stay on top of your business with FinSights to get financial insights on your bank statements
🔍 Priority customers get access to Business Loans upto 15 lacs
📄 Free Credit Reports for all customers
✅ An NBFC with millions of customers and AAA rating

FinSights 🔍– All your bank account transactions in one place
📊 Spend Analyser – Know where your money goes, stay in control
📅 Plan EMIs Smartly – Get timely reminders, avoid late fees
💡 Boost Business Decisions – Get simple, smart money tips

Credit Score📈 - Stay on top of your credit health
📅 Track Your Score Monthly – Stay updated, stay confident.
🔍 Know What Affects It – Get insights to improve faster.
✅ Unlock Better Offers – Higher score, better loan options.

Payments & Docs📄 – Stay in control of your loans
💸 Pay Dues On Time – Get reminders and pay upcoming EMIs with ease.
🧾 Foreclose When Ready – Close your loan early, directly from the app.
📍 Track Overdues & History – Pay overdue payments and download all loan documents anytime


Business Loans 💸 - Smart Loans for Every Business Need:

1. 📈 Business expansion
2. ⚒️ Equipment purchase for your businesses
3. 💵 Cash flow management for your business
4. 🔂 Transfer of loans
5. 💼 Inventory purchase for your business


Credit Saison India - Loan App offers the best Business Loans up to ₹15,00,000
Period for repayment: Min. 12 months | Max. 36 months
Interest rate: Min 19% pa | Max 30% pa
Processing fee - Up to 3% of the loan amount + GST
Maximum Annual Percentage Rate: 30%
*Terms & Conditions Apply

Example of how Business Loans work on Credit Saison India app

Let's say you borrow 10,00,000 for 12 months, then:

1. Loan amount (disbursed to the borrower): INR 10,00,000
2. Total interest (@ 21%) charge during the entire tenure of the loan: INR 2,10,000
3. Other up-front charges (break-up of each component to be given below): INR 26,189
3a. Processing fees (@ 2%) inclusive of GST: INR 23,600
3b. Insurance charges(if applicable): INR 2000
3c. Others (if any) - Document charges (if applicable): INR 589
4. Net disbursed amount: INR 9,73,811
5. Total amount to be paid by the borrower: INR 12,36,189

Additional Charges levied on Business loans:
Documentation charges: 499+GST
Bounce Charges: Rs. 500 for every cheque/Payment Instrument Dishonour
Instrument Swap Charges: Rs. 1000 + GST
Foreclosure Charges: Upto 5% of the outstanding principal amount +GST

We require consent to read your financial transaction SMS to evaluate your credit profile and tailor our loan offer to your needs. This permission helps keep our platform safe from potential fraud and credit abuse.

Contact Us:
More info about Credit Saison India App (formerly Privo): https://privo.in/
Our Parent Company info: https://creditsaison.in/
Privacy Policy of Credit Saison India App (formerly Privo): https://regulatory.creditsaison.in/privacy-policy-of-privo
Email us at: support@creditsaison-in.com/support@privo.in
Call our customer care number: 18001038961

Address:
Kisetsu Saison Finance (India) Private Limited,
CIN U65999KA2018FTC113783
Registered office: IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 56002

Recent changes:
Introducing Bill Payments — pay credit cards, electricity, loans and more, right from the app. Explore key features to unlock exclusive rewards, and enjoy a polished, more stable experience overall.