IndiaLends-Loans, Credit Score is a finance app developed by IndiaLends - GC Web Ventures Private Limited.
Download Statistics
IndiaLends-Loans, Credit Score has been downloaded 9.6 million times. In the last 30 days, the app was downloaded 60 thousand times.
User Ratings
IndiaLends-Loans, Credit Score is rated 4.19 out of 5 stars. The rating is based on 84 thousand ratings.
App Information
IndiaLends-Loans, Credit Score is FREE to download. The APK download size is 36.78 MB. The latest version available is 8.5.0. The last update was on July 21, 2026.
Technical Requirements
IndiaLends-Loans, Credit Score requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play March 2016.
Description
IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit. Product features: Personal loan Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs . Personal Loan Eligibility Age - 18 years - 60 years Employment Type - Salaried/Self-Employed Minimum Net Income (monthly) - ₹10,000 Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years
Tenure: (Min) 6 to (Max) 60 months
Annual Percentage Rate ranging from 10.25 (min.) to 25% (max) depending on customer’s credit and risk profile
Representative Example With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months. The total payout here would be: Principal Amount – Rs 5,00,000 Interest Charges (@25%): Rs 3,80,540 Loan processing Fee (@2%): Rs 10,000 Documentation Charges: 400 Amortization Schedule charges: 150 Total cost of the loan: Rs 8,91,090
*Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time. * However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy Credit Card With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank. Free Credit score / Cibil Score At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed. EMI Calculator The simple and handy loan EMI calculator lets you easily calculate EMIs. All you need to do is enter the loan amount, interest rate and loan tenure, and you will know the convenient and easy EMIs basis the inputs entered.
Recent changes: This update includes feature enhancements, issue fixes, and performance improvements for a better app experience.
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Comments on IndiaLends-Loans, Credit Score for Android
★★★★★Rimlee Chakraborty123· Apr 22, 2026
Their customer service is very helpful delightful app is hastle free
★★★★★amazing resulut of positive thinking patel· May 20, 2026
Good app for personal loan, fast payment or no use any paper work
★★★★★Sayed Mohd Aslam· May 13, 2026
Very good app for Checking credit Score and Loan related information
★☆☆☆☆Rishikesh Kumar· Jul 23, 2026
Tried to apply for credit card but offer loans Nonsense cheater
★☆☆☆☆Plumber mohammed· Jul 7, 2026
Indialends apps showing loan provider but is not provided loan 3 party loan provider
★☆☆☆☆Vishal Yuvi· Jul 29, 2026
Scam scam scam they just ask for money for fetching credit score, don't go for this app they are big scammers
★☆☆☆☆mehdiraza hemani· May 12, 2026
I am receiving WhatsApp messages from India Lends saying my loan request was submitted successfully, even though I never applied for any loan. This is very concerning and suspicious. I do not authorize any loan or financial activity in my name. If any fraud/scam is done using my details, I will not be responsible. I will also file complaints with cyber crime and other relevant authorities if this issue is not resolved immediately.
Google Play Rankings for IndiaLends-Loans, Credit Score
This app is not ranked
Technologies used by IndiaLends-Loans, Credit Score
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