DailyPay On-Demand Pay gives workers instant access to earned wages after each shift, plus real-time earnings tracking, savings tools, and a Visa prepaid card with FDIC-insured protection. Ranked #47 in US FINANCE with a strong 4.72 rating from 220,998 reviews, the app has reached 1,000,000+ total installs and 91K in the last 30 days.
Pros & Cons
Instant access to earned pay after each shift
Real-time earnings and credit monitoring
DailyPay Visa Prepaid Card with FDIC insurance
Smart savings goals and personalized coaching
Potential fees for transfers outside promo terms or non-direct-deposit setups
Fewer traditional loan/advance options compared with some competitors
About DailyPay On-Demand Pay
DailyPay On-Demand Pay is a finance app developed by DailyPay Inc.
How many times has DailyPay On-Demand Pay been downloaded?
DailyPay On-Demand Pay has been downloaded 4.3 million times. In the last 30 days, the app was downloaded 91 thousand times. It is ranked in the top 100 finance apps.
What is the rating of DailyPay On-Demand Pay?
DailyPay On-Demand Pay is rated 4.72 out of 5 stars, based on 230 thousand ratings.
Is DailyPay On-Demand Pay free?
DailyPay On-Demand Pay is free to download. The APK download size is 100.41 MB. The latest version available is 52.0.0. The last update was on July 22, 2026.
What are the requirements for DailyPay On-Demand Pay?
DailyPay On-Demand Pay requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play December 2018.
Description
Take control of your financial future. DailyPay gives you access to your earned pay, plus tools to save money and monitor your credit, all in one place.
ACCESS YOUR EARNED PAY INSTANTLY Get your hard-earned money as soon as your shift ends. You always have a no-fee* instant transfer option available.
TRACK YOUR EARNINGS & CREDIT IN REAL-TIME See your earnings in real-time and monitor your credit score for free.
GET YOUR DAILYPAY VISA® PREPAID CARD Spend anywhere Visa is accepted with FDIC-insured protection. Keep your card even when you change jobs.
BUILD SMART SAVINGS AUTOMATICALLY Set personalized savings goals and get the tools, expert coaching, and resources to reach them.
UNLOCK CURATED OFFERS & CASH BACK¶ Get cash back plus exclusive deals on the everyday essentials you need most, like gas, groceries & insurance.
TRUSTED WITH 24/7 SUPPORT Count on award-winning customer support backed by industry-standard security, protecting your money and data.
—- Download the app for free and get started in minutes. —-
IMPORTANT DETAILS FOR ELIGIBILITY DailyPay is a voluntary employer-provided benefit. Please check with your employer if you have questions about your eligibility.
DISCLOSURES The DailyPay Visa® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.
¶Cash Back rewards earned on qualifying purchases will generally be transferred to your Card Account within 49 days after the qualifying purchase is settled. If you close your Card Account, any earned Cash Back rewards not yet transferred to your Card Account will be forfeited. See the DailyPay Cash Back Program Terms & Conditions for full details.
*On-Demand Pay requires employer participation in DailyPay. On-Demand Pay fees will be waived for any DailyPay transfers made to a DailyPay Card set up with direct deposit. Instant Transfers may not be available to residents in all states.
Your funds are FDIC insured through The Bancorp Bank, N.A.; Member FDIC. DailyPay is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.
Recent changes: Hello DailyPayers!
In this most recent release, we’ve made some quality of life improvements including addressing bugs, feedback, and stability concerns in order to make DailyPay great to use.
Get a detailed PDF report for DailyPay On-Demand Pay with download trends, rating history,
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Awesome!! It's like being able to get to your paycheck when needed with a small take-out fee and there's no other fee to pay other than what they charge for unless you have opted for direct deposit. It's a great perk and they also send you a debit card which, if your employer has a discount card you can use, it will work with it. Highly recommended!
★★★★★Fernando Valenzuela Montañez· Jul 11, 2026
It's pretty ok. don't do the daily fees, but use the next day transfer to avoid those $3. And save up, save up, save up. You will also get a little bit on actual payday, due to Daily Pay owing you. Sometimes they mess up, but totally worth it.
★☆☆☆☆Ari Cherry· Jul 31, 2026
Lost my card and had no access to my funds. Had to use another card and DailyPay some money and ever since I did that I no longer receive my money on Thursdays like normal. I now get it 3 days late (on Mondays) which is frustrating if I had to pay for something unexpected and now don't have any of the money I expect to have until next paycheck. If I try to switch my direct deposit in my adp app it switches back to the DailyPay card (that I don't physically have) without authorization.
★★☆☆☆kitty plays· Jul 16, 2026
Doesn't update on time and if you work a 12 hr shift 7pm-7am they are only going to give you 5 hours for that first day then the rest 2 days later. 🤦 and will charge you to transfer your money both times 😩🤨🥴
★☆☆☆☆Mike E· Jul 31, 2026
Still abysmally awful. App still buggy af. spams you with nonstop notifications for their stupid card nobody but illegals use. They do make sure to bury all your pay data to make it as difficult as possible to find. Im forced to use this by my job. Also good luck canceling because it's a major ordeal. You can't just go to hr and change your routing info, no that'd be too easy. These jerks hold you pay hostage until you can get one of the to pick up a phone to close your account.
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Trust & Safety: The app requests a broad set of permissions (e.g., camera, foreground service, notifications, internet) to enable on-demand pay, card issuance, and real-time monitoring. It discloses that the DailyPay Visa prepaid card is issued by The Bancorp Bank, N.A., Member FDIC, and operates with FDIC-insured protections where applicable. 24/7 support and industry-standard security practices are in place to safeguard user funds and data.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
