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Last updated on: 2026-07-09
Android Apps > Finance > Emma - Budget Planner Tracker
Emma - Budget Planner Tracker icon

Emma - Budget Planner Tracker

1.42.2
Emma Technologies LTD.
4.29
8,974 reviews
1,000,000+
Downloads
Free

Money dashboard & spending tracker. Manage bills & subscriptions.

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About Emma - Budget Planner Tracker

Emma - Budget Planner Tracker is a finance app developed by Emma Technologies LTD..

How many times has Emma - Budget Planner Tracker been downloaded?

Emma - Budget Planner Tracker has been downloaded 1.2 million times. In the last 30 days, the app was downloaded 22 thousand times. It is ranked in the top 100 finance apps.

What is the rating of Emma - Budget Planner Tracker?

Emma - Budget Planner Tracker is rated 4.29 out of 5 stars, based on 9 thousand ratings.

Is Emma - Budget Planner Tracker free?

Emma - Budget Planner Tracker is free to download. The APK download size is 121.48 MB. The latest version available is 1.42.2. The last update was on July 5, 2026.

What are the requirements for Emma - Budget Planner Tracker?

Emma - Budget Planner Tracker requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play October 2017.

Description
Meet Emma, your financial super app ๐Ÿ‘‹

โ— All your accounts in one place
โ— Find and track your subscriptions
โ— Set budgets
โ— Weekly reports
โ— Analyze your spending & expenses
โ— Daily balance notifications
โ— Overdraft alerts

BANK LEVEL SECURITY

Worried about sharing your data? We hear you.


โ— Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored.
โ— Emma uses biometric security authentication for an added level of protection.

CUSTOMER REVIEWS

“This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!”
Sarah

“I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!”
Mike

OUR MISSION

We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for.

We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.

MORE FEATURES? GO PLUS, PRO OR ULTIMATE

We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade:

Emma Plus

True Balance - preemptively see the balance of your bank account after your subscriptions are removed
Fraud Detection - find out whether your personal details have been part of a known data breach
Bill Reminders - get reminded about your upcoming bills so you never miss a payment
Cashback - get cashback from your favorite brands


Emma Pro

All the features in Emma Plus
Custom categories - so you can customize your finances to your heart's content
Rename transactions - for easier reference
Export data - to understand your finances on excel
Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma
Create Smart Rules - to automate your Offline Accounts. Look, no hands!
Split your transactions - into multiple categories for more flexibility
Legendary Pro Icon - because you are a Pro

Emma Ultimate

All the features in Emma Plus & Pro
Spaces - group together different accounts to see separated analytics and budgets
Ultimate Icon - so you can show them who's boss

-----------------------------------

If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952

Company Registration Number: 10578464.

Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy
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More data about Emma - Budget Planner Tracker

Price Free to download
Total downloads 1.2 million
Recent downloads 22 thousand
Rating 4.29 based on 9 thousand ratings
Ranking Top ranked
Version 1.42.2
APK size 121.5 MB
Number of libraries 107
Designed for Android 5.0+
Suitable for Everyone
Ads NO ads

App Performance Report

Get a detailed PDF report for Emma - Budget Planner Tracker with download trends, rating history, and key performance statistics โ€” useful for competitive research or tracking your own app. Learn more

Get PDF Report โ€” $29

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Emma - Budget Planner Tracker compared with similar apps

Common keywords of similar apps

Emma Pro Subscription Ultimate Subscriptions Payment Balance Security Account Current Period Month Super Find Bank Level Amazing Time Favorite Times Cashback Reference Create Offline Icon Choose Purchase Charged Renewal Hours End Auto Financial Accounts Money App Expenses Data Features Finances Tracker Spending Manage Bills Track Budgets Personal Budgeting Categories Transactions

Keywords missing from this app

Budget Expense Planner Finance Manager Management Monthly Income Control Tracking Save Goals Daily Planning Smart Savings Simple Plan Secure Saving Smarter Stay Easy Reports Helps Debt Loan Charts Bill Insights Clear Habits

Google Play Rating history and histogram

Rating history
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Downloads over time

Downloads over time
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Emma - Budget Planner Tracker has been downloaded 1.2 million times. Over the past 30 days, it averaged 750 downloads per day.

Changelog of Emma - Budget Planner Tracker

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Developer information for Emma Technologies LTD.

Emma Technologies LTD.

support@emma-app.com

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Comments on Emma - Budget Planner Tracker for Android

โ˜…โ˜…โ˜…โ˜…โ˜… Karena de Souza ยท May 19, 2026
Saved me more than the annual subscription charge within the first week. And has really helped me take control of my spending, and my waistline - once I realized just how much I was spending at the shop on-site at work. Thank you, Emma!
โ˜…โ˜…โ˜…โ˜…โ˜… Mandyata Chikoti ยท May 23, 2026
Why the need for access to either my phone number, Facebook, or email? Can't trial without "signing up", so uninstalled. UPDATE 2026 It's been a while, but Emma is an excellent app! I signed up and have been able to see all my expenses and my "Net worth". Emma also offers savings and investment accounts with good rates.
โ˜…โ˜…โ˜…โ˜…โ˜… Caroline Blake ยท May 25, 2026
I have been looking for an app that has rolling budgets, to gamify daily spending - so set this up with a weekly budget in Emma which is working really well! I love that you can attach receipts to transactions; the recurring payments section; and can have certain categories excluded from reports.
โ˜…โ˜†โ˜†โ˜†โ˜† Louise Turner ยท Apr 7, 2026
Remember to cancel the subscription after the free trial, or they'll charge you almost ยฃ90 for a non-refundable subscription to an app that really isn't worth the money.
โ˜…โ˜†โ˜†โ˜†โ˜† Norm Tresadern ยท Apr 15, 2026
I felt like the adverts on social media showing Emma showing you how many subscriptions you have are false advertising. To set it up, you have to go through all your bank accounts, PayPal etc., and connect them all, and then after all that - it doesn't show you your subscriptions! Not whilst you're on the one-week free trial - you have to be on the premium version. All the stuff I saw is free on Snoop, so why would I pay? I uninstalled it and checked my subscriptions myself. Clickbait.
โ˜…โ˜…โ˜†โ˜†โ˜† Ed Paddington ยท May 15, 2026
This is a sales platform with a secondary budgeting function. Of the 5 buttons along the bottom, only 1 is for your budget, the others are selling you stuff. The budgeting function is OK, but has problems. There are ways to fix the problems, but they're all in a higher tier, and I'm not in the free tier. It deeply annoyingly lets you select functions and set things up, then when you press save comes up with an upgrade screen. It's sort of desperate/needy. I won't be renewing my subscription.

Google Play Rankings for Emma - Budget Planner Tracker

Top rankings

Rank Country Category List
30 United Kingdom Finance Top Free
12 United Kingdom Finance Top Grossing
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Ranking history in United Kingdom

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Technologies used by Emma - Budget Planner Tracker

46 permissions ยท 107 libraries
Subscribe to see full permission and library details
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WalletIN: Budget & Expense AI icon WalletIN: Budget & Expense AI
Budget Planner icon Budget Planner
Money Manager & Budget Tracker icon Money Manager & Budget Tracker
Money Planner: Budget & Wallet icon Money Planner: Budget & Wallet

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