24/7 access to your EMUCU account, make deposits, login with Touch ID, and more.
Pros & Cons
Free to use and packed with essential mobile banking features
24/7 self-service: deposits, transfers, and more
Strong security including multi-factor authentication and Touch ID
Insured by NCUA and includes ATM/branch locator
Not ranked in any top lists
Modest recent momentum with 18 downloads in the last 30 days
About EMUCU Mobile Banking
EMUCU Mobile Banking is a finance app developed by University of Michigan Credit Union.
Download Statistics
EMUCU Mobile Banking has been downloaded 2.2 thousand times. In the last 30 days, the app was downloaded 18 times.
User Ratings
EMUCU Mobile Banking is rated 3.40 out of 5 stars. The rating is based on 23 ratings.
App Information
EMUCU Mobile Banking is FREE to download. The APK download size is 32.42 MB. The latest version available is 4.41.124. The last update was on August 13, 2025.
Technical Requirements
EMUCU Mobile Banking requires Android 2.3+ or higher. The app has a content rating of Everyone. The app has been available on Google Play January 2014.
Description
Enhance your mobile banking experience with EMUCU’s Mobile App. With 24/7 self-service options, you can manage your accounts, deposit checks, initiate wire transfers, open new share savings accounts, and so much more.
Features: Single Login Access to All Accounts Open New Share Savings Accounts Multi-factor Authentication Push Notifications SMS Alerts Secure Messaging with a UMCU Representative Locate ATMs and Branches View Rates Add External Account
Insured by NCUA
Bill Pay Payment Service Agreement: https://www.emucu.org/emucu/media/Documents/Bill-Pay-Payment-Service-Agreement.pdf
Electronic Fund Transfer Agreement: https://www.emucu.org/emucu/media/Documents/Electronic-Fund-Transfer-Agreement-Disclosure.pdf
Our current members may be eligible to apply for loans with University of Michigan Credit Union. Please review the following to understand our lending information, and make sure to check https://www.umcu.org/Resources/Rates for the latest rate information.
Our My Choice Loans have a minimum repayment period of 12 months and a maximum repayment period of 60 months. Fixed rate, and with loan amounts up to $50,000, the Maximum Annual Percentage Rate (APR) for a personal loan is 15.75%.
Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for college or post-college education expenses, business or commercial purposes, buying crypto or other speculative investments, gambling, or illegal purposes. Active-duty military, their spouses or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.
Please review our loan cost example below: Consider a loan where the borrower receives $10,000 at an APR of 15.75% over 48 months. The borrower would repay $282.12 every month. The total amount paid for the loan would be $13,541.76.
Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc.
Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.
Recent changes: Improved performance and bug fixes.
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I think this app should let you do share money with others that have the same bank. It also does not do split screen which is annoying.
★★★★★Diane Eskin· Apr 25, 2014
Makes depositing checks quick and easy.
★★★★★A Google user· Jul 1, 2019
I need help trying to turn on my mobile banking app
★☆☆☆☆Shauna Owens· Feb 6, 2019
This app does not support the new Samsung 9 upgrade and will no longer open. I can't roll back my phone update, so now I can't use mobile banking at all.
★★☆☆☆Christian Ramsey· Jun 24, 2019
It was great when it worked! Stopped letting me log in after my android update though. Please fix!!
★☆☆☆☆Jeremias Lioi· Feb 6, 2019
Please fix the app. Doesn't work with the new android update
★☆☆☆☆Shane McElhone· Feb 5, 2019
Every time I log into my account the app crashes.
Google Play Rankings for EMUCU Mobile Banking
This app is not ranked
Technologies used by EMUCU Mobile Banking
EMUCU Mobile Banking is requesting 20 permissions and is using 10 libraries.
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