EMUCU Mobile Banking

4.41.124

University of Michigan Credit Union

3.40

23 reviews

1,000+
Downloads

Free

24/7 access to your EMUCU account, make deposits, login with Touch ID, and more.

3.40 · 23 reviews · 1,000+ downloads

Download from Google Play

About EMUCU Mobile Banking

EMUCU Mobile Banking is a finance app developed by University of Michigan Credit Union.

Download Statistics

EMUCU Mobile Banking has been downloaded 2.3 thousand times. In the last 30 days, the app was downloaded 12 times.

User Ratings

EMUCU Mobile Banking is rated 3.40 out of 5 stars. The rating is based on 23 ratings.

App Information

EMUCU Mobile Banking is FREE to download. The APK download size is 32.42 MB. The latest version available is 4.41.124. The last update was on August 13, 2025.

Technical Requirements

EMUCU Mobile Banking requires Android 2.3+ or higher. The app has a content rating of Everyone. The app has been available on Google Play January 2014.

Description

Enhance your mobile banking experience with EMUCU’s Mobile App. With 24/7 self-service options, you can manage your accounts, deposit checks, initiate wire transfers, open new share savings accounts, and so much more.

Features:
Single Login Access to All Accounts
Open New Share Savings Accounts
Multi-factor Authentication
Push Notifications
SMS Alerts
Secure Messaging with a UMCU Representative
Locate ATMs and Branches
View Rates
Add External Account

Insured by NCUA

Bill Pay Payment Service Agreement:
https://www.emucu.org/emucu/media/Documents/Bill-Pay-Payment-Service-Agreement.pdf

Electronic Fund Transfer Agreement:
https://www.emucu.org/emucu/media/Documents/Electronic-Fund-Transfer-Agreement-Disclosure.pdf

Online Banking Services Agreement:
https://www.emucu.org/emucu/media/Documents/Online-Banking-Services-Agreement.pdf

Our current members may be eligible to apply for loans with University of Michigan Credit Union. Please review the following to understand our lending information, and make sure to check https://www.umcu.org/Resources/Rates for the latest rate information.

Our My Choice Loans have a minimum repayment period of 12 months and a maximum repayment period of 60 months. Fixed rate, and with loan amounts up to $50,000, the Maximum Annual Percentage Rate (APR) for a personal loan is 15.75%.

Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for college or post-college education expenses, business or commercial purposes, buying crypto or other speculative investments, gambling, or illegal purposes. Active-duty military, their spouses or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.

Please review our loan cost example below:
Consider a loan where the borrower receives $10,000 at an APR of 15.75% over 48 months.
The borrower would repay $282.12 every month.
The total amount paid for the loan would be $13,541.76.

Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc.

Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.

Recent changes:
Improved performance and bug fixes.

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More data about EMUCU Mobile Banking

Price	Free to download
Total downloads	2.3 thousand
Recent downloads	12
Rating	3.40 based on 23 ratings
Ranking	Not ranked
Version	4.41.124
APK size	32.4 MB
Number of libraries	10
Designed for Android	2.3+
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the EMUCU Mobile Banking app

EMUCU Mobile Banking compared with similar apps

Common keywords of similar apps

Emucu Agreement Existing Media Documents Loans Rate Period Months Amounts Terms Debts Options Open Share Savings Single Payment Electronic Fund Services Review Lending Repayment Maximum Apr Personal Applicants Actual Loan Credit Banking Accounts Rates Https Mobile Service Information History Access Account Make Login Bill Pay Transfer Online Union

Keywords missing from this app

App View Deposit Check Balances Bills Funds Checks Members Payments Free Secure Manage Atms Features Security Device Visit Bank Federal Password Find Transactions Transaction Apply Contact Branch Greater Alliance Michigan Money

Google Play Rating history and histogram

Rating history

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Downloads over time

Subscribe to see download velocity and history

EMUCU Mobile Banking has been downloaded 2.3 thousand times. Over the past 30 days, it has been downloaded 12 times.

Changelog of EMUCU Mobile Banking

Show changelog

Developer information for University of Michigan Credit Union

University of Michigan Credit Union

umcu@umcu.org

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Address:

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Comments on EMUCU Mobile Banking for Android

★★★★☆ Breana Adams · Feb 23, 2018

I think this app should let you do share money with others that have the same bank. It also does not do split screen which is annoying.

★★★★★ Diane Eskin · Apr 25, 2014

Makes depositing checks quick and easy.

★★★★★ A Google user · Jul 1, 2019

I need help trying to turn on my mobile banking app

★☆☆☆☆ Shauna Owens · Feb 6, 2019

This app does not support the new Samsung 9 upgrade and will no longer open. I can't roll back my phone update, so now I can't use mobile banking at all.

★★☆☆☆ Christian Ramsey · Jun 24, 2019

It was great when it worked! Stopped letting me log in after my android update though. Please fix!!

★☆☆☆☆ Jeremias Lioi · Feb 6, 2019

Please fix the app. Doesn't work with the new android update

★☆☆☆☆ Shane McElhone · Feb 5, 2019

Every time I log into my account the app crashes.

Google Play Rankings for EMUCU Mobile Banking

This app is not ranked

Technologies used by EMUCU Mobile Banking

20 permissions · 10 libraries

Subscribe to see full permission and library details

Frequently asked questions about EMUCU Mobile Banking

Is EMUCU Mobile Banking free?

Yes. EMUCU Mobile Banking is free to download from Google Play.

Is EMUCU Mobile Banking still available?

Yes. EMUCU Mobile Banking is on Google Play, and the last update we saw was on August 13, 2025.

Does EMUCU Mobile Banking contain ads?

No. Google Play does not list EMUCU Mobile Banking as containing ads.

What Android version does EMUCU Mobile Banking require?

EMUCU Mobile Banking runs on Android 2.3 and higher.

How large is the EMUCU Mobile Banking APK?

The EMUCU Mobile Banking APK is 32.42 MB.

Is EMUCU Mobile Banking suitable for children?

Google Play rates the content of EMUCU Mobile Banking as suitable for everyone.

How many times has EMUCU Mobile Banking been downloaded?

Google Play lists 1,000+ downloads for EMUCU Mobile Banking.

How do people rate EMUCU Mobile Banking?

EMUCU Mobile Banking scores 3.40 out of 5 stars, from 23 ratings on Google Play.

Who made EMUCU Mobile Banking?

EMUCU Mobile Banking was developed by University of Michigan Credit Union. It is listed in the finance category on Google Play.

What are the best alternatives to EMUCU Mobile Banking?

People looking at EMUCU Mobile Banking also look at these finance apps: OUCU Mobile, Tech Credit Union Mobile, MSGCU Mobile, UNITE Credit Union, Members First Credit Union FL.

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