Endowus is Asia’s leading independent digital wealth platform, offering personalised financial plans and access to institutional funds at low fees, backed by MAS and HK regulation. The app supports goal-based investing, DIY fund selection, auto rebalancing (SG-only), and multi-currency opportunities, with a strong, growing user base. Total installs exceed 100,000+ and 1.6K downloads occurred in the last 30 days, reflecting steady momentum.
Pros & Cons
Access to institutional funds with low, all-in fees
100% cashback on trailer commissions with full transparency
Personalised financial plans and expert advice
Global reach with multi-currency investing and institutional fund access
Auto Rebalancing is SG-only, limiting cross-border automation
Focus on funds and unit trusts may not cater to investors seeking direct stock/ETF exposure
Not ranked in any top lists per available data
About Endowus
Endowus is a finance app developed by Endowus Technologies Pte. Ltd..
Download Statistics
Endowus has been downloaded 160 thousand times. In the last 30 days, the app was downloaded 1.6 thousand times.
User Ratings
Endowus is rated 4.47 out of 5 stars. The rating is based on 1.4 thousand ratings.
App Information
Endowus is FREE to download. The APK download size is 93.95 MB. The latest version available is 4.17.2. The last update was on June 30, 2026.
Technical Requirements
Endowus requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play October 2020.
Description
Tens of thousands of clients invest and grow their savings with Endowus, in globally diversified portfolios at low cost.
Start your financial journey with Endowus, and invest and grow your wealth all through the Endowus app.
Build a personalised financial plan with Endowus to help you reach your wealth goals. Choose from a curated list of low-cost, best-in-class institutional funds managed by the world’s top fund managers.
WHO WE ARE Endowus is Asia’s leading independent digital wealth platform. With entities licensed by the Monetary Authority of Singapore, and Securities and Futures Commission of Hong Kong, Endowus is the first digital advisor in the region to span personal savings, private wealth and public pension (CPF & SRS in Singapore), helping investors grow their money with expert advice and access to institutional financial solutions at low and fair fees, through a personalised digital wealth experience.
Founded in 2017, Endowus has raised a total of US$95 million in funding from investors including global banks, venture capital firms, and some of the largest Family Offices in Asia.
Endowus’ leadership and growth have been recognised by the industry and it has attained numerous awards including, Singapore’s Best Digital Wealth Management, Singapore’s Best Digital Wealth Management Experience (The Asset Triple A Digital Awards 2023), Endowus is also among the firms named in the World Economic Forum’s Technology Pioneers 2023.
WHY INVEST WITH US Seamless digital investing experience: We have refreshed the Endowus app experience that is focused on greater personalisation, automation, and intuitiveness for you, as our valued client.
Greater access to the best: We provide retail, accredited and professional investors with institutional access to leading global fund managers with expertise, scale and real, proven track records in implementing their investment strategies successfully over time.
Qualified, expert advice: We carefully consider various aspects of your personal and financial circumstances to help you craft personalised financial plans and a path to reaching them. Speak to our client experience team for us to guide you through our platform.
Fairer fees: We charge a low, all-in access fee, with no hidden charges. We also provide a 100% Cashback on trailer fees with full transparency and no conflict of interest.
KEY FEATURES (Availability of features may vary based on geography.) > Goal-Based Investing: Achieve your financial dreams effortlessly. The Endowus app recommends investment solutions to suit your goals, simplifying your journey into the world of investing. > DIY Investment Selection: Explore top-tier funds with ease. Access lower cost institutional share class options for optimal returns. > Auto Rebalancing & Monitoring: Let us do the work. Our technology automates portfolio management, ensuring your investments are consistently aligned with your goals. (Only available in SG) > 100% Cashback: Enjoy unparalleled savings. Receive 100% Cashback on trailer commissions, maximising your potential returns. > Unit Trust Transfer: Transitioning is effortless. Move your existing unit trusts seamlessly to Endowus for a comprehensive investment experience. > Multi-Currency Flexibility: Think globally. Invest in multiple currencies to diversify your portfolio and explore international opportunities.
GET IN TOUCH Clients love us for our digital wealth platform and our personalised human touch. Schedule a call with our team of licensed wealth experts to learn about financial planning, or just to find out more about us: For Singapore users, please contact Endowus Singapore Pte Ltd: - WhatsApp at +65 3129 0038 - Email at support@endowus.com
For Hong Kong users, please contact Endowus HK Ltd: - WhatsApp at +852 3018 8978 - Email at support.hk@endowus.com
By downloading this app, you acknowledge that you are a resident in Singapore/Hong Kong, excluding U.S. Persons.
Recent changes: Routine maintenance and bug fixes.
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[User Experience] Excellent platform and app which is intuitive to use. [Investment Method] I love the fact that you can use your retirement funds including CPF and SRS to invest. To my knowledge it is the only platform in Singapore to be able to invest your CPF in a robo-advisor platform. [Returns Rate] So far I am extremely pleased with the returns rate. The Endows team are also very helpful in advising which funds are best for you to invest in.
★★★★★Mohammad Bin A J Aziz Zakir· Nov 4, 2021
I like the UI on the app. Easy to navigate around and simple just how I like it. Able to access all the information I need on my portfolio. Will definitely continue using Endows for the long term to invest my CPF and also thinking of investing my cash here as well.
★☆☆☆☆Alex Chin· Jul 17, 2024
They take too long to invest your money, hence your money get hang there under "processing" status for days, and not generating revenue. Syfe, their competitor, is much better and faster. I invested in both Endows and Syfe with the same amount and on the same day last week. As of today, I have already gained $60 from Syfe, but only $5 from Endows! Seriously *facepalm* LOL I am going to exit from Endows.
★☆☆☆☆zou runzhong· Sep 24, 2025
Takes so long to execute a trade to buy the fund. 3 days. Ridiculous. No way to check where the price is executed at also, no transparency on the price you buy the fund. For these banes - still get to be charged 0.03% for an unneeded service to bunch a couple of funds in a certain proportion to achieve a pseudo risk managed portfolio. Unnecessary cost for SRS
★☆☆☆☆Choo Hua· Feb 7, 2023
wow this app is practically useless. Makes me re-enter my password for every single option I choose on the app. Sucker app, just like endows that sucks money from your portfolio regardless of whether they're helping you make money
★☆☆☆☆Ananth A· Jan 6, 2026
* takes way too many days to invest or liquidate * no transparency on nav update time
Google Play Rankings for Endowus
This app is not ranked
Technologies used by Endowus
17 permissions·29 libraries
Subscribe to see full permission and library details
Trust & Safety: The app operates in regulated contexts (Singapore MAS and Hong Kong SFC licensing) and requests a broad permissions set typical for finance apps, including CAMERA, READ_EXTERNAL_STORAGE, READ_MEDIA_AUDIO, POST_NOTIFICATIONS, INTERNET, and WRITE_EXTERNAL_STORAGE, among others. It also includes a dynamic receiver permission. Overall, Endowus presents standard safety measures for a digital wealth platform with regulatory legitimacy in Singapore and Hong Kong.
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