ETPCU

Welcome to ETPCU Mobile Banking. You are one step closer to having access to ETPCU whenever, wherever you are. It’s fast, secure and a free way to get 24/7 access to your ETPCU accounts from your mobile phone or tablet.

With ETPCU Mobile Banking you can:
- View account balances and transaction history
- Transfer funds between accounts
- View and pay bills
- Find an ETPCU branch or ATM close to your phone’s location

ETPCU has developed this app with your security in mind. You can rest assured that your accounts are safe with the following security measures:
- If your device is lost or stolen, you can disable the app quickly
- Only transfers between existing and related accounts can be made
- Only bill payments to existing payees can be initiated

This app is for use by members of ETPCU only. Members of similarly named credit union in other states will not be able to use this app. Standard messaging and data rates may apply.

Visit www.etpcu.org for additional details.

Our current members may be eligible to apply for loans with ETPCU. Please review the following to understand our lending information, and make sure to check (our lending rates link) for the latest rate information.

Our personal loans have a minimum repayment period of 6 months and a maximum repayment period of 42 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 18.00%. Our minimum offered loan amount is $300.

Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs.

Please review our loan cost example below:
Loan of 1,000.00 from 02/28/2024 at an Annual Percentage Rate of 18.000%.
Payment of 91.77 paid monthly.
Loan Amount: 1,000.00
Loan Date: 02/28/2024
Interest Rate: 18.000%
Payment Count: 12
Standard Payment: 91.77
First Payment Date: 03/31/2024
Final Payment: 91.77
Final Payment Date: 02/28/2025
Total Interest: 101.24
Total of Payments: 1,101.24

Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, overall relationship with ETPCU etc.

Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates. Members may request a shorter term than the minimum repayment period. ETPCU reserves the right to make exceptions and changes to rates, terms, fees, rate reductions, extension of credit, underwriting guidelines, etc. without notice.