ExpenseFlow: AI Daily Tracker

"ExpenseFlow: AI Daily Tracker" is the fast, private way to track daily spending. Type "coffee 4.50" and you're done — AI files it under the right category instantly. No bank logins, no spreadsheets, no clutter.

PRIVATE BY DESIGN — OUR PROMISE
Many expense apps ask to read your text messages or email to auto-log transactions. ExpenseFlow deliberately does not — and never will. Your bank alerts, inbox, and personal messages stay on your phone. The app never even requests SMS or email permissions, and it does not read notifications from your other apps either. Automatic help comes only from actions you choose: quick-typing a line, speaking a voice note, snapping a receipt, or sharing a screenshot.

NEW — IMPORT FROM A SCREENSHOT (Premium)
Screenshot your bank app, payment app or transaction history — or a single payment confirmation screen — and share it to ExpenseFlow, or tap Screenshot on the Add screen. AI reads the amount, the merchant and the date, suggests a category and subcategory, and shows you every entry to confirm and edit before anything is saved. Send them to your personal ledger, a shared group, a business, or an office trip. Screenshots are used only to read the transactions and are not kept.

LOG AN EXPENSE IN SECONDS
• Quick Add: type "groceries 62" — amount, category, done
• Voice input: say it, we log it (processed on-device)
• Receipt scanner: photograph a receipt, AI reads the total (Premium)
• Import from a screenshot of your payment history (Premium)
• Recurring bills: rent, subscriptions, and utilities suggested on schedule — always with your confirmation, never silently

AI THAT WORKS FOR YOUR MONEY
• Auto-categorization that learns your merchants
• AI Coach: ask "how much did I spend eating out this month?" or "can I afford $120 sneakers?" and get answers computed from your real numbers
• Month-end forecast: see where the month is heading before it gets there
• Smart insights that spot creeping subscriptions and unusual spending

BUDGETS THAT MAKE SENSE
• 50/30/20 made visual: Essentials / Lifestyle / Savings
• Safe-to-Spend: one number that tells you what's actually free to spend today
• Category budgets with gentle alerts, savings goals, and streaks

GROUPS YOU CAN TRUST (PREMIUM)
• Split with roommates, trips, and family — your net position leads the screen, with who owes whom and one-tap settle up
• Every expense shows YOUR share: "you get 325" or "you owe 189" — no mental math
• Group Statement: opening balance, every expense and settle-up, closing balance — any date range, or filtered to one member
• Nothing changes silently: edits, deletes and settle-ups notify every member, with receipts both ways and a "not received yet" flag
• Monthly balance reminders, on by default for new groups — change the rhythm or switch them off any time
• Add members by email — split to them before they even join
• Business mode: simple income & expense tracking for side hustles
• Multi-currency groups for travel

YOUR DATA, YOUR RULES
• Works fully offline; syncs securely when you're back online
• Free JSON & CSV export any time — your data is never held hostage
• Biometric app lock
• Delete your account and every byte of your data, in-app, any time

FREE VS PREMIUM
Free includes 50 expenses per month, all categories, budgets, voice input, insights, and export. Premium unlocks unlimited expenses, the AI Coach, receipt scanning, groups & splitting, custom categories, and more — with a 7-day free trial.

Track today. Understand tomorrow. Keep your inbox to yourself.

Recent changes:
New in 2.34:
• Tags for events and people, with optional budgets
• Repeat chips: your usual spends in one tap
• Money owed to you, kept out of your spending
• Split one payment across categories
• Card statements and cash in hand
• Your own rules for filing expenses
• Group monthly bills and a default split
• Share a snapshot card of your month
• PhonePe and Paytm statement import
• Hide categories you don't use
• Bug fixes and improvements