Experian® helps you monitor and improve your credit health with a free membership to your Experian Credit Report and FICO Score, plus proactive tools like Experian Boost, credit monitoring, and a marketplace for tailored quotes. Premium features such as CreditLock and Bill Negotiation add protection and potential savings, while the Experian brand anchors trust across the financial landscape.
Pros & Cons
Free entry with no credit card required to access key credit tools
Strong US FINANCE rankings and high user rating indicate trust and value
Broad toolset covering credit reports, monitoring, and proactive features like Boost and CreditLock
Brand strength from Experian enhances credibility and accessibility of financial services
Lacks explicit mentions of alerts, tracking, or reports as standalone features beyond standard monitoring when compared to some competitors (based on competitor feature language)
Some advanced features are behind paid Premium tiers, which may limit immediate access for casual users
Requires broad permissions that users should review in the privacy policy before usage
About Experian®
Experian® is a finance app developed by Experian.
How many times has Experian® been downloaded?
Experian® has been downloaded 21 million times. In the last 30 days, the app was downloaded 130 thousand times. It is ranked in the top 100 finance apps.
What is the rating of Experian®?
Experian® is rated 4.71 out of 5 stars, based on 710 thousand ratings.
Is Experian® free?
Experian® is free. The APK size is 61.36 MB. The latest APK version available is 4.2.37. The last update was on November 9, 2026.
What are the requirements for Experian®?
Experian® requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play since May 2016.
Experian® is made and published by
Experian.
AppBrain is an independent app data site and isn't affiliated with Experian.
The app name and description belong to Experian and are shown as published on Google Play.
Description by Experian(from Google Play)
Get your Experian Credit Report and FICO® Score with a freemembership—no credit card needed! Applyfor credit cards and loans labeled “No Ding Decline™” thatwon’tding your FICO® Score ifyou’renot approved^^. You could saveanavgof $1,007/yearon car insurance^^^.Chat withthe Experian Virtual Assistant™.With a paid membership, you could save anavgof $721with Bill Negotiation & Subscription Cancellation**and getanadvancewith Experian Cash™ powered by Brigit ^ . GET STARTED FOR FREE ■ExperianBoost® ø Raise your FICO® Score* using bills you already pay-cell phone, utilities,streamingservicesand eligible rent payments ■Credit monitoring Stay informedifaccounts are opened in your name, or new inquiries appear on your Experian credit report ■Marketplace ## Compare creditcard, personalloanor car insurance quotes matched to your credit profile ■Financialhealthassessment # Take asurveyand get suggested actionsto improveyour overall financial healthand see what stepsyou could taketo improve it PREMIUM BENEFITS ■Bill Negotiation & Subscription Cancellation ** You could save time and up to $721when we negotiate and cancel your bills
Recent changes: Find out if you're overpaying on auto insurance. We shop and compare quotes for you from over 40 top insurers. And NOW you can get notified when rates in your area drop with ongoing rate monitoring! Experian will actively monitor rates in our network to make sure you’re always getting our best deal.
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The Experian app is easy to use. Once set up you can access your information quickly. Especially if you need to unlock or unfreeze your credit report. I also enjoy the options of additional financial tips, offers and the convenience of use. The home energy saving tips are also great.
★★★★★Alexandria Yager· Oct 29, 2026
Very useful tool for keeping track of you debt & credit score. Truly helpful when making financial conditions
★☆☆☆☆George Jacobs· Oct 29, 2026
Really upset I can't reach somebody about my old account I can no longer get into don't have the old email or the old phone number, and I can't change either one or figure out how to log in
★☆☆☆☆Rateltim Tim· Oct 12, 2026
Hello! I’ve run into a very serious problem. Someone broke into my account, stole my data, and put it up for sale on the dark web. I’ve tried to contact you several times, but you’ve walled yourselves off from ordinary people behind an impenetrable system that makes it impossible to explain the situation. I am deeply disappointed by this wall you’ve built. Your system does not allow a person to protect themselves against such situations. In this case, the person falls out of your system.
★☆☆☆☆Dave Bolltron· Oct 22, 2026
Security is lacking First to unfreeze/freeze according to AI and support is not supported in app only browser Security it asked for DL then a selfie to get logged in but when I edited a phone that didn't exist it flagged Security and kicked me out. Only way it would verify is the phone that didn't exist. So created new account with socia, l diff phone and email and viola I was in. Support said the first email was deactivated when I created the account. So if you no the SSN u can hijack it
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Trust & Safety: The app requests a broad set of permissions typical for a finance/identity app (location, camera, notifications, foreground service, ad identifiers). Users should review the privacy policy and terms; features like CreditLock and Bill Negotiation reflect a focus on security and user protections, but as with all financial apps, ongoing awareness of data access and permissions is important.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
