Experian® helps you monitor and improve your credit health with a free membership to your Experian Credit Report and FICO Score, plus proactive tools like Experian Boost, credit monitoring, and a marketplace for tailored quotes. It holds strong US FINANCE rankings (#42 and #44) with a high 4.71 rating from over 704k reviews, backed by 10,000,000+ total downloads and 120K in the last 30 days. Premium features such as CreditLock and Bill Negotiation add protection and potential savings, while the Experian brand anchors trust across the financial landscape.
Pros & Cons
Free entry with no credit card required to access key credit tools
Strong US FINANCE rankings and high user rating indicate trust and value
Broad toolset covering credit reports, monitoring, and proactive features like Boost and CreditLock
Brand strength from Experian enhances credibility and accessibility of financial services
Lacks explicit mentions of alerts, tracking, or reports as standalone features beyond standard monitoring when compared to some competitors (based on competitor feature language)
Some advanced features are behind paid Premium tiers, which may limit immediate access for casual users
Requires broad permissions that users should review in the privacy policy before usage
About Experian®
Experian® is a finance app developed by Experian.
How many times has Experian® been downloaded?
Experian® has been downloaded 21 million times. In the last 30 days, the app was downloaded 120 thousand times. It is ranked in the top 100 finance apps.
What is the rating of Experian®?
Experian® is rated 4.71 out of 5 stars, based on 700 thousand ratings.
Is Experian® free?
Experian® is free to download. The APK download size is 56.89 MB. The latest version available is 4.2.33. The last update was on September 23, 2026.
What are the requirements for Experian®?
Experian® requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play since May 2016.
Description
Get your Experian Credit Report and FICO® Score with a free membership—no credit card needed! Apply for credit cards and loans labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not approved^^. You could save an avg of $1,007/year on car insurance^^^. Chat with the Experian Virtual Assistant™. With a paid membership, you could save an avg of $721 with Bill Negotiation & Subscription Cancellation** and get an advance with Experian Cash™ powered by Brigit^.
GET STARTED FOR FREE ■Experian Boost®ø Raise your FICO® Score using bills you already pay - cell phone, utilities, streaming services and eligible rent payments ■Credit monitoring Stay informed if accounts are opened in your name, or new inquiries appear on your Experian credit report ■Marketplace^ Compare credit card, personal loan or car insurance quotes matched to your credit profile ■Financial health assessment# Take a survey and get suggested actions to improve your overall financial health and see what steps you could take to improve it
PREMIUM BENEFITS ■Bill Negotiation & Subscription Cancellation** You could save time and up to $721 when we negotiate and cancel your bills ■Experian CreditLock*** Protect against identity theft by locking your Experian credit file. Get real-time alerts if someone applies for credit in your name while locked ■Experian Cash™ powered by Brigit## Get a $25-250 advance when you need it most
Recent changes: Find out if you're overpaying on auto insurance. We shop and compare quotes for you from over 40 top insurers. And NOW you can get notified when rates in your area drop with ongoing rate monitoring! Experian will actively monitor rates in our network to make sure you’re always getting our best deal.
Get a detailed PDF report for Experian® with download trends, rating history,
and key performance statistics — useful for competitive research or tracking your own app.
Learn more
Are you the developer of this app? Join us for free to see more information about your app and learn how we can help you promote and earn money with your app.
This app has everything you need to keep up with your credit.
★★★★★Cindy Meitle· Sep 18, 2026
Invaluable Subscription: Being notified when your score rises or falls, and why, is invaluable. Disputing inaccurate information on your report is easy and Experian jumps all over it immediately with outstanding communication along the way. Being able to see all card accounts in one place and percentage of credit usage is beyond helpful when trying to stay under 30% usage to keep a credit rating high. Getting new card offers that are no-ding if you apply is fantastic. SO many benefits.
★☆☆☆☆Sean Rollins· Sep 24, 2026
Despise having selected no marketing notifications, I receive daily marketing notifications.
★★☆☆☆John Doe· Sep 18, 2026
Ad machine. That's all it is. one function works, credit, everything else is an ad for banks, cards, Experian itself, just ads ads ads
★☆☆☆☆Theresa B· Sep 4, 2026
I am very upset at this app. It keeps having technical difficulties. I tried to pay the subscription 6 times, and then it says, "we're experiencing technical difficulties"...it's been 6 months of the same thing. At this point I don't want the subscription- the credit scores aren't accurate anyways-been to several financial places and the credit score on here is completely different and not accurate-I am done. 👿 It won't even let me log in with password or fingerprint login. 💀
★☆☆☆☆Jodi Franke· Sep 24, 2026
I nvr signed up for this with a fee. Cancel immediately please. I nvr signed the disclosure!
★☆☆☆☆Nicole Anderson-Duggins· Sep 18, 2026
I have been a member for a long time. I got charged twice within 10 days for my membership. This has never happened before. When I called to cancel my membership I was told that I could not get a refund on the second charge. I hate Experian and I will never ever ever ever ever ever ever ever ever ever use them again!!!!!! Be careful that they're not double charging you!!!!
★☆☆☆☆Winry· Sep 4, 2026
1) The system won't let me reset my password because it doesn't recognize my phone number but keeps sending me text messages with the phone number that "doesn't match my records." 2) the AI assistant is useless and gives the incredibly helpful advice of "put in your phone number" repeatedly despite the fact it doesn't work.
★☆☆☆☆Richard LaFrano· Sep 4, 2026
Do NOT download, was hit with a subscription fee AFTER I signed up. Reporting googling for predatory practices. Making a report to the FTC also.
Subscribe to see full ranking history in this country
AppBrain offers valuable information about your app and those of your competitors. Join AppBrain for free and claim this app to view more ranking data, view history etc.
Subscribe to see full permission and library details
Trust & Safety: The app requests a broad set of permissions typical for a finance/identity app (location, camera, notifications, foreground service, ad identifiers). Users should review the privacy policy and terms; features like CreditLock and Bill Negotiation reflect a focus on security and user protections, but as with all financial apps, ongoing awareness of data access and permissions is important.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
