CreditWise from Capital One

Capital One Services, LLC

4.62

113,150 reviews

5,000,000+
Downloads

Free

CreditWise from Capital One - Free credit score and monitoring

Not recently updated — last update was on 2024-07-12. This app may no longer be actively maintained.

CreditWise from Capital One Screenshot 1 of 5

CreditWise from Capital One Screenshot 2 of 5

CreditWise from Capital One Screenshot 3 of 5

CreditWise from Capital One Screenshot 4 of 5

CreditWise from Capital One Screenshot 5 of 5

Pros & Cons

Free access to FICO Score 8 and TransUnion report
Real-time alerts for report changes and dark web activity
Interactive Credit Simulator to model scenarios
Clear breakdown of score factors and actionable tips

Identity protection features beyond dark web alerts are not listed in the app entry
Eligibility and feature availability depend on data verification with TransUnion/Experian (some monitoring may not be available if enrollment data doesn’t match)
Limited to US adults 18+ with a TransUnion credit file and SSN

About CreditWise from Capital One

CreditWise from Capital One is a finance app developed by Capital One Services, LLC.

Download Statistics

CreditWise from Capital One has been downloaded 8 million times. In the last 30 days, the app was downloaded 29 thousand times.

User Ratings

CreditWise from Capital One is rated 4.62 out of 5 stars. The rating is based on 110 thousand ratings.

App Information

CreditWise from Capital One is FREE to download. The last update was on July 12, 2024.

Technical Requirements

CreditWise from Capital One requires Android 11+ or higher. The app has a content rating of Everyone. The app has been available on Google Play April 2016.

Description

CreditWise is a free credit monitoring tool that could help you improve your credit score.

More data about CreditWise from Capital One

Price	Free to download
Total downloads	8 million
Recent downloads	29 thousand
Rating	4.62 based on 110 thousand ratings
Ranking	Medium ranked
Version	N/A
APK size	N/A
Number of libraries	72
Designed for Android	11+
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the CreditWise from Capital One app

CreditWise from Capital One compared with similar apps

Common keywords of similar apps

Creditwise Tool Capital Dark Web Social Security Number Simulator File Sign Decisions Affect Make Impact Change Credit Score Transunion Alerts Fico Free Information Monitoring Access Report Based Improve Tools Monitor Experian Reports Financial History

Keywords missing from this app

Scores Identity Build App Equifax Check Bureaus Time Pave Payments Track Card Offers Approval Theft Loan Personal Rent Terms Wallethub Loans Personalized Protection Business Cards Data Canada Builder Esusu Lenders Features Mortgage

Google Play Rating history and histogram

93K

11K

3.2K

1.4K

5.4K

Downloads over time

CreditWise from Capital One has been downloaded 8 million times. Over the past 30 days, it averaged 970 downloads per day.

Changelog of CreditWise from Capital One

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Developer information for Capital One Services, LLC

Capital One Services, LLC

EnterpriseMobileVendorSupport@capitalone.com

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Comments on CreditWise from Capital One for Android

★★★★★ Alan Bell · Jul 2, 2026

I honestly do not remember how my credit score can fluctuate in a few days, and now that I am going to be purchasing a car a score 20 points lower can affect the overall price of that vehicle substantial in interest alone. I am grateful that they are so helpful in explaining those things to a simple construction worker. thank you Patrick Bell

★★★★★ Steve Gibson · Jun 16, 2026

Great app for keeping up with your credit score and notifications on your credit. One of the features of Credit Wise that I really like is the credit simulator. It shows your credit score and the current factors that the score was based on. Then, it gives you the options to change various credit factors like paying off or paying down a card; or getting a new card or loan; or increasing your credit limit on a card. Then hit "simulate" and it shows how the changes you made would affect your score.

★☆☆☆☆ Joseph · May 26, 2026

I don't get the point of a credit scoring tool that is so wildly inaccurate. The score this garbage tool gives you freaks out and docks you points if you have a statement balance even though you have always paid off that account in full. My score on here is 818, drops to under 800 if I have a balance on one statement even though I paid it in full. The FICO score I get from lenders is usually 30 points or so higher than this garbage apps score. All this does is cause unnecessary anxiety.

★☆☆☆☆ Brian Bloom · May 25, 2026

Cannot modify notifications, illegally sending emails with no way to opt out, sending false information in said emails about credit score to get you to log into the app, can't screenshot MY OWN INFO within the app. Every time you update the app tells me my credentials have changed since my last login. No, they have NOT. More false statements/blatant lies from Capital One to cover their own ineptitude.

★★☆☆☆ Brian · Jun 17, 2026

Punishes you for paying off debt keeps lowering your rating. Only good part was notice that someone has breached your data again. Or semi correct accounting on debts. But lowers score when your not buried under debt.

Google Play Rankings for CreditWise from Capital One

Top rankings

Rank	Country	Category	List
173	United States	Finance	Top Free

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Ranking history in United States

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Technologies used by CreditWise from Capital One

CreditWise from Capital One is requesting 0 permissions and is using 72 libraries.

Permissions

No permissions found

Ad network libraries

AdMob

Kochava

Social libraries

None found

Development tools

Android Jetpack core

Android Architecture Components

Android Jetpack VersionedParcelable Android Jetpack Annotations Android Library Icon

Android Jetpack Annotations Firebase Android Library Icon

Firebase

Android Jetpack Widgets Android Jetpack AppCompat Android Library Icon

Android Jetpack AppCompat AndroidX Activity Android Library Icon

AndroidX Activity Android Activity Saved State Android Library Icon

Android Activity Saved State AndroidX Loader Android Library Icon

AndroidX Loader Android Jetpack Media Android Library Icon

Android Jetpack Media Google Cloud Messaging (GCM) Android Library Icon

Google Cloud Messaging (GCM)

Android Transition Support Library Kotlin Android Library Icon

Kotlin

Android Support Library collections

Android Support VectorDrawable

AndroidX Legacy: Support Library core utils AndroidX Cursor Adapter Android Library Icon

AndroidX Cursor Adapter AndroidX App Startup Android Library Icon

AndroidX App Startup

AndroidX Local Broadcast Manager Google gson Android Library Icon

Google gson

AndroidX Legacy: Support Library core UI Android WorkManager Android Library Icon

Android WorkManager Okio Android Library Icon

Okio

AndroidX Emoji / Emoji2 AndroidX Concurrent Futures Android Library Icon

AndroidX Concurrent Futures AndroidX Tracing Android Library Icon

AndroidX Tracing Glide Android Library Icon

Glide

AndroidX SQLite AndroidX Multi-Dex Library Android Library Icon

AndroidX Multi-Dex Library AndroidX ExifInterface Android Library Icon

AndroidX ExifInterface AndroidX ProfileInstaller Android Library Icon

AndroidX ProfileInstaller Chromium Android Library Icon

Chromium

AndroidX DynamicAnimation Google Maps SDK Android Library Icon

Google Maps SDK Google Guava Android Library Icon

Google Guava AndroidX WebKit Android Library Icon

AndroidX WebKit Retrofit Android Library Icon

Retrofit

Picasso

AndroidX Preference Jetpack DataStore Android Library Icon

Jetpack DataStore Jetpack WindowManager Android Library Icon

Jetpack WindowManager Android View Binding Android Library Icon

Android View Binding Dagger Android Library Icon

Dagger

Jetpack Navigation Lottie Android Library Icon

Lottie

AndroidX Privacy Sandbox Volley Android Library Icon

Volley

Kotlinx Serialization Android Library Icon

Kotlinx Serialization Reactive Streams Android Library Icon

Reactive Streams greenrobot EventBus Android Library Icon

greenrobot EventBus Jetpack Compose Android Library Icon

Jetpack Compose AndroidX Biometric Android Library Icon

AndroidX Biometric FasterXML Jackson Android Library Icon

FasterXML Jackson ShortcutBadger Android Library Icon

ShortcutBadger Coil Android Library Icon

Coil

CameraX

AndroidX Graphics MPAndroidChart Android Library Icon

MPAndroidChart AndroidX Security (Crypto) Android Library Icon

AndroidX Security (Crypto) AndroidSVG Android Library Icon

AndroidSVG AndroidX Test Android Library Icon

AndroidX Test YouTube Android Player API Android Library Icon

YouTube Android Player API RootBeer Android Library Icon

RootBeer

kotlinx-datetime AndroidX Hilt Android Library Icon

AndroidX Hilt Chucker Android Library Icon

Chucker

Parceler

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Cash App OSS

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