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Last updated on: 2026-07-21
Android Apps > Finance > CreditWise from Capital One
CreditWise from Capital One icon

CreditWise from Capital One

Capital One Services, LLC
4.62
113,182 reviews
5,000,000+
Downloads
Free

CreditWise from Capital One - Free credit score and monitoring

CreditWise from Capital One Screenshot 1 of 5
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CreditWise from Capital One Screenshot 5 of 5
4.62 · 113,182 reviews · 5,000,000+ downloads

CreditWise from Capital One delivers free credit monitoring with FICO Score 8 and a TransUnion report, plus dark web alerts and a Credit Simulator. Ranked #170 in US Finance, it has 5,000,000+ total downloads and 33K downloads in the last 30 days.

Pros & Cons

  • Free access to FICO Score 8 and TransUnion report
  • Real-time alerts for report changes and dark web activity
  • Interactive Credit Simulator to model scenarios
  • Clear breakdown of score factors and actionable tips
  • Identity protection features beyond dark web alerts are not listed in the app entry
  • Eligibility and feature availability depend on data verification with TransUnion/Experian (some monitoring may not be available if enrollment data doesn’t match)
  • Limited to US adults 18+ with a TransUnion credit file and SSN

About CreditWise from Capital One

CreditWise from Capital One is a finance app developed by Capital One Services, LLC.

How many times has CreditWise from Capital One been downloaded?

CreditWise from Capital One has been downloaded 8 million times. In the last 30 days, the app was downloaded 33 thousand times.

What is the rating of CreditWise from Capital One?

CreditWise from Capital One is rated 4.62 out of 5 stars, based on 110 thousand ratings.

Is CreditWise from Capital One free?

CreditWise from Capital One is free to download. The last update was on July 12, 2024.

What are the requirements for CreditWise from Capital One?

CreditWise from Capital One requires Android 11+ or higher. The app has a content rating of Everyone. The app has been available on Google Play April 2016.

Description
CreditWise is a free credit monitoring tool that could help you improve your credit score.
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More data about CreditWise from Capital One

Price Free to download
Total downloads 8 million
Recent downloads 33 thousand
Rating 4.62 based on 110 thousand ratings
Ranking Medium ranked
Version N/A
APK size N/A
Number of libraries 72
Designed for Android 11+
Suitable for Everyone
Ads NO ads

App Performance Report

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Alternative downloads for the CreditWise from Capital One app

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myEquifax icon myEquifax
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Experian® icon Experian®
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Pave - Build Credit icon Pave - Build Credit
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ClearScore: Credit Score Check icon ClearScore: Credit Score Check
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IntroLend icon IntroLend
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CreditWise from Capital One compared with similar apps

Common keywords of similar apps

Creditwise Tool Capital Dark Web Social Security Number Simulator File Tools Sign Decisions Affect Make Impact Change Credit Score Transunion Alerts Fico Free Information Monitoring Access Report Based Improve Monitor Experian Reports Financial History

Keywords missing from this app

Scores Identity Build Check App Equifax Offers Bureaus Pave Time Personal Payments Track Card Personalized Terms Loan Theft Rent Lenders Business Canada Rates Profile Apply Protection Loans Data Approval Esusu Cards Builder Clearscore

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Capital One Intellix® Mobile icon Capital One Intellix® Mobile
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Google Play Rating history and histogram

93K
11K
3.2K
1.4K
5.4K

Downloads over time

CreditWise from Capital One has been downloaded 8 million times. Over the past 30 days, it averaged 1.1 thousand downloads per day.

Changelog of CreditWise from Capital One

Show changelog

Developer information for Capital One Services, LLC

Capital One Services, LLC

EnterpriseMobileVendorSupport@capitalone.com

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Comments on CreditWise from Capital One for Android

★★★★★ Paul Wills · Jul 13, 2026
A great app to keep up with your credit scores
★★★★★ Steve Gibson · Jun 16, 2026
Great app for keeping up with your credit score and notifications on your credit. One of the features of Credit Wise that I really like is the credit simulator. It shows your credit score and the current factors that the score was based on. Then, it gives you the options to change various credit factors like paying off or paying down a card; or getting a new card or loan; or increasing your credit limit on a card. Then hit "simulate" and it shows how the changes you made would affect your score.
★★★★☆ Welton Williams · Jul 15, 2026
When I first started using this I made a mistake and open up a new credit card with Capital One I already had one with discovery card I didn't want to open if I made a mistake and open up a new account
★★★★★ Narvdude · Jun 16, 2026
Great app! Helps with tracking credit!/financial decisions. Recommend highly.
★★☆☆☆ Brian · Jun 17, 2026
Punishes you for paying off debt keeps lowering your rating. Only good part was notice that someone has breached your data again. Or semi correct accounting on debts. But lowers score when your not buried under debt.
★☆☆☆☆ Wayne Chas · Jul 15, 2026
They are affiliated with Capital One and punish your fico score .for credit card companies like Capital One, if you finish and close up shop with them, they penalize you, they punish you for doing good highly unfair if you ask me!
★☆☆☆☆ AJ · Jul 15, 2026
Will not open in the app. Uninstalled and reinstalled and it still does work!! Unloading until it gets fixed. Updated: my credit score is not correct on here. I just had it ran and showed it was a lot lower than this is reporting. The report is now 90 days behind. They don't update it every month like it should be. Don't pay attention to your score because it is not an updated score! It doesn't show your FICO 3 score either.

Google Play Rankings for CreditWise from Capital One

Top rankings

Rank Country Category List
161 United States Finance Top Free
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Ranking history in United States

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Technologies used by CreditWise from Capital One

CreditWise from Capital One is requesting 0 permissions and is using 72 libraries.
Show details
Trust & Safety: No explicit permissions are listed in the market entry. The app handles sensitive financial data via TransUnion reports and dark web alerts and is available to US adults 18+ with a valid SSN and a TransUnion file. Features and monitoring rely on data availability and verification, and some alerts may not be available if enrollment data does not match the credit file.
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myEquifax icon myEquifax
Experian® icon Experian®
Pave - Build Credit icon Pave - Build Credit
ClearScore: Credit Score Check icon ClearScore: Credit Score Check
IntroLend icon IntroLend

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