CreditWise from Capital One

Capital One Services, LLC

4.62

113,119 reviews

5,000,000+
Downloads

Free

CreditWise from Capital One - Free credit score and monitoring

CreditWise from Capital One Screenshot 1 of 5

CreditWise from Capital One Screenshot 2 of 5

CreditWise from Capital One Screenshot 3 of 5

CreditWise from Capital One Screenshot 4 of 5

CreditWise from Capital One Screenshot 5 of 5

Pros & Cons

Free access to FICO Score 8 and TransUnion report
Alerts on report changes and dark web activity
Credit Simulator to test how actions impact your score
No credit card required and open to US adults 18+ with a TransUnion file

Primarily relies on TransUnion data; some features depend on matching your enrollment data
Availability may vary if you do not have a sufficient credit history or a TransUnion file
Some monitoring features may not be available if enrollment information does not match

About CreditWise from Capital One

CreditWise from Capital One is a finance app developed by Capital One Services, LLC.

Download Statistics

CreditWise from Capital One has been downloaded 7.9 million times. In the last 30 days, the app was downloaded 26 thousand times. It is ranked #160 in finance.

User Ratings

CreditWise from Capital One is rated 4.62 out of 5 stars. The rating is based on 110 thousand ratings.

App Information

CreditWise from Capital One is FREE to download. The last update was on July 12, 2024.

Technical Requirements

CreditWise from Capital One requires Android 11+ or higher. The app has a content rating of Everyone. The app has been available on Google Play April 2016.

Description

CreditWise is a free credit monitoring tool that could help you improve your credit score.

More data about CreditWise from Capital One

Price	Free to download
Total downloads	7.9 million
Recent downloads	26 thousand
Rating	4.62 based on 110 thousand ratings
Ranking	Medium ranked
Version	N/A
APK size	N/A
Number of libraries	72
Designed for Android	11+
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the CreditWise from Capital One app

CreditWise from Capital One compared with similar apps

Common keywords of similar apps

Creditwise Tool Capital Dark Web Social Security Number Simulator File Sign Decisions Affect Make Impact Change Credit Score Transunion Alerts Fico Free Information Monitoring Access Report Based Improve Tools Monitor Experian Reports Financial History

Keywords missing from this app

Scores Identity Build App Equifax Check Bureaus Time Pave Payments Track Card Offers Approval Theft Loan Personal Rent Terms Wallethub Loans Personalized Protection Business Cards Data Canada Builder Esusu Lenders Features Mortgage

Google Play Rating history and histogram

Rating history

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93K

11K

3.2K

1.4K

5.4K

Downloads over time

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CreditWise from Capital One has been downloaded 7.9 million times. Over the past 30 days, it averaged 870 downloads per day.

Changelog of CreditWise from Capital One

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Developer information for Capital One Services, LLC

Capital One Services, LLC

EnterpriseMobileVendorSupport@capitalone.com

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Comments on CreditWise from Capital One for Android

★★★★★ Alan Bell · Jul 2, 2026

I honestly do not remember how my credit score can fluctuate in a few days, and now that I am going to be purchasing a car a score 20 points lower can affect the overall price of that vehicle substantial in interest alone. I am grateful that they are so helpful in explaining those things to a simple construction worker. thank you Patrick Bell

★★★★★ Steve Gibson · Jun 16, 2026

Great app for keeping up with your credit score and notifications on your credit. One of the features of Credit Wise that I really like is the credit simulator. It shows your credit score and the current factors that the score was based on. Then, it gives you the options to change various credit factors like paying off or paying down a card; or getting a new card or loan; or increasing your credit limit on a card. Then hit "simulate" and it shows how the changes you made would affect your score.

★☆☆☆☆ Joseph · May 26, 2026

I don't get the point of a credit scoring tool that is so wildly inaccurate. The score this garbage tool gives you freaks out and docks you points if you have a statement balance even though you have always paid off that account in full. My score on here is 818, drops to under 800 if I have a balance on one statement even though I paid it in full. The FICO score I get from lenders is usually 30 points or so higher than this garbage apps score. All this does is cause unnecessary anxiety.

★☆☆☆☆ Brian Bloom · May 25, 2026

Cannot modify notifications, illegally sending emails with no way to opt out, sending false information in said emails about credit score to get you to log into the app, can't screenshot MY OWN INFO within the app. Every time you update the app tells me my credentials have changed since my last login. No, they have NOT. More false statements/blatant lies from Capital One to cover their own ineptitude.

★★☆☆☆ Brian · Jun 17, 2026

Punishes you for paying off debt keeps lowering your rating. Only good part was notice that someone has breached your data again. Or semi correct accounting on debts. But lowers score when your not buried under debt.

Google Play Rankings for CreditWise from Capital One

Top rankings

Rank	Country	Category	List
160	United States	Finance	Top Free

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Ranking history in United States

Ranking history

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