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Last updated on: 2026-09-06
Android Apps > Finance > CreditWise from Capital One
CreditWise from Capital One icon

CreditWise from Capital One

Capital One Services, LLC
4.62
113,465 reviews
5,000,000+
Downloads
Free

CreditWise from Capital One - Free credit score and monitoring

CreditWise from Capital One Screenshot 1 of 5
CreditWise from Capital One Screenshot 2 of 5
CreditWise from Capital One Screenshot 3 of 5
CreditWise from Capital One Screenshot 4 of 5
CreditWise from Capital One Screenshot 5 of 5
4.62 · 113,465 reviews · 5,000,000+ downloads
Download from Google Play

CreditWise from Capital One delivers free credit monitoring with FICO Score 8 and a TransUnion report, plus dark web alerts and a Credit Simulator. Ranked #170 in US Finance, it has 5,000,000+ total downloads and 36K downloads in the last 30 days.

Pros & Cons

  • Free access to FICO Score 8 and TransUnion report
  • Real-time alerts for report changes and dark web activity
  • Interactive Credit Simulator to model scenarios
  • Clear breakdown of score factors and actionable tips
  • Identity protection features beyond dark web alerts are not listed in the app entry
  • Eligibility and feature availability depend on data verification with TransUnion/Experian (some monitoring may not be available if enrollment data doesn’t match)
  • Limited to US adults 18+ with a TransUnion credit file and SSN

About CreditWise from Capital One

CreditWise from Capital One is a finance app developed by Capital One Services, LLC.

How many times has CreditWise from Capital One been downloaded?

CreditWise from Capital One has been downloaded 8 million times. In the last 30 days, the app was downloaded 36 thousand times.

What is the rating of CreditWise from Capital One?

CreditWise from Capital One is rated 4.62 out of 5 stars, based on 110 thousand ratings.

Is CreditWise from Capital One free?

CreditWise from Capital One is free to download. The last update was on July 12, 2024.

What are the requirements for CreditWise from Capital One?

CreditWise from Capital One requires Android 11+ or higher. The app has a content rating of Everyone. The app has been available on Google Play April 2016.

Description
CreditWise is a free credit monitoring tool that could help you improve your credit score.
Show more

More data about CreditWise from Capital One

Price Free to download
Total downloads 8 million
Recent downloads 36 thousand
Rating 4.62 based on 110 thousand ratings
Ranking Medium ranked
Version N/A
APK size N/A
Number of libraries 73
Designed for Android 11+
Suitable for Everyone
Ads NO ads

App Performance Report

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CreditWise from Capital One compared with similar apps

Common keywords of similar apps

Creditwise Tool Capital Dark Web Social Security Number Simulator File Sign Decisions Affect Make Impact Change Credit Score Transunion Alerts Fico Free Information Monitoring Access Report Based Improve Tools Monitor Experian Reports Financial History

Keywords missing from this app

Scores Identity Build App Check Equifax Offers Pave Bureaus Time Personal Card Track Terms Theft Loan Approval Loans Payments Wallethub Personalized Business Protection Cards Builder Lenders Data Canada Mortgage Features Fraud Account

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Google Play Rating history and histogram

Rating history
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93K
11K
3.2K
1.4K
5.4K

Downloads over time

Downloads over time
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CreditWise from Capital One has been downloaded 8 million times. Over the past 30 days, it averaged 1.2 thousand downloads per day.

Changelog of CreditWise from Capital One

Show changelog

Developer information for Capital One Services, LLC

Capital One Services, LLC

EnterpriseMobileVendorSupport@capitalone.com

Website

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Address:

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Comments on CreditWise from Capital One for Android

★★★★★ Dominicon Chubb · Sep 1, 2026
Clear, user-friendly credit monitoring that keeps me on track Credit Wise is an exceptionally helpful tool for keeping track of my financial health. The app provides a clean, comprehensive overview of my credit score and diversified account information, making it effortless to monitor my progress and stay up to date. I particularly appreciate how easy it is to understand, allowing me to seamlessly track my ongoing journey toward improving my credit score.
★★★★★ John · Jul 28, 2026
Helped me to correct information in my reports and raised my scores within a couple of days after making calls to agencies to update all info. Credit wise and Capital One are fantastic companies to work with! I will continue using both!
★☆☆☆☆ Jeffrey Hodges · Jul 30, 2026
All these credit apps are a misleading joke. A person strives to attain a phenomenal credit acore (834) but when a mortgage loan is pulled during the same reporting period, the score is under 800. Why not allow us to see what they see? No faith in this garbage anymore!
★☆☆☆☆ Nicholas Cox · Aug 3, 2026
My address, employers, phone numbers. None of my personal information is correct except for my name and birthrate, and it gives me no way to update my personal information 🙃
★☆☆☆☆ Nadim R · Jul 29, 2026
These guys will send you 3 emails per week to give useless updates. If you block them, it will block emails from Capital One bank (so you can't block em). You can't unsubscribe from website because it sucks, so I had to download the app to unsubscribe. I hate credit wise so, so, so much.

Google Play Rankings for CreditWise from Capital One

Top rankings

Rank Country Category List
150 United States Finance Top Free
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Ranking history in United States

Ranking history
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Technologies used by CreditWise from Capital One

73 libraries
Subscribe to see full permission and library details
Trust & Safety: No explicit permissions are listed in the market entry. The app handles sensitive financial data via TransUnion reports and dark web alerts and is available to US adults 18+ with a valid SSN and a TransUnion file. Features and monitoring rely on data availability and verification, and some alerts may not be available if enrollment data does not match the credit file.
Credit Karma — Credit Score icon Credit Karma — Credit Score
TransUnion® icon TransUnion®
ScoreSense® icon ScoreSense®
myEquifax icon myEquifax
Experian® icon Experian®
Pave - Build Credit icon Pave - Build Credit
IntroLend icon IntroLend
Identity Defender - ExpressVPN icon Identity Defender - ExpressVPN

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