FairKash+ : Quick Online Loans

Borrow up to KES 100,000 anytime with Fair Kash+! Our entirely digital and paperless application process approves you in minutes with no documentation needed. Apply once and withdraw cash as often as you need. We offer the most flexible credit line in Kenya. 

Why Fair Kash+?
1.Up to KES 100,000 limit: Get approved once and borrow whenever needed. Hassle-free experience: Get approved once and re-borrow whenever you need in just a few taps. No more waiting or new applications required.
2. Fast cash: Get approved in minutes and money sent to your M-Pesa right away. We make borrowing simple.
3. Flexible repayments: Choose an installment plan or pay interest/principal whenever you want. Funds in your account instantly! Couldn't be easier!
4. Simple and safe: No hidden fees. Strict privacy and security regulated by Central Bank of Kenya. Trusted by 1 million+ Kenyans.

We provide unsecured personal loans from KES 3,000 to KES 100,000 with flexible repayment period from 91 days to 365 days and interest fee rate from 3% to 18% per year. The minimum APR is 20.1% and maximum APR is 80.2% in compliance with the credit regulations. Grow your credit limit up to KES 60,000 by paying back on time!

Representative example:
Apply for a loan with period 120 days, Loan Principal is KES 4,000, Interest Fee Rate is 15%, Service Fee Rate is 4%, Annual Percentage Rate (APR) is 49.6%.
- Loan Principal: KES 4,000 (120 days)
- Total Interest Fee: KES 600 (KES 4,000 * 15%)
- Total Service Fee: KES 160 (KES 4,000 * 4%)
- Total Fee Cost: KES 760 (KES 600 + KES 160)
- Repayment Amount: KES 4,760 (KES 4,000 + KES 600 + KES 160)

Who can Apply？
1. Any Kenyan citizen over 20 years old
2. Have a valid ID and mobile number

How to Get a Loan？
1. Download the Fair Kash+ app
2. Register with your phone number
3. Enter your basic info and loan request
4. Get approved instantly and receive money in minutes—deposited directly into your M-Pesa account

Join 1 million+ Kenyans enjoying freedom and flexibility with FairKash+. Apply once, borrow often, pay on your terms! Life's hard enough, we make your money simple. Get the app and experience better borrowing.

Privacy and Permissions
Fair Kash+ take your privacy very seriously and promise to never share your information with third parties.

Contact Us
We’re always here for you during business hours! If you have any feedback, questions, or concerns, please e-mail us at support@fairkplus.live
Message us on WhatsApp: +254 796383534
Address: Riverside Lane West, Riverside Building, Nairobi area, Kenya

Recent changes:
We released a new version of FairKash+ : Quick Online Loans with some exciting changes!
1. Our app has been optimized for performance, ensuring a faster and more reliable user experience.
2. We also fixed some bugs and made some small improvements to enhance the overall usability of the app.
Please update to the latest version. Thank you for choosing FairKash+ : Quick Online Loans