FamilyLedger - Split & Budget

FamilyLedger is a personal finance app for families and households — expense tracker, goal tracker, and bill splitter in one place, without juggling five different apps.

Split Expenses & Balances
Create a group for your family, a trip, a flatshare, or an event. Every expense gets split automatically among the people it's for. No more mental math over who paid for what — Balances shows exactly who owes who, across all your groups at once or one at a time. Tap any balance to settle up with a pre-filled expense, or send the other person a payment reminder that deep-links them straight to paying you back.

Spend Tracking
Log expenses and income in seconds, tag them by category, attach a photo of the receipt, and mark the ones you enter often as favorites for one-tap re-entry next time. Every entry is visible to your group in real time.


Savings Goals
Set a real goal — a wedding, a laptop, retirement — with a target amount and date. Link it to real accounts you actually hold money in, and track whether you're on schedule with a visual timeline across every goal at once.

Spend Analysis
See where the money actually goes — category breakdowns, month-over-month trends, and per-member contributions, for a single group or everything combined.

Budgets, Scheduling & Recurring Expenses
Set a monthly budget per group and track it as you spend. Rent, subscriptions, and other regular costs can be scheduled once and logged automatically going forward — or set an expense reminder so nothing slips through.

Personal Loans
Track money lent to or borrowed from someone outside your groups — friends, relatives, colleagues — with a running balance and full history. Search for them by name if they're already on FamilyLedger to link the record to their real account, or just enter a name for anyone else.

Habits & To-Dos
Build daily habits and keep a shared or personal to-do list, with streaks that keep you honest and reminders so nothing gets forgotten.

Shopping Lists
Keep a running shared shopping list for the household — add items on the go, check them off together.

Light Group Gaming
Take a break together with a full suite of classic multiplayer games built right in: Ludo, 27-Hand Rummy, Business (an Indian Monopoly-style board game), Sweep, Sequence, Chess, Sudoku, and word-Scramble — real-time, with friends or family, from your phone. Every win is a genuine celebration.

Progress, Levels & Leaderboards
Everyday use — logging expenses, finishing habits and to-dos, staying on budget, playing games — earns XP, coins, streaks, and badges. Track your own progress, compare with friends and group members on a leaderboard, and see your public profile.

Shopkeeper Mode
Running a small shop? Switch into Shopkeeper mode for a lightweight point-of-sale and customer credit ("udhaar") ledger, separate from your personal finances.

Built for Real Families

11 languages
Multiple currencies, per group
App Lock (fingerprint or PIN) to keep your ledger private on a shared phone
Group and game chat, friend requests, and an activity feed so you always know what's new
PDF/CSV export for your records
FamilyLedger keeps the boring parts of running a household — money, chores, reminders — quick and honest, and makes the rest of it a little more fun.

Recent changes:
Minor bug fixes