Fibe (Formerly EarlySalary) was a finance app developed by Social Worth Technologies Pvt. Ltd.. It was removed from Google Play Oct 24, 2022 and is no longer available for download.
Download Statistics
Fibe (Formerly EarlySalary) had been downloaded 7.1 million times before it became unavailable.
User Ratings
Fibe (Formerly EarlySalary) was rated 4.70 out of 5 stars, based on 250 thousand ratings.
App Information
Fibe (Formerly EarlySalary) was free to download. The APK download size was 12.97 MB. The last available version was 2.9.8. The last update was on September 23, 2022.
Technical Requirements
Fibe (Formerly EarlySalary) required Android 5.0+ or higher. The app had a content rating of Everyone. The app had been available on Google Play February 2016.
Description
Instant Cash Loans, Personal Loans, Online Loan, Instant Personal Loans First Instant Loan App in India Key features Loan amount: ₹ 8,000 - ₹ 5 lacs Loan in just 10 minutes Tenure: 3 – 24 months 100% digital process Minimal paperwork × No collateral required × No pre-closure charges
Fibe (Formerly EarlySalary) is one of the most trusted lending apps • ₹ 8,000+ crores worth loans disbursed • 35 lacs loans disbursed • 5 lacs+ happy customers
Here’s an example on how loans from Fibe (Formerly EarlySalary) work Example • Loan amount: ₹ 50,000 • Processing fee (2% of loan amount * 18% GST) : ₹ 1,180 • Total Loan amount: ₹ 51,180 • Interest: 24% p.a. (on reducing principal balance interest calculation) • Tenure: 12 months • Your EMI: ₹ 4,840 • Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075 • Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895 • Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075 • APR (Annual Percentage Rate) : 28.58%
👍Eligibility Criteria • Salaried Individuals • Above 21 years • Minimum take-home salary per month ₹15K
📑Documents Required Fibe (Formerly EarlySalary) aims to be one of the most user-friendly Instant Personal loan apps in India. • PAN • Aadhaar card • Salary Account bank statement
📲How to apply? 1. Login to the Fibe (Formerly EarlySalary) app. 2. Fill in some basic details and upload few documents. 3. Choose the loan amount and tenure. 4. Get the money transferred to your account in 10 minutes.
Interest rates and other charges Below is the applicable fees and charges for loan products from Fibe (Formerly EarlySalary): Charges Amount Interest rate Starting 2% per month Processing fee Up to 3% of the loan amount Bounce charges ₹ 500 APR (Annual Percentage Rate) Ranges between 16.75% to maximum 74% Late payment charges ₹ 500 or 3% of the loan amount whichever is higher as per overdue amount Stamp duty 0.1% of loan amount Mandate rejection charges ₹ 250 + GST Pre-closure charges ₹ 0
A penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws. All the customers are made aware about details regarding fees and charges through the agreement which is shared on their registered email ids, also the customers can access their loan details 24*7 through our App.
About Fibe (Formerly EarlySalary) Fibe (Formerly EarlySalary) App is owned by Social Worth Technologies Private Limited who facilitates Lending related services primarily through our in-house RBI registered NBFC, EarlySalary Services Private Limited (Formerly known as Ashish Securities Pvt. Ltd.),. It is one of India’s leading digital lending apps focused on young, aspirational and tech-savvy Indian consumers. It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It hosts an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe (Formerly EarlySalary) offers a 100% digital loan application process that takes just minutes to complete. Our lending partners: • Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited) • Northern Arc Capital Limited • Incred Financial Services • HDB Financial Services • Vivriti Capital Limited • Kisetsu Saison Finance (India) Private Limited • Piramal Capital and Housing Finance Limited • Aditya Birla Finance Limited
Recent changes: 1. To enhance the Instant Loan Experience we have made our app journey smoother. 2. Stay connected with our new product launch and existing product enhancements with our all-new Blog section been included in the App. 3. Now our customers can opt-in for Instant Loan up to 5L and choose from EMIs up to 24 months. 4. Refer friends and get assured gift coupons worth Rs.5555 and more when your friends sign up on the EarlySalary app!
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Comments on Fibe (Formerly EarlySalary) for Android
★★★★★
This is a very good application. If you need an instant loan, you can take a hassle-free loan from here at low interest. Their service is also good as I have used it. Thank you.
★★★★★
One of the best applications for my choice. Quick and Instant Loan application. I like earlysalary very much. earlysalary is just lit.
★★★★★
I think early salary is best app to apply loan. I have applied the first time and loan process is also easy. Very supportive customer care. Thank you Team. I am soo happy.
★★☆☆☆
I had take loan earlier, on which i missed 2nd installment due to personal issue but before 3rd installment date i clear 2nd N 3rd installment toghter with added interest still i am not allowed to take loan and it's been more than 6 months
★★☆☆☆
I am there customer from last 6 months very nice service.. But only 1 EMI got delayed.. And that too paid in full with interest... But suddenly i became Vijay Mallya for them.. One of their agents literally said to me where we will find you if you flee from this country without paying EMI... Dude its only 6000 ra...,.
★★☆☆☆
Very bad after 3 month the say sorry your lonad reject try after 3 months Very bad application 😡 Worst service After 6 months again loan rejected and say try after 3 months Pls people don't install this app it's worst.
Technologies used by Fibe (Formerly EarlySalary)
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