FinanceVecta: Finance Calc

FinanceVecta is an offline finance calculator that shows its work.

It runs a full set of finance and investment calculators entirely on your device: time value of money (solve PV, FV, PMT, N, or rate), loan amortization schedules, NPV, IRR, XIRR and MIRR cash-flow analysis, bond pricing and yield-to-maturity with duration and convexity, Black-Scholes option pricing with the full Greeks, income tax estimates, depreciation, and break-even analysis.

What you can do:
- Solve any side of a loan, savings plan, or annuity
- Analyze cash flows with NPV, IRR, XIRR, and MIRR
- Price bonds and options and see the formula behind each result
- Estimate income tax, depreciation, and break-even
- See source-traced results with the formula and data-pack version used
- Work offline after installation, with no account and no ads

Privacy:
FinanceVecta does not require sign-in, does not show ads, and does not collect the figures you enter - every calculation runs locally on your device.

Important: FinanceVecta is an educational and informational calculator. It is not financial, investment, tax, or legal advice and does not guarantee any outcome. Consult a licensed professional for decisions that matter.

FinanceVecta is published by CoreVecta LLC.
Privacy policy: https://corevecta.com/privacy/
Support: support@corevecta.com

Recent changes:
Production-readiness update: Android Back returns through app screens. Completed Play purchases now recover automatically if the billing callback is interrupted or reports already owned. Restore reconciles Pro and every pack independently; refunds revoke only the affected SKU and cached pack. Privacy, Support/refunds, and Terms are in Settings. Calculations and financial inputs stay on device. Educational information only; not financial advice.