Finmart: Personal & Cash Loans

Looking for a personal loan, cash loan or credit online? Finmart is a finance app for comparing loan offers from different lenders in one place. Check the terms, learn about the companies and decide with more confidence before you apply.

Finmart is a comparison service. We are not a lender and do not issue loans.

WHY FINMART
- One app instead of many loan apps: see personal loan and cash loan offers from several lenders in one list.
- Know the terms before you apply: depending on your country, an offer shows the lender, the maximum amount, the interest rate, the term and the total cost.
- Know the company: open company pages and read reviews where available.
- Plan your repayments: estimate the monthly installment with the loan calculator where available.
- Apply online with the lender you choose.

HOW IT WORKS
1. Open Finmart and choose your country.
2. Fill in the details the app asks for.
3. Compare the offers and check their terms.
4. Choose an offer and complete your application with the lender.

FREQUENTLY ASKED QUESTIONS

What should I check before using loan apps or choosing a cash loan?
Before you accept a personal loan, get the following from the lender:
- The repayment period.
- The interest rate and annual percentage rate (APR).
- All fees and charges.
- The installment schedule and the total amount to repay.
Make sure you can afford the repayments and read the full terms before you agree. The maximum amount on a card alone does not show the real cost of an online loan.

Who decides on approval?
The lender you choose decides eligibility, credit approval and final terms. Seeing online loan offers in the Finmart app does not mean your application has been approved.

FEATURES AND LOAN TERMS BY COUNTRY

Malaysia
In the Bandingkan (Compare) section, offer cards show the company name and the maximum amount. That amount is not an approval or a promise that you will receive it. The Kepercayaan section has company pages and a Tulis Ulasan (Write a Review) form. Not every company has reviews. A company listed there does not necessarily have an offer available to you.
To start, read the privacy notice and the consent to share data with lenders. Then register with your phone number and email and fill in your name, date of birth, gender and ID card number. For common questions, see the Sokongan (Support) section.
- Loan term (repayment period): minimum 91 days, maximum 180 days
- Maximum annual percentage rate (APR): 18% per year, according to lender disclosures
Representative example (from a lender disclosure): loan of RM1,500 for 92 days, interest RM69, total amount payable RM1,569. Fees, if any, are extra and will increase the APR.
The actual term, rate, fees and conditions are set by each lender.

Vietnam
Compare unsecured personal loans, monthly installment loans and consumer loans. See the interest rate, term, limit and total cost of each loan side by side, estimate your monthly payment with the installment calculator, then choose a partner and apply with the lender.
- Loan amount: from 1,000,000 to 50,000,000 VND
- Loan term (repayment period): minimum 91 days, maximum 180 days
- Maximum annual percentage rate (APR): 20% per year

Representative example:
- Loan amount: 10,000,000 VND
- Loan term: 180 days (6 months)
- Interest rate: 20% per year
- Total interest: 1,000,000 VND
- Total amount payable: 11,000,000 VND
This example is for reference only. The actual interest rate, fees and total cost are set by the lending partner and shown in the app before you apply.

Consumer lending in Vietnam is regulated by the State Bank of Vietnam (SBV). Finmart does not hold users' money. Please read the contract carefully before signing.

CONTACT
Malaysia (operated by SIA JEFF, Latvia): https://www.finmart.my | info@finmart.my
Vietnam: https://www.finmart.vn | info@finmart.vn
Privacy Policy:
https://www.finmart.my/info/privacy-policy
https://www.finmart.vn/chinh-sach-bao-mat