Frasers Plus

Buy now. Pay later. Earn rewards
Use Frasers Plus to get more of what you love in 3 interest-free instalments. Just like that.
And not just that. You’ll earn exclusive rewards to spend on the brands and designers you love.
Plus it for more when you shop.
Credit subject to application and status
Representative APR: 29.9% (variable)

Plan + pay over 3 months, interest free
Spread the cost of what you love across 3 months interest-free. If you need longer, you can choose 6, 12, 24 and 36 months; you’ll always know how much interest you’ll pay up front. So you’re always in control of what you pay, and the number of instalments.

Control your minimum payments
Say goodbye to the minimum payment trap. Repay your purchases in full or put them into instalments – you decide.

Exclusive rewards
You’ll earn points whenever you plus it and look out for special exclusive points offers too. Exchange your points for rewards and treat yourself to something special!

You’re in control
Using Frasers Plus is simple, and you have complete control of how you spend and repay.
The app will show you your future monthly payments, outstanding balance, and any interest charges. You’ll get smart alerts so you never miss a payment. And you’ll have the flexibility to adjust your instalment plans, with no penalties or fees.
See all your transactions in the app, view your points balance or activate your rewards - there’s support via chat if you need it too.

What else?
You can plus it online and instore from your Frasers Plus app and you’ll receive a personal credit line subject to approval so you can get more of what you love.
You must be over 18 and a resident in the UK to apply. Credit is subject to status.
You will need to enable notifications in the mobile app to receive alerts.

Frasers Plus is a credit product provided by Frasers Group Financial Services Limited which is authorised and regulated by the Financial Conduct Authority for insurance distribution and consumer credit activities as lender (FRN 311908) and a member of the Finance and Leasing Association. Frasers Group Financial Services Limited is a company registered in England and Wales (No 00718151). Registered address: Express House, Petre Road, Clayton Business Park, Accrington, Lancashire, BB5 5JB.

For regulated payment services, Frasers Group Financial Services Limited is a payment agent of Transact Payments Limited, a company authorised and regulated by the Gibraltar Financial Services Commission as an electronic money institution. Transact Payments Limited, a company incorporated in Gibraltar (No 108217). Registered address 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA.