HDFC Bank SmartHub Vyapar is a powerful one-stop platform offering all the banking & business solutions you need to run your business. Accept online UPI payments from customers, apply for paperless and instant business loans, Commercial Credit Cards, and grow your Vyapar with our merchant app. This is one of the best business apps that allow you to conduct day-to-day business seamlessly.

You can accept digital payments from multiple sources such as UPI QR payments, Debit and Credit cards, and it acts as a payment bank for your business. Furthermore, our Tap N Pay facility elevates the overall user experience for both - your customer and you.

Unique features of HDFC Bank SmartHub Vyapar?

Payments
• Collect all forms of digital payment
It allows you to receive payments on your current account via all digital payment modes such as Cards, Tap N Pay, UPI, QR code, and SMS Pay.

• Tap N Pay
This feature allows you to accept payments from contactless cards on your NFC-enabled device. With this feature, all your customers must tap their NFC card on your smartphone and make an online payment.

• UPI link payments
Our online business app also supports payments through all UPI apps. You can share your merchant payment link with the customers via SMS or WhatsApp and collect UPI business payments remotely.

• Pay later and Cash register
Record, track and collect outstanding payments from your regular customers using the ‘Pay later’ feature. Using Cash register, you can record all cash transactions for easy tracking and reconciliation

• Transaction overview
SmartHub Vyapar offers in depth insights and overviews of all transactions across all form factors in a single view.

Lending
• HDFC Bank SmartHub Vyapar App offers easy access to Pre-approved Loans* suited to your business requirement through:
- Business Loan
- Loan on Credit Card
Along with overdraft facility to ensure smooth functioning

• Apply for Commercial Credit Card
With the HDFC Bank SmartHub Vyapar App, you can apply for Commercial Credit Cards to help you manage your business expenses effortlessly.

Vendor and distributor payments

• Manage vendors and supplier payments
With HDFC Bank SmartHub Vyapar, make your vendor and distributor payments easily and pay your GST and utility bills from a single platform.

• Pay your distributors digitally
Use the HDFC Bank Commercial Credit Card for making online payments to your suppliers and distributors. Get up to 45 days of credit period upon payments via HDFC Bank Commercial Credit Cards

• Pay utility bills
The HDFC Bank SmartHub Vyapar App also allows online utility bill payment.

HDFC Bank SmartHub Vyapar App also gives you access to:

• Instant BizView
Bizview offers a host of value-added services for your business growth. It also provides unique features like Real-Time Biz Dashboard, Customer Feedback and Ratings, Staff User Management, and Customer Intelligence.

• 24*7 Support
HDFC Bank SmartHub Vyapar offers you around-the-clock service support with the EVA chatbot and helps merchants reach out to the help centre to address their issues and queries.

• Instant Onboarding
HDFC Bank SmartHub Vyapar offers an instant, digital, and 100% paperless onboarding experience to existing HDFC Bank digital Current Account holders.

• Instant notifications
Stay informed instantly through SMS and voice notifications on every successful transaction on HDFC Bank SmartHub Vyapar. Voice-based notifications are available in 3 languages.

• Credit to bank (settlement)
The new Credit to bank feature lets merchants see the amount settled into their business account from all payment modes.

• QR tracking
Classification - InternalClassification - InternalThis feature lets you track your QR delivery status on HDFC Bank SmartHub Vyapar.

• Tutorials and FAQs - This section provides all the necessary information about HDFC Bank SmartHub Vyapar and its features.

Download the HDFC Bank SmartHub Vyapar App and kickstart your business today!

Recent changes:
Net Banking on SMS Pay
Additional payment mode to collect remote payments with ease.
•Instant Settlement on UPI
Get Instant Access to funds to run the business smoothly
•Offers and Rewards for customers
With HDFC Bank SmartHub Vyapar engage with your customers effectively.
•Create offers to get your existing customers to buy more and attract new customers
•Use existing templates or create your own offers from scratch
•Gauge your customers’ response to the offer through dashboard & reports