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Last updated on: 2026-05-27
Android Apps > Finance > HowToPay
HowToPay icon

HowToPay

2.0.0
Confidia
3.00
43 reviews
5,000+
Downloads
Free

HowToPay App helps you to make online payments easily

HowToPay Screenshot 1 of 9
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HowToPay Screenshot 9 of 9

About HowToPay

HowToPay is a finance app developed by Confidia.

How many times has HowToPay been downloaded?

HowToPay has been downloaded 6.9 thousand times. In the last 30 days, the app was downloaded 5 times.

What is the rating of HowToPay?

HowToPay is rated 3.00 out of 5 stars, based on 43 ratings.

Is HowToPay free?

HowToPay is free to download. The APK download size is 17.79 MB. The latest version available is 2.0.0. The last update was on August 19, 2025.

What are the requirements for HowToPay?

HowToPay requires Android 4.1+ or higher. The app has a content rating of Everyone. The app has been available on Google Play January 2021.

Description
The HowToPay mobile App helps you to make online payments quickly and easily.

The problem with the current banking system is the users have lost control. Once you give out your Credit Card or banking details you are allowing people to take your money. You would never hand your wallet over the counter to a person you don’t know to simply take out what they wanted when they wanted. However, this is exactly what’s happening with Credit Cards and the current Direct Debits from the major Banks.

The solution is simple and effective. Either the user sends the amount to the Merchant or the merchant makes a “Payment Request” to the user that the user can approve or decline before the money is taken from them. This gives the power back to the person who is making the payment.

Its your money. And as such you should at all times be in control of who, when and how much people can receive. You should not have to trust a stranger you are paying on the internet to do the right thing.



What you can do with the HowToPay mobile App

- Check your balance and access your money wherever you are 24/7
- Top up your balance without the need for a Credit Card.
- Manage incoming Payment Requests
- Receive real-time notifications for all transactions
- Withdraw credits to your personal bank account (Business Users)
- Pay online safely without giving any of your personal banking information.
- Send money to merchants using the "Scan and Pay" option
- Accept Payments instantly using your own email address or QR Code.
- Be safe from security breaches that can result in the loss of your sensitive banking information.



In order to meet our KYC and Anti Money Laundering legal requirements all users are required to take a photo of their Government issued photo ID such as Drivers License, Passport or National ID Card and submit it. After your ID is manually approved by our staff your account will be activated.

Recent changes:
Fix known issues
Show more Show less

More data about HowToPay

Price Free to download
Total downloads 6.9 thousand
Recent downloads 5
Rating 3.00 based on 43 ratings
Ranking Not ranked
Version 2.0.0
APK size 17.8 MB
Number of libraries 50
Designed for Android 4.1+
Suitable for Everyone
Ads NO ads

App Performance Report

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ASB Mobile Banking icon ASB Mobile Banking
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HowToPay compared with similar apps

Keywords that only this app has

Howtopay Users User Id Helps Current People Person Wanted Personal Photo

Common keywords of similar apps

Money Banking App Online Payments Credit Card Payment Make Easily Mobile Control Merchant Receive Balance Account Pay Information

Keywords missing from this app

Bank Secure Check Accounts Send Features Transaction Manage Transactions Financial Fast Easy Transfers Recent View Set Customers Wallet Asb Add Bills Cards Alerts Business Application Face Security Find Debit Chase Rabo Login

More from Confidia

Pride Chat icon Pride Chat
Confidia
3.2
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Google Play Rating history and histogram

14
4
4
4
14

Downloads over time

HowToPay has been downloaded 6.9 thousand times. Over the past 30 days, it has been downloaded 5 times.

Changelog of HowToPay

  • Aug 19, 2025UpdateVersion 2.0.0
  • May 22, 2025UpdateVersion 2.0.0
  • May 20, 2025UpdateVersion 2.0.0
  • Dec 10, 2024UpdateVersion 84.1.2
  • Jun 13, 2024UpdateVersion 84.0.0
  • Mar 23, 2024UpdateVersion 82.0.0
  • Dec 21, 2023UpdateVersion 77.0.0
  • Sep 20, 2023UpdateVersion 76.0.0
  • Sep 21, 2023Installs5,000+ installs
  • Jul 17, 2023UpdateVersion 75.0.0
  • May 5, 2023UpdateVersion 70.0.0
  • Mar 13, 2023UpdateVersion 65.0.0
  • Dec 8, 2022UpdateVersion 61.0
  • Nov 18, 2022UpdateVersion 60.0
  • Aug 15, 2022UpdateVersion 58.0
  • Jul 7, 2022UpdateVersion 55.0
  • May 20, 2022UpdateVersion 48.0
  • Mar 24, 2022UpdateVersion 45.0
  • Jan 10, 2022UpdateVersion 40.0
  • Dec 27, 2021UpdateVersion 39.0
  • Nov 29, 2021UpdateVersion 38.0
  • Nov 20, 2021Installs1,000+ installs
  • Oct 26, 2021UpdateVersion 37.0
  • Oct 21, 2021UpdateVersion 36.0
  • Sep 24, 2021UpdateVersion 35.0
  • Sep 7, 2021UpdateVersion 32.0
  • Aug 24, 2021UpdateVersion 31.0
  • Aug 13, 2021Installs500+ installs
  • Aug 8, 2021UpdateVersion 26.0
  • Jul 26, 2021UpdateVersion 24.0
  • Jul 10, 2021UpdateVersion 22.0
  • Jun 28, 2021UpdateVersion 17.0
  • Jun 14, 2021UpdateVersion 14.0
  • Jun 1, 2021UpdateVersion 11.0
  • Apr 12, 2021UpdateVersion 4.1
  • Mar 26, 2021Installs100+ installs
  • Mar 25, 2021UpdateVersion 3.1
  • Feb 24, 2021Installs50+ installs
  • Jan 27, 2021UpdateVersion 3.0
  • Jan 25, 2021Installs10+ installs
  • Jan 18, 2021New AppVersion 1.0 in FINANCE for Free
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Developer information for Confidia

Confidia

support@howtopay.com

Website

N/A

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Comments on HowToPay for Android

★★★★★ Troy Bakes · Apr 13, 2021
Exactly what I've been looking for. Great work.
★★★★★ Bitcoin Block · Mar 13, 2021
One time transfer pin please. Thank you for your work and support
★☆☆☆☆ Steven Fowler · Apr 2, 2022
App will not send a payment and my money is now stuck in this useless system with no way for me to transfer back to my debit card. App keeps crashing when sending payment.

Google Play Rankings for HowToPay

This app is not ranked

Technologies used by HowToPay

HowToPay is requesting 9 permissions and is using 52 libraries.

Permissions

Network communication
view network connections, view Wi-Fi connections, full network access, receive data from Internet
Hardware controls
take pictures and videos, control vibration
System tools
prevent phone from sleeping
Extra
android.permission.POST_NOTIFICATIONS, com.howtopay.walletapp.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

Ad network libraries

None found

Social libraries

None found

Development tools

Android Jetpack core Android Library IconAndroid Jetpack core Android Architecture Components Android Library IconAndroid Architecture Components Android Jetpack VersionedParcelable Android Library IconAndroid Jetpack VersionedParcelable Firebase Android Library IconFirebase Android Jetpack Annotations Android Library IconAndroid Jetpack Annotations Android Jetpack Widgets Android Library IconAndroid Jetpack Widgets Android Jetpack AppCompat Android Library IconAndroid Jetpack AppCompat AndroidX Activity Android Library IconAndroidX Activity Android Activity Saved State Android Library IconAndroid Activity Saved State AndroidX Loader Android Library IconAndroidX Loader Android Jetpack Media Android Library IconAndroid Jetpack Media Google Cloud Messaging (GCM) Android Library IconGoogle Cloud Messaging (GCM) Android Transition Support Library Android Library IconAndroid Transition Support Library Android Support Library collections Android Library IconAndroid Support Library collections Kotlin Android Library IconKotlin Android Support VectorDrawable Android Library IconAndroid Support VectorDrawable AndroidX Legacy: Support Library core utils Android Library IconAndroidX Legacy: Support Library core utils AndroidX Cursor Adapter Android Library IconAndroidX Cursor Adapter AndroidX Local Broadcast Manager Android Library IconAndroidX Local Broadcast Manager Android Support Library Print Android Library IconAndroid Support Library Print Android Support Library Document File Android Library IconAndroid Support Library Document File Google gson Android Library IconGoogle gson AndroidX App Startup Android Library IconAndroidX App Startup AndroidX Legacy: Support Library core UI Android Library IconAndroidX Legacy: Support Library core UI Android WorkManager Android Library IconAndroid WorkManager Android Support Library Async Layout Inflater Android Library IconAndroid Support Library Async Layout Inflater AndroidX Widget ViewPager2 Android Library IconAndroidX Widget ViewPager2 Okio Android Library IconOkio JetBrains Annotations Android Library IconJetBrains Annotations IntelliJ IDEA Android Library IconIntelliJ IDEA AndroidX Tracing Android Library IconAndroidX Tracing Glide Android Library IconGlide AndroidX SQLite Android Library IconAndroidX SQLite AndroidX Multi-Dex Library Android Library IconAndroidX Multi-Dex Library AndroidX DynamicAnimation Android Library IconAndroidX DynamicAnimation Google ZXing Android Library IconGoogle ZXing Google Maps SDK Android Library IconGoogle Maps SDK AndroidX Inspection Android Library IconAndroidX Inspection Retrofit Android Library IconRetrofit Volley Android Library IconVolley okHttp Android Library IconokHttp uCrop Android Library IconuCrop ZXing Android Embedded Android Library IconZXing Android Embedded NineOldAndroids Android Library IconNineOldAndroids Android Asynchronous Http Client Android Library IconAndroid Asynchronous Http Client HttpClient for Android Android Library IconHttpClient for Android Mikhael Lopez UI Libraries Android Library IconMikhael Lopez UI Libraries card.io Android Library Iconcard.io Braintree Client Encryption Library Android Library IconBraintree Client Encryption Library Paypal SDK Android Library IconPaypal SDK
Top new apps Today's trending apps Popular Finance Apps Apps other people are watching Apps on sale
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Bendigo Bank icon Bendigo Bank
Solutions Bank icon Solutions Bank
ASB Mobile Banking icon ASB Mobile Banking

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