IOB Smart has been downloaded 7.1 thousand times. In the last 30 days, the app was downloaded 1.3 thousand times.
What is the rating of IOB Smart?
IOB Smart has no ratings yet.
Is IOB Smart free?
IOB Smart is free to download. The last update was on February 8, 2026.
What are the requirements for IOB Smart?
The app has a content rating of Everyone. The app has been available on Google Play February 2026.
Description
IOB Smart – Official Mobile App of Valuation of immovable properties for Indian Overseas Bank
IOB Smart is the official Android mobile application of Indian Overseas Bank designed exclusively for empanelled valuers to digitally capture property inspection data and upload valuation reports during physical site visits. The app is a core component of the Bank’s IOB Smart Portal & App ecosystem developed to digitalise the legal opinion and valuation process for immovable properties taken as collateral in credit proposals.
The application enables secure, real-time, and geo-tagged data capture, improving accuracy, transparency, and regulatory compliance in property-based lending.
Why IOB Smart?
In line with regulatory expectations on climate risk management and geospatial accuracy, Indian Overseas Bank has introduced IOB Smart to ensure that every property used as loan security is digitally mapped and verified through latitude and longitude–based tagging. This ensures reliable physical climate risk assessment, reduces manual errors, and improves auditability.
Who Should Use This App?
This mobile app is meant only for empanelled property valuers of Indian Overseas Bank
Key Features
Property Visit Capture - Capture photographs of the property during physical inspection. Geo-Tagging- Automatically records latitude and longitude of the property location to ensure precise identification Property & Inspection Details- Enter valuation observations, property details, and inspection inputs directly from site Visit Confirmation- Mark visit completion from the mobile app, which enables the valuer to upload the signed valuation report in the IOB Smart Portal. Secure Data Flow- All data is securely synced with the IOB Smart Portal for real-time access by branches
How the System Works
The branch creates a Property ID in the IOB Smart Portal. The valuer receives the assignment in the portal. During the site visit, the valuer uses the mobile app to: Capture photographs Record geo-coordinates Enter inspection details After confirming the visit, the valuation report can be uploaded through the portal IOB Smart is a critical digital tool supporting Indian Overseas Bank’s journey toward data-driven, compliant, and climate-aware lending.
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