Koody - Budget Planner App empowers you to manage money without linking to your bank. Manually enter transactions, track income and expenses, and plan with Koody AI for smarter budgeting across individuals, couples, and households.
Pros & Cons
No bank linking required by default, offering privacy-friendly budgeting.
Flexible plans (Free, Standard, Plus) with progressively more features.
Manual entry plus bank-statement import and receipt uploading for versatility.
Collaborative features to invite family or friends to participate in budgeting.
No automatic bank linking in the Free plan; advanced bank statement import requires higher-tier plans.
Current rating shown as 0.0 with 0 ratings, which may affect early credibility for some users.
About Koody - Budget & Bill Tracker
Koody - Budget & Bill Tracker is a finance app developed by Koody, Inc..
Download Statistics
Koody - Budget & Bill Tracker has been downloaded 6.4 thousand times. In the last 30 days, the app was downloaded 100 times.
User Ratings
Koody - Budget & Bill Tracker is rated 3.25 out of 5 stars. The rating is based on 39 ratings.
App Information
Koody - Budget & Bill Tracker is FREE to download. The APK download size is 16.65 MB. The latest version available is 2.2.5. The last update was on May 29, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play since January 2026.
Description
Looking for a budgeting app to help you stay on top of your finances? Koody is a free budgeting app and spending tracker that doesn't require bank connections.
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Comments on Koody - Budget & Bill Tracker for Android
★★★★☆Lindsey Campbell· Feb 19, 2025
I like the concept. Fairly easy to understand, figure out, and utilize! Very boring /bland aesthetically tho. Couldn't figure out how to delete/hide categories.
★★★★★Emma Jones· Jul 18, 2023
I love that I can budget and track my spending manually without needing to connect the app to a bank account. I also love the feature that allows you to set savings goals and visually displays your progress towards these goals. This app is doing everything I want it to and ticks all the boxes for me.
★☆☆☆☆Armentero Studios· Aug 26, 2023
You need a profile requirement to use this including your phone number! With picture ID! Who knows what they can do with that information? You don't know if this leaks out any information of yours! That they can sell it for! So yeah uninstalling this now! Don't trust what you fully don't understand!
★☆☆☆☆Colette G· Jan 14, 2022
Absolutely terrible. It sent me round and round in circles from the set-up. Didn't even get past the first 'create your profile part'. Love the idea of it but cannot even use it!
★☆☆☆☆Rat Bot· Apr 28, 2026
Installed in phone > requires sign up. Okay let's do that. Enter name, email, etc., "invalid time zone". ??? Let's use a computer instead. Sign up in computer, "invalid time zone". Uninstalled.
Google Play Rankings for Koody - Budget & Bill Tracker
This app is not ranked
Technologies used by Koody - Budget & Bill Tracker
5 permissions
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Trust & Safety: Permissions include ACCESS_NETWORK_STATE, INTERNET, com.android.vending.BILLING, com.android.vending.CHECK_LICENSE, and com.app.BudgetbyKoody.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION. The app relies on network access for syncing and updates and supports manual data entry, with no required bank credential storage indicated by the description.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.