Kredivo - Paylater & Pinjaman

4.29.0

PT Kredivo Finance Indonesia

4.77

4,808,893 reviews

50,000,000+
Downloads

Free

The tenors, the usage, the merchants, Kredivo's that flexible!

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About Kredivo - Paylater & Pinjaman

Kredivo - Paylater & Pinjaman is a finance app developed by PT Kredivo Finance Indonesia.

Download Statistics

Kredivo - Paylater & Pinjaman has been downloaded 76 million times. In the last 30 days, the app was downloaded 830 thousand times. It is ranked #9 in finance.

User Ratings

Kredivo - Paylater & Pinjaman is rated 4.77 out of 5 stars. The rating is based on 4.8 million ratings.

App Information

Kredivo - Paylater & Pinjaman is FREE to download. The APK download size is 105.03 MB. The latest version available is 4.29.0. The last update was on August 5, 2026.

Technical Requirements

Kredivo - Paylater & Pinjaman requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play December 2015.

Description

Proof that Kredivo is #Sefleksibelitu (read until the end!)

Loan products: Pay in one month and installment plans with tenors of 3, 6, 9, 12, 18, and 24 months.

Interest rates: 0% interest and no admin fee for Pay in one month, and starting from 1.99% per month for 3, 6, 9, 12, 18 and 24 month installment. The maximum Annual Percentage Rate (APR) is 41.51%.

Maximum limit: Up to IDR 50,000,000.

Example: If you apply for an installment of IDR 4,000,000 for 12 months with an interest rate of 1.99% per month, the monthly payment will be IDR 412,950, with a total repayment amount of IDR 4,955,400.

Do you want to shop online in installments but don’t have a credit card? Or do you need quick loans for emergency situations, but too many hassles or have been rejected before?

You can use Kredivo as an online credit line provider that offers installment without credit card as well as personal loans.

The registration process for loans and online installments on Kredivo only takes 5 minutes, with a relatively fast approval process. Once approved, you can immediately shop on installments using Kredivo at Alfamart, Indomaret, Tokopedia, Shopee, Lazada, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald’s, and more than 10,000 other merchants across Indonesia, with just two clicks.

Planning to buy a new smartphone? Kredivo Paylater can be used like a smartphone installment app or a no-down-payment credit app. You can easily pay in installments or apply for online credit without a credit card to purchase Xiaomi Redmi Note 14, Samsung Galaxy A26, Samsung Galaxy A55, VIVO Y18, OPPO A3 Pro, and other Android smartphones.

For example, if you want to purchase a smartphone priced at around IDR 3 million at Erafone or other merchants, you can use Kredivo Paylater, which offers greater flexibility along with 0% installment promotions.

Want to book flight tickets? You can buy it now and pay later at Garuda Indonesia, Batik Air, Citilink, AirAsia, and many other airlines. Want to buy furniture or shop for fashion? All of it can be paid for using Kredivo.

You can also buy pulsa/data, pay utility bills, buy gaming and streaming vouchers or take personal loans inside the Kredivo app directly and get quick cash advance to cater your every need with 3, 6, 9, 12 and 18-month installment.

So, what do you think? Kredivo really is #Sefleksibelitu, isn’t it?

No wonder that Kredivo is the most flexible payment! There are 3 other reasons why you should use Kredivo:

◉ SIMPLER AND FASTER
Kredivo offers accessible and convenient credit. You can just apply online by connecting your digital accounts via Kredivo’s mobile or web app. After an approval process that takes minutes, you can utilize a simple 2-click checkout when shopping online, or get fast personal loans.

◉ SAFE & SECURED
Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo is also licensed and regulated by OJK, so its credibility is guaranteed!

◉ NO INTEREST, ADMIN FEE, AND DOWN PAYMENT
No fees for payments in the next one month! You pay the exact price amount. Plus, there is no down payment for all Kredivo services.

Have feedback for us? Email us at support@kredivo.com
or by phone at 0804-1-573348.

Head Office Address:
Dipo Tower Level 3 Unit A–B, Jalan Jenderal Gatot Subroto No. Kav. 51–52, RW.7, Central Jakarta, Special Capital Region of Jakarta 10260.

Customer Service Office Address:
Kredivo Building, 3rd Floor, Jl. Tomang Raya No. 1, RT.2/RW.1, Jatipulo, Palmerah District, West Jakarta, Special Capital Region of Jakarta 11430.

Recent changes:
Step right in - it’s time for a brand new Home page tour!

Now, you can find the best deals on electronics from KrediMall right on the Home page.

Plus, the bills you usually pay (pulsa, PLN, etc.) are now displayed on the Home page too, complete with their promo info! Making your regular bills even easier to manage.

The door is open and the promos are waiting. Update now and make yourself at home.

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More data about Kredivo - Paylater & Pinjaman

Price	Free to download
Total downloads	76 million
Recent downloads	830 thousand
Rating	4.77 based on 4.8 million ratings
Ranking	Top ranked
Version	4.29.0
APK size	105.0 MB
Number of libraries	36
Designed for Android	6.0+
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the Kredivo - Paylater & Pinjaman app

Kredivo - Paylater & Pinjaman compared with similar apps

Common keywords of similar apps

Kredivo Installment Idr Buy Installments Jakarta Home Paylater Merchants Shop Card Offers Process Smartphone Bills Page Tenors Flexible Sefleksibelitu Admin Fee Takes Minutes Fast Erafone Indonesia Purchase Samsung Galaxy Pulsa Office Address Rw Pay Month Credit Online Payment Loans Interest App Apply Personal Months Maximum Rate Amount Quick Approval Data

Keywords missing from this app

Loan Business Account Repayment Total Apr Instant Information Easy Bank Mobile Application Days Rates Service Contact Lending Tradofina Cash Customer Aidacredit Small Term Free Time Ghc Transaction Period Fees Access Email Money Monthly

Google Play Rating history and histogram

4.3M

210K

50K

24K

180K

Downloads over time

Kredivo - Paylater & Pinjaman has been downloaded 76 million times. Over the past 30 days, it averaged 28 thousand downloads per day.

Changelog of Kredivo - Paylater & Pinjaman

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Developer information for PT Kredivo Finance Indonesia

PT Kredivo Finance Indonesia

support@kredivo.com

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Comments on Kredivo - Paylater & Pinjaman for Android

★★★★★ Reno Zaputra · Jul 27, 2026

Good, flexible, and wort hit apps for pay latter

★★★★★ David Area Herlambang · Aug 8, 2026

Easy way to loan, also simple to pay it

★★★★★ Fathia Reza WSA · Aug 14, 2026

Easy to use, cheap interest fees, lots of discount and promotion

Google Play Rankings for Kredivo - Paylater & Pinjaman

Top rankings

Rank	Country	Category	List
90	Indonesia	Overall	Top Free
9	Indonesia	Finance	Top Free
90	Indonesia	Applications	Top Free

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Ranking history in Indonesia

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Technologies used by Kredivo - Paylater & Pinjaman

Kredivo - Paylater & Pinjaman is requesting 35 permissions and is using 36 libraries.
Show details

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Kredivo - Paylater & Pinjaman

The tenors, the usage, the merchants, Kredivo's that flexible!

About Kredivo - Paylater & Pinjaman

Download Statistics

User Ratings

App Information

Technical Requirements

More data about Kredivo - Paylater & Pinjaman

Alternative downloads for the Kredivo - Paylater & Pinjaman app

Kredivo - Paylater & Pinjaman compared with similar apps

Common keywords of similar apps

Keywords missing from this app

More from PT Kredivo Finance Indonesia

Google Play Rating history and histogram

Downloads over time

Changelog of Kredivo - Paylater & Pinjaman

Developer information for PT Kredivo Finance Indonesia

Share Kredivo - Paylater & Pinjaman

Comments on Kredivo - Paylater & Pinjaman for Android

Google Play Rankings for Kredivo - Paylater & Pinjaman

Top rankings

Ranking history in Indonesia

Technologies used by Kredivo - Paylater & Pinjaman