Kuvera by CRED is a direct mutual funds and SIP investing platform that also helps you optimize idle cash with its Surplus feature. It combines a robust mutual fund ecosystem with portfolio tracking, goal planning, and tax-aware options in a secure, SEBI-regulated environment.
Pros & Cons
Direct mutual funds with zero commissions and free switches to direct plans for potentially higher returns
Surplus feature that earns more on idle cash with instant redemption up to ₹4 lakhs per day (SEBI caps apply)
All-in-one platform for portfolio tracking, goal planning, and family accounts
Strong safety posture: 128-bit encryption, ISO/IEC 27001:2013 certified, SEBI RIA status, and funds held directly with AMCs
Not ranked in any top lists.
About Kuvera: Mutual Funds & SIP App
Kuvera: Mutual Funds & SIP App is a finance app developed by Dreamplug Technologies Private Limited.
How many times has Kuvera: Mutual Funds & SIP App been downloaded?
Kuvera: Mutual Funds & SIP App has been downloaded 2.3 million times. In the last 30 days, the app was downloaded 11 thousand times.
What is the rating of Kuvera: Mutual Funds & SIP App?
Kuvera: Mutual Funds & SIP App is rated 4.18 out of 5 stars, based on 19 thousand ratings.
Is Kuvera: Mutual Funds & SIP App free?
Kuvera: Mutual Funds & SIP App is free to download. The APK download size is 143.95 MB. The latest version available is 2.1.4. The last update was on July 30, 2026.
What are the requirements for Kuvera: Mutual Funds & SIP App?
Kuvera: Mutual Funds & SIP App requires Android 7.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play December 2017.
Description
Kuvera by CRED is a Direct Mutual Fund and SIP investment app that also works as your mutual fund tracker and mutual fund central - invest, compare, and manage every mutual fund investment from one place.
Kuvera is now Kuvera by CRED - the same trusted direct mutual fund app, with more tools to invest smarter. Earn up to 2.5% more, invest in FDs without lock-in, and access up to ₹4 lakhs instantly through Liquid Funds.
Invest App For 5000+ Direct Mutual Funds: Start a SIP or invest lump sum in 5000+ direct mutual fund plans from every AMC - compare SBI Mutual Fund, Kotak Mutual Fund, Nippon India Mutual Fund, Motilal Oswal Mutual Fund, ICICI Prudential, HDFC, Quant Mutual Fund, Aditya Birla Sun Life, Axis, Mirae Asset & more, all from your mutual funds mobile app
Explore every type of mutual fund - Equity Mutual Funds, Debt Funds, Hybrid Funds, Index Funds, Passive Funds, Balanced Funds, and Fund of Funds Pay zero commission. Invest directly with AMCs, in your name Switch from regular mutual funds to direct mutual fund plans for free - earn up to 1.5% higher returns
Your mutual fund central - one MF tracker for every AMC, every SIP, and every fund you hold, including your Liquid MFs
Calculate Your SIP in Seconds: Use the built-in SIP calculator to calculate SIP returns before you invest, or step up an existing SIP
See projected returns instantly as you calculate SIP amounts across fund categories
Surplus - Your Idle Money Earns More: Cash sitting idle earns little. Surplus moves it into liquid mutual funds so it earns more while you decide what to do next.
Instant redemption up to ₹4 lakhs per day SEBI caps instant redemption per fund at ₹50,000 or 90% of invested amount, whichever is lower
A Smarter Alternative To Fixed Deposits: Looking for an FD alternative? Surplus works like fixed deposit plans, minus the lock-in
Compare FD returns against liquid mutual funds and see why they can be a better alternative to FD
Understand How You Invest - Not Just What Discipline - Track your consistency in entries, exits, and SIP behaviour Allocation - Monitor concentration across asset classes and sectors Performance - Compare your returns against custom benchmarks
Save Tax, Plan Smarter: Save tax with ELSS mutual funds under Section 80C - a smart tax saving investment in India Save up to ₹10,000 in capital gains tax every FY with Tax Harvesting Save 35% over 20 years by investing in direct mutual funds vs regular plans
Invest in Gold Mutual Funds: Invest in gold mutual funds safely and seamlessly, without the hassle of storing physical gold Diversify your portfolio with gold as an asset class alongside your equity and debt mutual funds
Compare & Research Funds: One of the best mutual fund apps in India - track fund performance on Indian mutual funds and find the best performing, top mutual funds to invest in Compare funds against Nifty 50, Nifty Next 50, Nifty MidCap 100, Nifty SmallCap 100 Most bought, most sold & most watchlisted mutual funds and SIPs Full capital gains and ELSS transaction reports
Portfolio & Goal Planning: Track your mutual fund portfolio in one place Set financial goals - home, retirement funds, child's education Family account - manage investments for spouse and parents under one login Import all external investments via CAS (Consolidated Account Statement) IN SAFE HANDS Your mutual fund units are held directly with AMCs in your name
128-bit bank-grade encryption ISO/IEC 27001:2013 certified SEBI Registered Investment Advisor - INA200005166 Need help? Write to us at help@kuvera.in
AREVUK Advisory Services Pvt Ltd | SEBI Registration No. INA200005166
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance or assurance of returns.
Recent changes: Kuvera by CRED — New identity, same foundation Surplus — Move idle cash to liquid funds. Instant redemption up to 4 lakhs per day. SEBI limits per fund (₹50,000 or 90%, whichever is lower). Insights — Get timely signals across your portfolio. DAP — Discipline: Consistency | Allocation: Spread | Performance: Returns vs benchmarks Payments Faster, simpler transactions. Support help@kuvera.in Investments are subject to market risks. Read all scheme related documents carefully before investing.
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Comments on Kuvera: Mutual Funds & SIP App for Android
★★★★★Vashitva Singh· Jul 10, 2026
I appreciate how Kuvera simplifies mutual funds investing without compromising on detailed fund information. It strikes a good balance. I wanted a hassle-free way to mutual fund invest, and Kuvera delivered exactly that.
★★★★★MANOJ KUMAR SINGH· Jul 16, 2026
I've been able to stay committed to my investment plan SIP thanks to the reminders and progress tracking in Kuvera.
★★★★★Rakesh Pandey· Jul 9, 2026
I have been using this platform and the mobile app for more than 2 yrs now and am impressed with how they have been evolving the platform (dashboards, reporting, ease of use, MF analysis and reviews, portfolio analysis, tax harvesting tips etc.). They are also open to feedback. Most importantly, allows you to invest in direct funds, import old investments and track them within the platform and also manage family accounts under one login. I am a happy investor with Kuvera!
★☆☆☆☆Yogesh Gaikwad· Jul 31, 2026
New update has made me uninstall the app. Why are you forcing me to consolidate my portfolio across all platforms. I just want to see and track my investments with kuvera. No need to force me to share all other investments across other platforms and banks. This is invasion of privacy and breach of confidentiality
★☆☆☆☆Satish Ranga· Jul 10, 2026
Original Kuvera App was really very good. The Cred Kuvera App is not even comparable. Earlier family account was easily accessible and a consolidated holding was visible now these are not there. NAV is also not getting updated at the end of the day also. I have been using the original App from a very long period but never had such issue. I also used Cred App in the past. It was BAD then, and it is still BAD now also. Really the worst App update.
★☆☆☆☆Sharang Wartikar· Jul 10, 2026
The CRED takeover has sadly completely destroyed the simplicity of the app. Forced to move to other platforms.
Google Play Rankings for Kuvera: Mutual Funds & SIP App
This app is not ranked
Technologies used by Kuvera: Mutual Funds & SIP App
27 permissions·35 libraries
Subscribe to see full permission and library details
Trust & Safety: Kuvera leverages 128-bit bank-grade encryption, ISO/IEC 27001:2013 certification, and SEBI Registered Investment Advisor status. Mutual fund units are held directly with AMCs, and the app provides standard permissions (network, notifications, camera, microphone, storage) to support its features, with help available at help@kuvera.in.
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