Instant personal loan app with quick approval and 100% paperless online process.
About L&T PLANET - Personal Loan App
L&T PLANET - Personal Loan App is a finance app developed by L&T Finance.
Download Statistics
L&T PLANET - Personal Loan App has been downloaded 14 million times. In the last 30 days, the app was downloaded 290 thousand times. It is ranked in the top 100 finance apps.
User Ratings
L&T PLANET - Personal Loan App is rated 4.43 out of 5 stars. The rating is based on 140 thousand ratings.
App Information
L&T PLANET - Personal Loan App is FREE to download. The last update was on April 7, 2026.
Technical Requirements
L&T PLANET - Personal Loan App requires Android 7.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play March 2022.
Description
Need an Urgent Personal Loan fast? PLANET - the best instant personal loan app & trusted online personal loan app India - instant cash loan, same day disbursal & no hidden charges.
Planet is one of the leading online personal loan apps in India, Whether you need a small personal loan, personal loan 50,000, 1 lakh personal loan, this NBFC personal loan platform. Get personal loan at lowest interest rate for loan for salaried or personal loan for self employed.
⚡Why Choose PLANET - Quick Loan App?
● Same Day Disbursal: Get Instant Personal Loan Approval in 5 minutes with fastest personal loan processing ● Flexible Loan Options: From a small loan app for immediate personal loan needs to a home loan app or SME loan ● Personal Loan Fast Approval: Our EMI personal loan app ensures quick personal loan approval ● Smart Finance: 100% paperless process, EMI calculator, repayment tracking, & easy loan statement access ● Safe & Transparent: No hidden charges; secure loan processing via an RBI-registered NBFC
💵Highlights of Our Online Personal Loan Services
● Finance Amount: ₹50,000 to ₹30 Lakh ● Repayment Tenure: 12 to 72 months ● Annual Percentage Rate (APR): 11% to 26% reducing ● Processing Fees: Up to 4% + applicable taxes
Example:
● Loan Amount: ₹ 10,00,000/- ● Interest Rates: 12% p.a. on a reducing basis ● Tenure: 48 months ● Processing Fee (PF): 2% (₹ 20,000/-) In this case, the actual loan details will be: ● Net disbursement amount - ₹9,80,000/- (Loan amount – PF) ● Estimated EMI: ₹ 26,445/-
If you opt for insurance, its cost will be added to the loan & increase the EMI accordingly.
● Personal Loan for Salaried & Self Employed - loan for salaried & personal loan for self employed with flexible EMIs ● Instant Loan - immediate personal loan, personal loan without cibil, personal loan with low credit score options ● Home Loan App - home loan with lowest interest rate via simple digital process ● Debt Consolidation - personal loan for debt consolidation to simplify your finances ● Business & SME Loan - manage working capital or grow your business ● Professional Loans - for doctors, CAs & self-employed ● Bike Loan App - refinance bike loan or vehicle loan apply online with affordable EMIs ● Micro & Short Term Loan - small personal loan apps for short term personal loan needs
✅Key Features of Planet Loan App
● Loan EMI Calculator: Estimate EMIs before applying with our best EMI personal loan app ● Credit Score Access: Track CIBIL; get personal loan without cibil or personal loan with low credit score ● Loan Statements: Download repayment schedules, foreclosure letters, & NOC kits ● Paperless Online Personal Loan Application with minimal documents ● Secure & Unsecured Loan: secure loan, unsecured loan, loan on property, & property loan
👥Who Can Apply?
● Salaried users needing personal loan immediately ● Self-employed, entrepreneurs & shop owners ● Doctors, CAs & other professionals ● Farmers & small businesses seeking agri/SME loans
🚀Why PLANET Loan App Stands Out
Unlike any personal loan bank or quick personal loan apps, PLANET - the cheapest personal loan app - offers personal loan with low interest, personal loan interest low, personal loans with low interest rates, personal loan at low interest rate, instant personal loan without income proof, instant approval personal loan & personal loan instant approval.
Download the mobile personal loan app today - personal loan apps download is free. Apply for fastest personal loan, personal loan quick approval online. Manage finances with one of India's top online personal loan apps - best personal loan app in india.
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Comments on L&T PLANET - Personal Loan App for Android
★★★★★Johan Kalaga· Jun 4, 2026
Convenience: Users appreciate the clean interface and ability to check offers without aggressive sales calls. Speed: Many reports rapid, sometimes instant, disbursal for pre-approved loans. No Physical Paperwork: Customers enjoy the seamless digital processing, e-signing, and easy EMI management.
★★★★★Parmar pravin Gulab sinh· Jun 4, 2026
This app is best for instant lone and personal loan 👍
★☆☆☆☆BGMI Conqueror· Jun 6, 2026
Worst finance company experience. My bank account had sufficient balance, but the AutoPay EMI was not deducted. Because of their system issue, they charged me an unnecessary ₹500 late fee. I have been paying my EMIs regularly, yet I had to suffer because of their failure. Customer support was not helpful either. I would not recommend taking a loan from this company. Please be careful before choosing L&T Finance.
★☆☆☆☆rabijan Mondal· Jun 6, 2026
Bohot kharab experience hai koi help nhi kar rha hai even customer care par v same issue
Google Play Rankings for L&T PLANET - Personal Loan App
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