LedgerX: Offline Finance

Take complete control of your financial life with **LedgerX**—the ultimate private, offline-first personal finance tracker. Designed for individuals who value privacy and absolute control over their data, LedgerX allows you to track, monitor, and manage your credit cards, loans, subscriptions, utilities, taxes, assets, and recurring payments without any cloud synchronization, external servers, or data sharing.

### 🔒 Privacy-First & 100% Offline
Your financial data belongs to you alone. LedgerX operates entirely offline on your device, meaning:
* **Zero Cloud Syncing**: No servers, no accounts, no data leaves your phone.
* **No Bank Logins Required**: Manually log and manage your accounts securely.
* **Full Local Control**: Safe, secure, and private by design.

### 📊 Comprehensive Financial Tracking
Whether you are paying off debt, tracking utility bills, or managing subscriptions, LedgerX keeps you organized:
* **Credit Cards**: Monitor outstanding balances, limits, and billing cycles.
* **Loans & Debt**: Track home, auto, or personal loans, interest rates, and repayment progress.
* **Subscriptions**: Keep tabs on recurring monthly or annual services.
* **Utilities & Bills**: Log utility payments and avoid late fees.
* **Taxes & Payments**: Track tax liabilities and regular payments.
* **Assets**: Monitor the value of your cash, investments, real estate, or vehicles.

### 👥 Who Is LedgerX For? (Use Cases)
LedgerX is tailored specifically to fit your unique financial tracking needs:
* **The Privacy Enthusiast**: If you don't trust cloud services with your net worth, bank balances, or transaction histories, LedgerX keeps 100% of your sensitive details fully localized and encrypted on your device.
* **The Debt Conqueror**: Actively paying off credit cards, student loans, auto loans, or home mortgages? Use the tracking ledger to monitor balances, interest distributions, and see your progression towards a debt-free life.
* **The Subscription Manager**: Easily track monthly streaming services, gym memberships, software licenses, and utility bills. Know exactly when payments are due to prevent unwanted renewals or late fees.
* **The Independent Professional & Contractor**: Log project milestones, tax liabilities, business assets, and payments offline without needing complex accounting software.
* **The Asset Tracker**: Keep a real-time record of your diverse portfolio including cash reserves, investments, real estate, vehicles, or physical assets to maintain a clear picture of your actual net worth.

### 🚀 Key Features
* **Intuitive Dashboard**: A clean, modern summary of your net worth, total debt, and upcoming payments.
* **Smart Reminders**: Never miss a payment with custom, offline alerts.
* **Flexible Customization**: Categorize your assets, liabilities, and payments exactly the way you want.
* **Lightweight & Fast**: No bloat, no ads, no lag—just clean geometric aesthetics.

### 💎 Unlock LedgerX Pro (Lifetime Pass)
Upgrade to LedgerX Pro to unlock advanced tools for complete financial planning:
* **Unlimited Plans & Records**: No limits on the number of active tracking plans.
* **Secure Home Screen Widget**: Pin real-time trackers to view your aggregated balance at a glance.
* **Detailed Amortization Schedules (Planned)**: Interactive charts showing interest curves and payment velocities.
* **Local CSV/PDF Exports (Planned)**: Save clean transaction history, debt-free timelines, and payment logs.
* **AI Agent Plan Management (Planned)**: Safe, local chat commands to update upcoming payments and recalculate terms.

Stop letting your financial data be tracked, packaged, and sold. Download **LedgerX** today and experience the peace of mind of secure, private, offline-first wealth and debt management.

Recent changes:
- First Stable Build
- Smallest App Size
- Initial AppFunction Support in Supported Devices