Loan Kisht:Personal CreditLoan

Loan Kisht – Personal Credit Loan

Unexpected expenses can arise at any time. Loan Kisht helps users explore credit line options and manage their borrowing needs through a convenient digital experience, subject to eligibility, verification, and applicable terms.

✨ Why Choose Loan Kisht?

1. One Approval, Endless Access: Get approved once and reuse your credit line as many times as needed. Repay and your full limit resets instantly.

2.Borrow Only What You Need: Withdraw any amount from 1% to 100% of your limit. Interest accrues only on what you actually use — unused credit costs nothing.

3.Transparent Pricing, Zero Surprises: 0.05% daily interest (max APR 18%). No processing fees, no hidden charges, no penalties for early repayment.

4.Flexible Tenure That Fits You: Choose repayment periods from 90 to 365 days based on your cash flow, not ours.

5.Instant Digital Experience: From KYC to disbursement, everything happens in-app within minutes. Funds transfer directly to your bank account.

💡 Real Cost Example

Approved limit: ₹50,000 | Withdrawal: ₹15,000 | Tenure: 150 days

Daily interest: ₹15,000 × 0.05% = ₹7.50

Total interest over 150 days: ₹7.50 × 150 = ₹1,125

Total repayment: ₹16,125

Early repayment? Interest stops accruing the day you pay. No extra fees ever.

✅ Eligibility Criteria

* Must be an Indian resident.
* Must meet the lender’s minimum age requirements.
* Must have a valid bank account.
* Must complete the required verification and eligibility checks.

Additional eligibility conditions may apply.

🔒 Privacy & Data Security

Loan Kisht respects user privacy. Personal information is processed in accordance with the application’s Privacy Policy and applicable laws. Information may be used for application processing, identity verification, credit assessment, fraud prevention, and regulatory compliance, as applicable.

Please review the Privacy Policy to understand how your information is collected, used, stored, and shared with authorized service providers or lending partners.

📩 Customer Support

For questions about your application, account, or repayment process, contact our support team:

Email: anshusinghavi77@gmail.com

⚠️ Important Disclaimer

Loan approval, credit limits, interest rates, repayment tenure, fees, and disbursement are subject to eligibility, verification, and the terms of the relevant lender. Loan Kisht does not guarantee loan approval, instant disbursement, limit restoration, or any specific borrowing cost. Please review all applicable charges and repayment obligations before accepting a loan.

Borrow responsibly and repay on time.