Mega Cash

MegaCash app makes it quick and easy to access cheap loans. We understand that financial emergencies happen, and an extra little cash can help. Our app is designed to make lending simple, easy and fast as possible.

Eligibility:
Any individual who is above the age of 18 years, and has a monthly source of income.

Simple application process:
Simply download the app and register with your mobile number. Apply for a quick and fair online loan anytime and anywhere! Get collateral-free loans with less documentation.

Flexible repayment terms:
Borrowers pay back the loan plus interest in regular, monthly instalments over the loan duration (term).

No hidden charges:
There are no hidden fees with Megacash and the loan process is completely transparent.
However, we may charge additional fees if you fail to make the repayment on the agreed date and carry out recovery proceedings.

Interest rates and repayment terms:
Loan Amount: $100 up to $1,000
Loan Term: 3 months to 36 months
maximum Annual Percentage Rate (APR) : 26%

Representative example of the total cost of the loan:

A loan amount of $2,000 borrowed for a one-year period with a 26% APR will cost:
- Total interest for the entire loan: $2,000 * 0.26 = $520
- Total amount payable: $2,000 + $520 = $2,520
- Monthly payment amount: $2,520 / 12 months = $210

Security:
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.

Customer Care:
Contact us - optipaycredit@gmail.com

Recent changes:
1. Great User Interface : A more intuitive and visually appealing design awaits you.
2. Bug Fixes: We keep improving our app to resolve crashes on various android versions.