Mera Kharcha AI Expense Manage is made and published by Codexcollab. AppBrain is an independent app data site and isn't affiliated with Codexcollab. The app name, icon, screenshots and description belong to Codexcollab and are shown as published on Google Play.
AppBrain's verdict
Removed- Total installs
- 8.1 thousand
- Last updated
- September 26, 2026
Mera Kharcha AI Expense Manage is no longer on Google Play. It was there for 15 days, until October 2026. It was a niche app, with 8.1 thousand installs. It had too few ratings to say what users thought.
Installs
Tracked by AppBrain- Play install range
- 5+ thousand
- Launched
- December 2025
Installs over time
The year before it was removed from Google Play, up to October 2026
Mera Kharcha AI Expense Manage was installed 8.1 thousand times before it was removed.
Competitors
Similar apps and more from CodexcollabMore from Codexcollab
Releases
Updates seen on Google Play- Version
- 1.3.7
- Launched
- December 2025
User feedback
Ratings and reviews on Google PlayComments on Mera Kharcha AI Expense Manage for Android
Technology
Found in the app by AppBrain- Ads
- No ads
- Price
- Free
- Libraries
- ?
- App size
- 13.7 MB
- Content rating
- Everyone
Technologies used by Mera Kharcha AI Expense Manage
About the app and developer
About Mera Kharcha AI Expense Manage
Mera Kharcha AI Expense Manage was a finance app developed by Codexcollab. It was removed from Google Play Oct 10, 2026.
Install Statistics
Mera Kharcha AI Expense Manage had been installed 8.1 thousand times before it became unavailable.
User Ratings
The app had no ratings.
App Information
Mera Kharcha AI Expense Manage was free. The app size was 13.69 MB. The last available version was 1.3.7. The last update was on September 26, 2026.
Technical Requirements
The app had a content rating of Everyone. The app had been available on Google Play since December 2025.
App Performance Report
Get a detailed PDF report for Mera Kharcha AI Expense Manage with download trends, rating history, and key performance statistics — useful for competitive research or tracking your own app. Learn more
Get PDF Report — $29Developer information for Codexcollab
Frequently asked questions about Mera Kharcha AI Expense Manage
Is Mera Kharcha AI Expense Manage free?
Yes. Mera Kharcha AI Expense Manage was free on Google Play.
Is Mera Kharcha AI Expense Manage still available?
No. Mera Kharcha AI Expense Manage was removed from Google Play. We last saw it there Oct 10, 2026.
Does Mera Kharcha AI Expense Manage contain ads?
No. Google Play did not list Mera Kharcha AI Expense Manage as containing ads.
How large is Mera Kharcha AI Expense Manage?
Mera Kharcha AI Expense Manage is 13.69 MB.
Is Mera Kharcha AI Expense Manage suitable for children?
Google Play rates the content of Mera Kharcha AI Expense Manage as suitable for everyone.
How many times has Mera Kharcha AI Expense Manage been installed?
Google Play listed 5,000+ installs for Mera Kharcha AI Expense Manage.
Who made Mera Kharcha AI Expense Manage?
Mera Kharcha AI Expense Manage was developed by Codexcollab. It was listed in the finance category on Google Play.
What are the best alternatives to Mera Kharcha AI Expense Manage?
People looking at Mera Kharcha AI Expense Manage also look at these finance apps: PennyWise: SMS Expense Tracker, Money Plus: Loan, Cards & Bank, Daily Expense Tracker & Budget, Budget Planner - Offline, Personal Accounting - AI Money.
Store listing
By Codexcollab, from Google PlaySimilar apps
“Auto-track UPI, card, EMI & SIP from bank SMS. AI insights, All Expenses Payment”
Description by Codexcollab Written by the developer, not by AppBrain. Click to read.
Auto-track every UPI payment, card transaction, EMI and SIP directly from your bank SMS. No bank login. No manual entry. No ads. Your complete digital passbook — powered by AI.
India's Smartest SMS Expense & Payment Tracker
Mera Kharcha is a free personal finance and expense manager app that reads your bank and UPI transaction SMS to build a complete, automatic payment history — just like a digital passbook. Install once, allow SMS permission, and every debit, credit, EMI and SIP appears instantly in a clean, searchable timeline.
No bank account linking. No spreadsheets. No data shared. Ever.
NEW: AI Assistant for Smart Spending Insights
Ask your personal AI money manager anything about your finances:
1. "How much did I spend on UPI this month?"
2. "Show my upcoming EMIs and due dates"
3. "What are my top spending categories?"
4. "Did I get any refunds this week?"
The built-in AI assistant analyses your full transaction history and delivers personalised budget summaries, spending breakdowns and smart alerts — all via a simple chat interface. Your AI-powered expense manager that works automatically, on-device.
What Mera Kharcha Tracks Automatically
1. UPI payments — PhonePe, Google Pay (GPay), Paytm, BHIM and all UPI apps
2. Debit and credit card transactions — every swipe, tap and online purchase
3. Credit card bills — bill generation dates, due dates and outstanding amounts
4. Loan EMIs — personal loan, home loan, car loan, education loan tracker
5. SIP deductions — systematic investment plan auto-tracking
6. Wallet transfers and refunds — Paytm, Amazon Pay and more
7. Utility bills and subscriptions — electricity, mobile recharge, OTT platforms
8. Bank account debits and credits — all in one chronological view
Works With All Indian Banks and UPI Apps
Compatible with SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, Punjab National Bank (PNB), Bank of Baroda (BOB), Canara Bank, Yes Bank, IndusInd Bank and every other major Indian bank. If your bank sends you an SMS alert, Mera Kharcha captures it automatically.
Key Features
1. SMS expense tracker — automatic transaction capture from bank SMS
2. AI expense manager — ask questions, get spending insights instantly
3. UPI payment tracker — all PhonePe, GPay and Paytm spends in one place
4. EMI tracker app — monitor all active loan installments and due dates
5. SIP tracker — never miss a mutual fund deduction
6. Credit card bill tracker — due date reminders and outstanding balance view
7. Digital passbook app — clean, chronological debit and credit history
8. Bank SMS reader — no login, no linking, works offline after setup
9. Wallet and refund tracker — all cashbacks and reversals captured
10. Budget manager — AI-generated monthly spending summaries
11. Offline expense tracker — works without internet after initial setup
12. Zero ads — clean, distraction-free experience
Why SMS Permission is Required (And Why It's Safe)
Most bank expense tracker apps require you to link your account or enter transactions manually. Mera Kharcha only reads transactional SMS — the payment alerts your bank already sends you. It never reads personal messages, OTPs or conversations.
Your data never leaves your phone. The AI assistant runs on-device. Nothing is uploaded, shared or sold. SMS permission is used solely to build your private payment history, stored locally on your device.
How It Keeps You in Control
With all payments visible in one AI-powered dashboard, you can:
1. Review daily UPI and card activity at a glance
2. Track SIP investments and EMI deductions automatically
3. Monitor credit card usage and upcoming bill due dates
4. Spot recurring charges and subscriptions you forgot about
5. Plan your monthly budget with complete, accurate data
Install Mera Kharcha free — the AI-powered SMS expense tracker and payment manager built for India.
No login. No manual entry. No data shared. Just install and go.
Recent changes:
Extra: Crash Fixes.
Major Updates :
1. Sms Payment tracking is now optional (Some users were complaining about this as they don't want to change default sms app.)
2. Quick Add payments by speaking in your language without opening the app with just one click from notification.
Thank you for using Mera Kharcha. For any query, reach out to merakharcha.support@gmail.com.